L’Appart
ActiveThe computed 12-month bankruptcy probability of L’Appart is 1.6% (moderate). The 2024 annual accounts show equity of €94k and a net result of €28k. Equity is growing by ~8.1% per year across the filed fiscal years. Its solvency ranks better than 59% of 26048 sector peers (fiscal year 2024). The company has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
69
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability85▲+9
Solvency68▼-21
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
1.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 2.58 against 3.25 in 2023; short-term debt: 35.7% and cash: 28.5% of total assets), but 57% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 11-07-2025, 20 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
not confirmed
2024
20 d early
2023
36 d early
2022
11 d early
2021
11 d early
2020
30 d late
2019
82 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€28k▲ 81.4%
2023 · €16k
2018: €20k
2019: €27k
2020: €54k
2021: €60k
2022: €15k
2023: €16k
2018 → 2024
Working capital
€123k▼ 23.2%
2023 · €161k
2018: €74k
2019: €108k
2020: €122k
2021: €137k
2022: €188k
2023: €161k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€130k-€160k▲ 22.6%€146k▼ 8.4%€162k▲ 10.6%€94k▼ 41.9%
Operating result€66k-€84k▲ 28.3%€31k▼ 63.4%€28k▼ 7.6%€47k▲ 64.0%
Net result€54k-€60k▲ 9.6%€15k▼ 74.6%€16k▲ 2.7%€28k▲ 81.4%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 64% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €219k
Fixed assets
€17k▼ 13.4%
Current assets
€202k▼ 13.2%
Equity and liabilities €219k
Equity
€94k▼ 41.9%
Debt
€125k▲ 38.3%
The debt ratio rises from 35.8% to 57.0%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€49k▲
2023 · €32k
Cash flow
€31k▲
2023 · €19k
Solvency
43.0%▼
2023 · 64.2%
Current ratio
2.58▼
2023 · 3.25
Quick ratio
0.97▼
2023 · 1.61
Debt / equity
1.33▲
2023 · 0.56
ROE
29.9%▲
2023 · 9.6%
ROA
12.8%▲
2023 · 6.1%
Interest coverage
10.94▲
2023 · 8.34
Debt
€125k▲
2023 · €90k
Debt ≤ 1 year
€78k▲
2023 · €71k
Income taxes
€14k▲
2023 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€252k€219k▼
Fixed assets21/28€20k€17k▼
Intangible fixed assets21€2k-
Tangible fixed assets22/27€12k€11k▼
Furniture and vehicles24€12k€11k▼
Financial fixed assets28€7k€7k=
Current assets29/58€232k€202k▼
Stocks and contracts in progress3€118k€126k▲
Stocks30/36€118k€126k▲
Amounts receivable within one year40/41€73k€12k▼
Trade receivables40€71k€10k▼
Other amounts receivable41€2k€2k▼
Cash at bank and in hand54/58€39k€63k▲
Deferred charges and accrued income490/1€3k€2k▼
Equity and liabilities
Total equity and liabilities10/49€252k€219k▼
Equity10/15€162k€94k▼
Contributions10/11€100k€30k▼
Reserves13€1k€1k=
Non-distributable reserves130/1€1k€1k=
Reserves not available under the articles1311€1k€1k=
Profit (loss) carried forward14€61k€63k▲
Amounts payable17/49€90k€125k▲
Amounts payable within one year42/48€71k€78k▲
Trade debts44€69k€27k▼
Suppliers440/4€69k€27k▼
Taxes, remuneration and social security45-€23k
Taxes450/3-€23k
Other amounts payable47/48€3k€29k▲
Accrued charges and deferred income492/3€19k€47k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€3k▼
Other operating charges640/8€7k€4k▼
Gross operating margin9900€39k€54k▲
Operating profit (loss)9901€28k€47k▲
Financial income75/76B€35€234▲
Recurring financial income75€35€234▲
Financial charges65/66B€4k€5k▲
Recurring financial charges65€4k€5k▲
Profit (loss) for the period before taxes9903€25k€42k▲
Income taxes67/77€9k€14k▲
Profit (loss) for the period9904€16k€28k▲
Profit (loss) for the period to be appropriated9905€16k€28k▲
Appropriation of the result
Profit (loss) to be appropriated9906€61k€89k▲
Profit (loss) brought forward from the previous period14P€45k€61k▲
Profit to be distributed694/7-€26k
Return on contributions (dividend)694-€26k
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
11-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
25-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €150kEq €162k ▲10.6%
6 profitable years in a row build equity to €162k.
20-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Weakest financial yearnet €15k ▼74.6%
Net result drops to €15k, the lowest in the series; recovery starts the following year.
20-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €60k ▲9.6%
Operating result €84k, net result €60k, both a record.
31-12
Financial
Equity above €150kEq €160k ▲22.6%
4 profitable years in a row build equity to €160k.
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
21-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 82 days late
2019
31-12
Financial
Equity above €100kEq €116k ▲30.8%
2 profitable years in a row build equity to €116k.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ukkel · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Dekenijstraat 811180 UkkelGround area
139 m²
Building footprint
140 m²
Volume, LiDAR
1,168 m³
Parcel 21016B0028/00M003, Brussels · tallest building 12.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Dekenijstraat 81, 1180 Ukkel
since 20152.301.225.822
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21016B0028/00M003 | Brussels | 139 m² | 1 · 140 m² | 12.9 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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AYDIN Compagnie
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DELVAUX KEUKENS
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Of 2,610 companies in sector 47551 we hold annual accounts for 1,718. 1,309 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-06-2015
Fiscal year end31-12
Activities, NACEBEL
47551Retail sale of household furniture
47591Retail trade
47552Retail sale of lighting equipment
47592Retail trade
47610Retail trade
47711Retail sale of women's outerwear
74104Other professional, scientific and technical activities
74130Interior design
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.