L.Archi
ActiveSummary
L.Archi has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €43k and a net result of €3k. Equity is shrinking by ~3.3% per year across the filed fiscal years. Its solvency ranks better than 41% of 1906 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability73▼-14
Solvency70▲+10
Growth32▼-26
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity short (current ratio 0.65 against 0.68 in 2024; short-term debt: 55.2% and cash: 26.6% of total assets), and 55.2% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 63
Relative position
BE, all sectors
reference
Computing infrastructure, data processing, hosting and other information service activities (NACE 63)
about 52% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
44.8%
Return on assets
3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
13 d early
2023
23 d early
2022
31 d early
2021
38 d early
2020
19 d late
2019
42 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€43k▲ 7.2%
2024 · €40k
2018: €78k
2019: €79k▲ +1.0% vs 2018
2020: €79k▲ +0.4% vs 2019
2021: €79k▲ +0.6% vs 2020highest in 8 years
2022: €75k▼ -5.3% vs 2021
2023: €73k▼ -2.7% vs 2022
2024: €40k▼ -45.7% vs 2023lowest in 8 years
2025: €43k▲ +7.2% vs 2024
2018 → 2025
Total assets
€95k▼ 16.1%
2024 · €113k
2018: €122khighest in 8 years
2019: €120k▼ -1.4% vs 2018
2020: €98k▼ -18.4% vs 2019
2021: €102k▲ +4.2% vs 2020
2022: €95k▼ -7.0% vs 2021
2023: €86k▼ -9.2% vs 2022lowest in 8 years
2024: €113k▲ +31.5% vs 2023
2025: €95k▼ -16.1% vs 2024
2018 → 2025
Net result
€3k▼ 82.8%
2024 · €17k
2018: €4k
2019: €755▼ -82.6% vs 2018
2020: €293▼ -61.2% vs 2019
2021: €497▲ +69.8% vs 2020
2022: €-4k▼ -950% vs 2021lowest in 8 years
2023: €-2k▲ +52.5% vs 2022
2024: €17k▲ +929% vs 2023highest in 8 years
2025: €3k▼ -82.8% vs 2024
2018 → 2025
Working capital
€-18k▲ 23.4%
2024 · €-24k
2018: €27k
2019: €28k▲ +3.4% vs 2018
2020: €29k▲ +1.7% vs 2019
2021: €29k▲ +1.7% vs 2020highest in 8 years
2022: €-5k▼ -117% vs 2021
2023: €4k▲ +188% vs 2022
2024: €-24k▼ -651% vs 2023lowest in 8 years
2025: €-18k▲ +23.4% vs 2024
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€79k-€75k▼ 5.3%€73k▼ 2.7%€40k▼ 45.7%€43k▲ 7.2%
2021: €79khighest in 5 years
2022: €75k▼ -5.3% vs 2021
2023: €73k▼ -2.7% vs 2022
2024: €40k▼ -45.7% vs 2023lowest in 5 years
2025: €43k▲ +7.2% vs 2024
Operating result€6k-€-57€5k€28k▲ 505%€11k▼ 62.6%
2021: €6k
2022: €-57▼ -101% vs 2021lowest in 5 years
2023: €5k▲ +8202% vs 2022
2024: €28k▲ +505% vs 2023highest in 5 years
2025: €11k▼ -62.6% vs 2024
Net result€497-€-4k€-2k▲ 52.5%€17k€3k▼ 82.8%
2021: €497
2022: €-4k▼ -950% vs 2021lowest in 5 years
2023: €-2k▲ +52.5% vs 2022
2024: €17k▲ +929% vs 2023highest in 5 years
2025: €3k▼ -82.8% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 63% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €95k
Fixed assets
€61k ▼ 4.3%
Current assets
€34k ▼ 31.3%
Equity and liabilities €95k
Equity
€43k ▲ 7.2%
Debt
€52k ▼ 28.7%
Debt's share of the balance-sheet total falls from 64.9% to 55.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€21k▼
2024 · €38k
Cash flow
€13k▼
2024 · €27k
Current ratio
0.65▼
2024 · 0.68
Debt to equity
1.23▼
2024 · 1.85
ROE
6.7%▼
2024 · 41.9%
ROA
3.0%▼
2024 · 14.7%
Interest coverage
53.61▼
2024 · 79.24
Debt ≤ 1 year
€52k▼
2024 · €74k
Income taxes
€7k▼
2024 · €11k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 41 lines
Balance sheet
Code20242025
Assets
Total assets20/58€113k€95k▼
Fixed assets21/28€64k€61k▼
Intangible fixed assets21€60k€51k▼
Tangible fixed assets22/27€4k€10k▲
Furniture and vehicles24€4k€10k▲
Current assets29/58€50k€34k▼
Amounts receivable within one year40/41€13k€8k▼
Trade receivables40€13k€8k▼
Other amounts receivable41-€152
Cash at bank and in hand54/58€36k€25k▼
Deferred charges and accrued income490/1€958€839▼
Equity and liabilities
Total equity and liabilities10/49€113k€95k▼
Equity10/15€40k€43k▲
Contributions10/11€18k€18k=
Reserves13€17k€19k▲
Distributable reserves133€17k€19k▲
Profit (loss) carried forward14€5k€5k▲
Amounts payable17/49€74k€52k▼
Amounts payable within one year42/48€74k€52k▼
Trade debts44€3k€2k▼
Suppliers440/4€3k€2k▼
Taxes, remuneration and social security45€18k€5k▼
Taxes450/3€15k€4k▼
Remuneration and social security454/9€3k€124▼
Other amounts payable47/48€53k€46k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€11k▲
Other operating charges640/8€768€1k▲
Gross operating margin9900€39k€22k▼
Operating profit (loss)9901€28k€11k▼
Financial income75/76B€39€177▲
Recurring financial income75€39€177▲
Financial charges65/66B€482€392▼
Recurring financial charges65€482€392▼
Profit (loss) for the period before taxes9903€28k€10k▼
Income taxes67/77€11k€7k▼
Profit (loss) for the period9904€17k€3k▼
Profit (loss) for the period to be appropriated9905€17k€3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€22k€8k▼
Profit (loss) brought forward from the previous period14P€5k€5k=
Transfer to equity691/2€17k€3k▼
To other reserves6921€17k€3k▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €765 | €2k | €1k | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | €11k | €11k | €10k | €11k | ▲ 4.7% |
| Other operating charges640/8 | €2k | €466 | €1k | €768 | €1k | ▲ 44.2% |
| Non-recurring operating charges66A | €5k | - | - | - | - | - |
| Gross operating margin9900 | €14k | €13k | €18k | €39k | €22k | ▼ 43.1% |
| Operating profit (loss)9901 | €6k | €-57 | €5k | €28k | €11k | ▼ 62.6% |
| Financial income75/76B | €1 | €0 | €219 | €39 | €177 | ▲ 354% |
| Recurring financial income75 | €1 | €0 | €219 | €39 | €177 | ▲ 354% |
| Financial charges65/66B | €3k | €3k | €2k | €482 | €392 | ▼ 18.5% |
| Recurring financial charges65 | €3k | €3k | €2k | €482 | €392 | ▼ 18.5% |
| Profit (loss) for the period before taxes9903 | €3k | €-3k | €3k | €28k | €10k | ▼ 62.8% |
| Income taxes67/77 | €3k | €766 | €5k | €11k | €7k | ▼ 32.6% |
| Profit (loss) for the period9904 | €497 | €-4k | €-2k | €17k | €3k | ▼ 82.8% |
| Profit (loss) for the period to be appropriated9905 | €497 | €-4k | €-2k | €17k | €3k | ▼ 82.8% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €102k | €95k | €86k | €113k | €95k | ▼ 16.1% |
| Fixed assets21/28 | €50k | €80k | €69k | €64k | €61k | ▼ 4.3% |
| Intangible fixed assets21 | - | €79k | €68k | €60k | €51k | ▼ 14.3% |
| Tangible fixed assets22/27 | - | €573 | €299 | €4k | €10k | ▲ 159% |
| Furniture and vehicles24 | - | €573 | €299 | €4k | €10k | ▲ 159% |
| Financial fixed assets28 | €50k | €50 | €50 | - | - | - |
| Current assets29/58 | €52k | €15k | €17k | €50k | €34k | ▼ 31.3% |
| Stocks and contracts in progress3 | - | €13k | €7k | - | - | - |
| Stocks30/36 | - | €13k | €7k | - | - | - |
| Amounts receivable within one year40/41 | €48k | €1k | €7k | €13k | €8k | ▼ 35.7% |
| Trade receivables40 | €3k | €414 | €6k | €13k | €8k | ▼ 36.9% |
| Other amounts receivable41 | €45k | €665 | €843 | - | €152 | - |
| Cash at bank and in hand54/58 | €4k | €114 | €3k | €36k | €25k | ▼ 30.2% |
| Deferred charges and accrued income490/1 | €347 | €588 | €954 | €958 | €839 | ▼ 12.4% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €102k | €95k | €86k | €113k | €95k | ▼ 16.1% |
| Equity10/15 | €79k | €75k | €73k | €40k | €43k | ▲ 7.2% |
| Contributions10/11 | €62k | €62k | €62k | €18k | €18k | = |
| Capital10 | €62k | €62k | €62k | - | - | - |
| Issued capital100 | €62k | €62k | €62k | - | - | - |
| Reserves13 | €6k | €6k | €6k | €17k | €19k | ▲ 16.8% |
| Non-distributable reserves130/1 | €6k | €6k | €6k | - | - | - |
| Legal reserve130 | €6k | €6k | €6k | - | - | - |
| Distributable reserves133 | - | - | - | €17k | €19k | ▲ 16.8% |
| Profit (loss) carried forward14 | €11k | €7k | €5k | €5k | €5k | ▲ 1.3% |
| Amounts payable17/49 | €23k | €20k | €13k | €74k | €52k | ▼ 28.7% |
| Amounts payable within one year42/48 | €23k | €20k | €13k | €74k | €52k | ▼ 28.7% |
| Financial debts43 | - | €6k | - | - | - | - |
| Credit institutions430/8 | - | €6k | - | - | - | - |
| Trade debts44 | €3k | €271 | €2k | €3k | €2k | ▼ 19.3% |
| Suppliers440/4 | €3k | €271 | €2k | €3k | €2k | ▼ 19.3% |
| Taxes, remuneration and social security45 | €4k | €3k | €5k | €18k | €5k | ▼ 75.0% |
| Taxes450/3 | €4k | €3k | €5k | €15k | €4k | ▼ 70.4% |
| Remuneration and social security454/9 | - | - | - | €3k | €124 | ▼ 96.1% |
| Other amounts payable47/48 | €17k | €10k | €6k | €53k | €46k | ▼ 13.2% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €497 | €-4k | €-2k | €17k | €3k | ▼ 82.8% |
| + Depreciation and write-downs630 | - | €11k | €11k | €10k | €11k | ▲ 4.7% |
| Operating cash flow (approximation) | €497 | €7k | €9k | €27k | €13k | ▼ 49.8% |
| Investment in fixed assets (approximation) | - | €-41k | €0 | €-5k | €-8k | ▼ 61.9% |
| Change in cash | - | €-4k | €3k | €33k | €-11k | ▼ 133% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
18-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €17k
Net result €17k after 2 loss-making years.
08-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €-4k
Net result drops to €-4k, the lowest in the series; recovery starts the following year.
23-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
19-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 19 days late
2020
19-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
23-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 23 days late
2018
27-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 27 days late
2017
22-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 22 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 6 acts read
About the unread acts
We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Namur · 2 establishment units since 1991
Ground area
2,573 m²
Building footprint
222 m²
2 parcels, Wallonia. Linked by address, not a title deed.
2 establishment units
VALLEY
since 19912.054.943.317
L.Archi
since 20242.362.215.660
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92021C0189/00G000 | Wallonia | 1,438 m² | 1 · 143 m² | - |
| 92017C0079/00X000 | Wallonia | 1,135 m² | 1 · 79 m² | - |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 2,723 companies in sector 63100 we hold annual accounts for 1,270. 898 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded07-11-1991
Fiscal year end31-12
Activities, NACEBEL 2025
63100Computing infrastructure, data processing, hosting and related activities
46341Wholesale of wines and spirits
46349Wholesale of beverages, general range
Contact
E-mail
info@l-archi.be
Phone
+32478311257
E-mail
valleys@skynet.beNamur
Phone
+32475497933Namur
Phone
0478/311257Namur
Scores and ratios are computed by Checked and are not a credit decision.