L'Atelier Ponsar
The computed 12-month bankruptcy probability of L'Atelier Ponsar is 2.0% (moderate). The 2025 annual accounts show equity of €128k and a net result of €87k. Equity is shrinking by ~8.3% per year across the filed fiscal years. Its solvency ranks better than 29% of 230 sector peers (fiscal year 2025). The company has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €128k |
| Net result | €87k |
| Staff (FTE) | 19.2 |
| Better than sector | 29% |
Strong profile, led by profitability.
All 5 axes are computed from data Checked has read.
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.
See plans →How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 7.5% | 25.6% | |
| Net result | €87k | €15k | |
| Equity | €128k | €61k | |
| Gross operating margin | €1.10M | €110k | |
| Staff costs | €654k | €126k |
| Fiscal year | 2025 |
|---|---|
| Deposit | volledig |
| Revenue | - |
| EBITDA | €268k |
| Net profit | €87k |
| Cash flow | €200k |
| Staff costs | €654k |
| Income taxes | €5k |
| Dividends | - |
| Total assets | €1.71M |
| Equity | €128k |
| Debt | €1.58M |
| of which ≤ 1y | €1.02M |
| of which > 1y | €563k |
| Working capital | €-679k |
| Employees (FTE) | 19.2 |
| 2025 | |
|---|---|
| Current ratio | 0.33 |
| Quick ratio | 0.21 |
| Working capital ratio | -39.8% |
| Solvency | 7.5% |
| Debt / equity | 12.38 |
| Long-term debt ratio | 4.41 |
| Interest coverage | 4.11 |
| Gross margin | - |
| Net margin | - |
| ROA | 5.1% |
| ROE | 67.9% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
| Line item | Code | 2025 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €1.71M |
| Fixed assets | 21/28 | €1.37M |
| Intangible fixed assets | 21 | €402k |
| Tangible fixed assets | 22/27 | €809k |
| Financial fixed assets | 28 | €159k |
| Current assets | 29/58 | €338k |
| Stocks & contracts in progress | 3 | €124k |
| Amounts receivable within one year | 40/41 | €203k |
| Cash & bank | 54/58 | €10k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €1.71M |
| Equity | 10/15 | €128k |
| Contributions / capital | 10/11 | €22k |
| Reserves | 13 | €118k |
| Accumulated profits (losses) | 14 | €-12k |
| Amounts payable | 17/49 | €1.58M |
| Amounts payable after one year | 17 | €563k |
| Amounts payable within one year | 42/48 | €1.02M |
| Trade debts payable within one year | 44 | €289k |
| Income statement | ||
| Gross operating margin | 9900 | €1.10M |
| Operating result | 9901 | €154k |
| Financial income | 75 | €918 |
| Financial charges | 65 | €65k |
| Result before taxes | 9903 | €91k |
| Income taxes | 67/77 | €5k |
| Net result for the period | 9904 | €87k |
| Result to be appropriated | 9905 | €87k |
| NACE primary | Ambachtelijke vervaardiging van brood en van vers banketbakkerswerk(10712) |
| Legal form | Private limited company(610) |
| Incorporation | 30-11-2012 |
| Status | Active |
| Postal code | 6810 |
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 81011C2315/00G000 | Wallonia | 9.1 ha | 1 · 1,055 m² | 10.5 m · 3 fl. |
| 85019B0460/00S000 | Wallonia | 4,802 m² | 1 · 1,517 m² | 10.2 m · 2 fl. |
| 81001A1291/00H005 | Wallonia | 325 m² | 1 · 123 m² | 12.3 m · 3 fl. |
| 85033A1089/00D000 | Wallonia | 275 m² | 1 · 151 m² | - |
| 85017A0781/00G000 | Wallonia | 204 m² | 1 · 84 m² | 9.2 m · 3 fl. |
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
| Legal nameFR | L'Atelier Ponsar |