L.A.M.
ActiveSummary
For L.A.M., at least two filing cycles of the annual accounts are missing. The 2023 annual accounts show equity of €336k and a net result of €-85k. Equity is growing by ~6.6% per year across the filed fiscal years. The company has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
No current score
Figures too old
The available figures for FY 2023 are too old to assess current financial health.
Filing: At least two filing cycles are missing
Axes, FY 2023 · tick = 2022
Profitability8▼-58
Solvency61▼-32
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2023Solvency, return and age of the figures
Solvency
35.7%
Return on assets
-9%
Age of the figures
33 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2024, 2 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 10 filingsPosition against the passed deadline
31-12-2024 close31-07-2025 deadline24-09-2026 today
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 13-11-2025, 470 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
470 d late
2022
115 d late
2021
100 d late
2020
31 d early
2019
37 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2023, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-85k
2022 · €192k
2018: €19k
2019: €22k
2020: €24k
2021: €24k
2022: €192k
2018 → 2023
Working capital
€-101k▼ 1,567%
2022 · €-6k
2018: €-43k
2019: €-52k
2020: €-53k
2021: €-65k
2022: €-6k
2018 → 2023
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20192020202120222023Trend
Equity€240k-€238k▼ 1.0%€235k▼ 1.0%€421k▲ 79.0%€336k▼ 20.2%
Operating result€53k-€51k▼ 2.9%€51k▼ 0.9%€61k▲ 19.5%€-67k
Net result€22k-€24k▲ 6.5%€24k▲ 0.4%€192k▲ 709%€-85k
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2023: a loss of €67k after €61k in 2022, the lowest result in the available series.
Balance-sheet composition
2023 in colour, 2022 as the grey bar beneath
Assets €943k
Fixed assets
€887k ▲ 63.8%
Current assets
€56k ▼ 28.5%
Equity and liabilities €943k
Equity
€336k ▼ 20.2%
Provisions
€55k ▼ 3.0%
Debt
€551k ▲ 291%
Debt's share of the balance-sheet total rises from 22.8% to 58.4%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€2k▼
2022 · €63k
Cash flow
€-16k▼
2022 · €194k
Current ratio
0.35▼
2022 · 0.93
Debt to equity
1.64▲
2022 · 0.33
ROE
-25.2%▼
2022 · 45.5%
ROA
-9.0%▼
2022 · 30.9%
Interest coverage
0.10▼
2022 · 1.95
Debt ≤ 1 year
€157k▲
2022 · €84k
Debt > 1 year
€394k▲
2022 · €57k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2023 against 2022 · 55 lines
Balance sheet
Code20222023
Assets
Total assets20/58€619k€943k▲
Fixed assets21/28€541k€887k▲
Tangible fixed assets22/27€541k€887k▲
Land and buildings22€534k€845k▲
Plant, machinery and equipment23€7k€13k▲
Furniture and vehicles24-€29k
Current assets29/58€78k€56k▼
Amounts receivable within one year40/41€40k€53k▲
Other amounts receivable41€40k€53k▲
Cash at bank and in hand54/58€38k€2k▼
Equity and liabilities
Total equity and liabilities10/49€619k€943k▲
Equity10/15€421k€336k▼
Contributions10/11€112k€112k=
Capital10€112k€112k=
Issued capital100€112k€112k=
Reserves13€182k€177k▼
Non-distributable reserves130/1€11k€11k=
Legal reserve130€11k€11k=
Tax-exempt reserves132€171k€166k▼
Profit (loss) carried forward14€127k€48k▼
Provisions and deferred taxes16€57k€55k▼
Deferred taxes168€57k€55k▼
Amounts payable17/49€141k€551k▲
Amounts payable after more than one year17€57k€394k▲
Financial debts170/4€52k€389k▲
Other amounts payable178/9€5k€5k=
Amounts payable within one year42/48€84k€157k▲
Current portion of amounts payable after more than one year42€21k€25k▲
Financial debts43€0-
Credit institutions430/8€0-
Trade debts44€2k€33k▲
Suppliers440/4€2k€33k▲
Taxes, remuneration and social security45€61k-
Taxes450/3€12k-
Remuneration and social security454/9€49k-
Other amounts payable47/48-€98k
Income statement
Code20222023
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€69k▲
Other operating charges640/8€0€4k▲
Gross operating margin9900€63k€6k▼
Operating profit (loss)9901€61k€-67k▼
Financial income75/76B€228k-
Recurring financial income75€228k-
Non-recurring financial income76B€228k-
Financial charges65/66B€32k€20k▼
Recurring financial charges65€32k€20k▼
Profit (loss) for the period before taxes9903€256k€-87k▼
Transfer from deferred taxes780-€2k
Transfer to deferred taxes680€57k-
Income taxes67/77€8k-
Profit (loss) for the period9904€192k€-85k▼
Transfer from tax-exempt reserves789-€5k
Transfer to tax-exempt reserves689€171k-
Profit (loss) for the period to be appropriated9905€21k€-80k▼
Appropriation of the result
Profit (loss) to be appropriated9906€127k€48k▼
Profit (loss) brought forward from the previous period14P€107k€127k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
13-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 470 days late
2023
31-12
Financial
Weakest financial yearnet €-85k ▼144%
Net result drops to €-85k, the lowest in the series.
23-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 115 days late
2022
31-12
Financial
Highest result since 2018net €192k ▲709%
Operating result €61k, net result €192k, both a record.
08-11
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 100 days late
2021
30-06
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
24-06
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
26-06
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
04-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
11-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
2016
01-06
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
2015
28-05
NBB filing
Annual accounts filed
fiscal year 2014 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Waterloo
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Drève de la Vannette 51410 WaterlooGround area
1,734 m²
Building footprint
169 m²
Volume, LiDAR
1,092 m³
Parcel 25763M0607/00F003, Wallonia · tallest building 9.1 m, ±2 floors. Linked by address, not a title deed.
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25763M0607/00F003 | Wallonia | 1,734 m² | 1 · 169 m² | 9.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded29-07-2004
Fiscal year end31-12
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.