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L'ARTISAN COUTURIER

Active
Private limited companyfounded 2007active for 19 yearsPippelingstraat 3, 1000 Brussel, BelgiumKBO/BCE: BE 0889.409.430

From the official registers: KBO 19 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

L'ARTISAN COUTURIER has been active since 2007 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€3,524) and a net result of €316. Equity has been shrinking by about 19% per year since 2018. Its solvency ranks better than 14% of 3,298 sector peers (NACE 95, financial year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).

Overview

Official details

KBO
Status
Active since 14-05-2007 Normal situation
Activity
Repair and maintenance of other personal and household goods NACE 95290and 1 other
Establishment unit
2.162.550.068 1000 Brussel, since 09-05-2007
Financial year end
31 December
Peppol
Reachable since 01-12-2025

Board and ownership

Board

Financial position

54 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
0.5%
Annual accounts 2025
Gross margin
€44,523
▲ 2.9%
Turnover
≈ €150,000
estimated
Profit
€316
▲ 5.5%
Equity
-€3,524
▲ 8.2%
Total assets
€20,833
▼ 11.4%
Staff
1 FTE
=
Filed on 08-07-2026, 23 days before the deadlineat the National Bank
Score breakdownraises riskCapped at 59: negative equityNegative equity -€3,524Sector: Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles (NACE 95)lowers riskSize: total assets €20,833Founded in 2007Show the evidence

Checked score

Score 2025
54 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 29% of micro companies in repair of computers and personal goods (NACE 95)
Negative equity caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick: 2024
Weak
Solvency 8-1
equity -16.9% of total assets
Liquidity 28-17
short-term debt 116.9% · cash 22.0%
Profitability 57+5
return on assets 1.5%
Bankruptcy probability within 12 months
0.5% Very low
0%0.5%1.5%4%10%≥ 25%

About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.5% (5,130 companies, NACE 95, micro)
Last 24 months 11-2024: 0.6% 12-2024: 0.6%● unchanged vs 11-2024 01-2025: 0.6%● unchanged vs 12-2024 02-2025: 0.6%● unchanged vs 01-2025 03-2025: 0.6%● unchanged vs 02-2025 04-2025: 0.6%● unchanged vs 03-2025 05-2025: 0.6%● unchanged vs 04-2025 06-2025: 0.6%● unchanged vs 05-2025 07-2025: 0.7%▲ +0.1 percentage points vs 06-2025 08-2025: 1.0%▲ +0.3 percentage points vs 07-2025highest value 09-2025: 0.4%▼ -0.6 percentage points vs 08-2025 10-2025: 0.4%● unchanged vs 09-2025 11-2025: 0.4%● unchanged vs 10-2025 12-2025: 0.4%● unchanged vs 11-2025 01-2026: 0.4%● unchanged vs 12-2025lowest value 02-2026: 0.4%● unchanged vs 01-2026lowest value 03-2026: 0.4%● unchanged vs 02-2026 04-2026: 0.5%▲ +0.1 percentage points vs 03-2026 05-2026: 0.4%▼ -0.1 percentage points vs 04-2026 06-2026: 0.4%● unchanged vs 05-2026 07-2026: 0.5%▲ +0.1 percentage points vs 06-2026 08-2026: 0.5%● unchanged vs 07-2026 09-2026: 0.5%● unchanged vs 08-2026 10-2026: 0.5%● unchanged vs 09-2026
No credit on open account
Liquidity is insufficient, with a current ratio of 0.76 (0.77 in 2024), below 1. Short-term debt is 116.9% and cash 22% of total assets. Equity is negative.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 95, micro). It does better than 13% of them on solvency, 20% on liquidity, 31% on profitability and 51% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Size: total assets €20,833
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Negative equity -€3,524
NBB · annual accounts
lowers risk · Founded in 2007
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Sector: Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles (NACE 95)
KBO
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 14% of 3298 sector peers (2025).
NBB · sector comparison
Position among 3298 sector peers
Solvency
better than 14%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-07-2026, 23 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
23 days early
2024
11 days late
2023
8 days late
2022
3 days early
2021
72 days late
2020
18 days late
2019
96 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 26 days after the deadline. In the sector (NACE 95), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 9 August (4 of the last 5 accounts filed within 32 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Risk: Negative equitydebts exceed assets in financial year 2025 -€3,524 View
  • Caution: Lower solvency than 86% of companies in repair of computers and personal goodssector median 37.8% · 3,298 companies -16.9% View

Comparable companies

These companies have the same main activity as L'ARTISAN COUTURIER: repair and maintenance of other personal and household goods (NACE 95290). They are comparable in size and age: total assets between €14,400 and €39,700, founded between 2002 and 2013.

CompanyTotal assetsGross margin
L'ARTISAN COUTURIER Brussel€20,833€44,523
AMV Invest Deinze€19,146€62,302
AMSAMDAM Brussel€29,769€24,693
ZAHFARAN Antwerpen€14,560€27,157
D & A Management Antwerpen€37,873€40,558
FIETSEN DIRK Gent€14,354€20,281
TASROB Mechelen€39,701€77,533
Full comparison

Documents

Key facts about L'ARTISAN COUTURIER

What is the company number of L'ARTISAN COUTURIER?
The company number of L'ARTISAN COUTURIER is 0889.409.430. The VAT number is the same number with BE in front: BE 0889.409.430.
Where is L'ARTISAN COUTURIER based?
The registered office is at Pippelingstraat 3, 1000 Brussel.Company details
What does L'ARTISAN COUTURIER do?
According to the KBO register, the main activity is repair and maintenance of other personal and household goods (NACE 95290).
What is the legal form of L'ARTISAN COUTURIER?
The legal form of L'ARTISAN COUTURIER is Private limited company (BV).
When was L'ARTISAN COUTURIER founded?
L'ARTISAN COUTURIER was founded on 14-05-2007.
Is L'ARTISAN COUTURIER still active?
Yes, L'ARTISAN COUTURIER is an active enterprise in the KBO register.
How many employees does L'ARTISAN COUTURIER have?
L'ARTISAN COUTURIER had an average of 1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of L'ARTISAN COUTURIER?
The turnover in financial year 2025 is ≈ €150,000. This figure is estimated from the gross margin of €44,523 and 59 comparable companies (NACE 95). It probably lies between €100,000 and €330,000.
Is L'ARTISAN COUTURIER profitable?
In financial year 2025, L'ARTISAN COUTURIER made a profit of €316.
Where can I find the annual accounts of L'ARTISAN COUTURIER?
L'ARTISAN COUTURIER filed 19 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of L'ARTISAN COUTURIER due?
L'ARTISAN COUTURIER must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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