CITTEL
ActiveCITTEL has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €88k and a net result of €12k. Equity is growing by ~7.7% per year across the filed fiscal years. Its solvency ranks better than 90% of 1886 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
93
/ 100
Excellent▲ +8 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability68▼-1
Solvency100=
Growth52=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 6.12 against 3.52 in 2024), and 7.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 63
Relative position
BE, all sectors
reference
Sector 63
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
92.2%
Return on assets
12.6%
Age of the figures
14 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 29-01-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
1 d early
2023
5 d late
2022
23 d late
2021
28 d late
2020
22 d late
2019
26 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close12-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€88k▲ 15.8%
2024 · €76k
2019: €42k
2020: €67k
2021: €65k
2022: €75k
2023: €66k
2024: €76k
2019 → 2025
Total assets
€96k▲ 10.6%
2024 · €86k
2019: €51k
2020: €79k
2021: €68k
2022: €80k
2023: €95k
2024: €86k
2019 → 2025
Net result
€12k▲ 14.6%
2024 · €11k
2019: €19k
2020: €25k
2021: €-2k
2022: €10k
2023: €11k
2024: €11k
2019 → 2025
Working capital
€38k▲ 46.2%
2024 · €26k
2019: €42k
2020: €67k
2021: €15k
2022: €25k
2023: €16k
2024: €26k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€65k-€75k▲ 14.7%€66k▼ 12.7%€76k▲ 16.0%€88k▲ 15.8%
Operating result€-2k-€12k€15k▲ 27.9%€15k▼ 1.7%€16k▲ 8.6%
Net result€-2k-€10k€11k▲ 19.4%€11k▼ 8.4%€12k▲ 14.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 9% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €96k
Fixed assets
€50k=
Current assets
€46k▲ 25.2%
Equity and liabilities €96k
Equity
€88k▲ 15.8%
Debt
€7k▼ 28.0%
The debt ratio falls from 12.0% to 7.8%: equity grows while debt is paid down.
Key figures and ratios
Solvency
92.2%▲
2024 · 88.0%
Current ratio
6.12▲
2024 · 3.52
Quick ratio
6.12▲
2024 · 3.52
Debt / equity
0.08▼
2024 · 0.14
ROE
13.7%▼
2024 · 13.8%
ROA
12.6%▲
2024 · 12.2%
Debt
€7k▼
2024 · €10k
Debt ≤ 1 year
€7k▼
2024 · €10k
Income taxes
€4k▼
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€86k€96k▲
Fixed assets21/28€50k€50k=
Financial fixed assets28€50k€50k=
Current assets29/58€36k€46k▲
Amounts receivable within one year40/41€2k€6k▲
Trade receivables40€2k€5k▲
Other amounts receivable41-€701
Cash at bank and in hand54/58€34k€40k▲
Equity and liabilities
Total equity and liabilities10/49€86k€96k▲
Equity10/15€76k€88k▲
Contributions10/11€20k€20k=
Reserves13€1k€1k=
Tax-exempt reserves132€1k€1k=
Profit (loss) carried forward14€55k€67k▲
Amounts payable17/49€10k€7k▼
Amounts payable within one year42/48€10k€7k▼
Trade debts44€593€488▼
Suppliers440/4€593€488▼
Taxes, remuneration and social security45€4k€1k▼
Taxes450/3€4k€1k▼
Other amounts payable47/48€5k€5k▲
Income statement
Code20242025
Other operating charges640/8€384€387▲
Gross operating margin9900€15k€17k▲
Operating profit (loss)9901€15k€16k▲
Financial charges65/66B€52€29▼
Recurring financial charges65€52€29▼
Profit (loss) for the period before taxes9903€15k€16k▲
Income taxes67/77€5k€4k▼
Profit (loss) for the period9904€11k€12k▲
Profit (loss) for the period to be appropriated9905€11k€12k▲
Appropriation of the result
Profit (loss) to be appropriated9906€55k€67k▲
Profit (loss) brought forward from the previous period14P€44k€55k▲
Transfer from equity791/2€2k-
Transfer to equity691/2€2k-
To contributions691€2k-
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Liquidity doublescurrent ratio 3.52
Current ratio from 1.52 to 3.52; short-term debt falls from €30k to €10k.
05-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 5 days late
2023
23-02
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 23 days late
2022
30-06
Financial
Back to profitnet €10k
Net result €10k after one loss-making year.
28-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 28 days late
2021
30-06
Financial
Weakest financial yearnet €-2k ▼108%
Net result drops to €-2k, the lowest in the series; recovery starts the following year.
22-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 22 days late
2020
30-06
Financial
Highest result since 2019net €25k ▲33.8%
Operating result €37k, net result €25k, both a record.
26-02
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 26 days late
2019
29-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
29-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
24-02
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 24 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Overijse · 1 establishment unit since 1990
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Topaaslaan 253090 OverijseGround area
3,760 m²
Building footprint
306 m²
Volume, LiDAR
1,837 m³
2 parcels, Flanders · tallest building 8.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
CITTEL
since 19902.048.272.784
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23033A0612/00C003 | Flanders | 2,882 m² | 1 · 134 m² | 8.8 m · 2 fl. |
| 23062M0730/00L000 | Flanders | 878 m² | 1 · 172 m² | 8.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
SynaptICT Services
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SpeelYaal
BE 0730.916.378
Genk · Eq €88k
FIT-DESIGN
BE 0438.177.110
Alken · Eq €88k
VARAMEDIA
BE 0735.921.083
Beernem · Eq €88k
CORECO
BE 0832.847.245
Aalst · Eq €88k
Of 2,711 companies in sector 63100 we hold annual accounts for 1,265. 977 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-05-1990
Fiscal year end30-06
Activities, NACEBEL
63100Computing infrastructure, data processing, hosting and related activities
63110Computing infrastructure, data processing, hosting and other information service activities
72300
Sources
Crossroads Bank for EnterprisesNational Bank · 35 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.