L.A. DECOR
ActiveThe computed 12-month bankruptcy probability of L.A. DECOR is 1.8% (moderate). The 2023 annual accounts show equity of €63k and a net result of €37k. Equity is growing by ~50.6% per year across the filed fiscal years. Its solvency ranks better than 54% of 8573 sector peers (fiscal year 2023). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2023
96
/ 100
Excellent▲ +10 vs 2022
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2022
Profitability100▲+54
Solvency76▼-21
Growth78▲+26
Stability100
Bankruptcy probability, 12 months
1.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days only on tighter terms
Liquidity tight (current ratio 1.08 against 2.15 in 2022), and 46.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2023Solvency, return and age of the figures
Solvency
53.3%
Return on assets
31.3%
Age of the figures
33 mo
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2024, 2 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 4 filingsPosition against the passed deadline
31-12-2024 close31-07-2025 deadline16-09-2026 today
neutral · Filed after the deadline
The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 30-09-2024, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
61 d late
2022
32 d late
2020
45 d late
2019
87 d late
← before the deadline
after the deadline →
Financials · fiscal year 2023, micro schema
Equity
€63k▲ 142%
2022 · €26k
2019: €11k
2020: €23k
2022: €26k
2019 → 2023
Total assets
€118k▲ 145%
2022 · €48k
2019: €24k
2020: €50k
2022: €48k
2019 → 2023
Net result
€37k▲ 1,451%
2022 · €2k
2019: €9k
2020: €12k
2022: €2k
2019 → 2023
Working capital
€4k▼ 82.4%
2022 · €25k
2019: €18k
2020: €23k
2022: €25k
2019 → 2023
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2019202020222023Trend
Equity€11k-€23k▲ 107%€26k▲ 13.3%€63k▲ 142%
Operating result€12k-€17k▲ 46.3%€4k▼ 77.6%€50k▲ 1,226%
Net result€9k-€12k▲ 29.9%€2k▼ 79.9%€37k▲ 1,451%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2023; 2023 is 1,226% above 2022 and is the highest year so far.
Balance-sheet composition
2023 in colour, 2022 as the grey bar beneath
Assets €118k
Fixed assets
€59k▲ 8,072%
Current assets
€60k▲ 25.7%
Equity and liabilities €118k
Equity
€63k▲ 142%
Debt
€55k▲ 150%
The debt ratio rises from 45.9% to 46.7%: debt grows faster than equity.
Key figures and ratios
EBITDA
€51k▲
2022 · €4k
Cash flow
€38k▲
2022 · €3k
Solvency
53.3%▼
2022 · 54.1%
Current ratio
1.08▼
2022 · 2.15
Quick ratio
1.08▼
2022 · 2.15
Debt / equity
0.88▲
2022 · 0.85
ROE
58.6%▲
2022 · 9.1%
ROA
31.3%▲
2022 · 4.9%
Interest coverage
251.33▲
2022 · 8.91
Debt
€55k▲
2022 · €22k
Debt ≤ 1 year
€55k▲
2022 · €22k
Income taxes
€13k▲
2022 · €951
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2023 against 2022
Balance sheet
Code20222023
Assets
Total assets20/58€48k€118k▲
Fixed assets21/28€718€59k▲
Tangible fixed assets22/27€718€51k▲
Furniture and vehicles24€718€51k▲
Financial fixed assets28-€8k
Current assets29/58€48k€60k▲
Amounts receivable within one year40/41€21k€22k▲
Trade receivables40€21k€10k▼
Other amounts receivable41€60€12k▲
Cash at bank and in hand54/58€20k€38k▲
Deferred charges and accrued income490/1€6k-
Equity and liabilities
Total equity and liabilities10/49€48k€118k▲
Equity10/15€26k€63k▲
Contributions10/11€2k€2k=
Reserves13€14k€14k=
Distributable reserves133€14k€14k=
Profit (loss) carried forward14€10k€47k▲
Amounts payable17/49€22k€55k▲
Amounts payable within one year42/48€22k€55k▲
Trade debts44€12k€41k▲
Suppliers440/4€12k€41k▲
Taxes, remuneration and social security45€10k€14k▲
Taxes450/3€8k€14k▲
Remuneration and social security454/9€2k-
Other amounts payable47/48€963-
Income statement
Code20222023
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€366€674▲
Other operating charges640/8€240€222▼
Gross operating margin9900€4k€51k▲
Operating profit (loss)9901€4k€50k▲
Financial income75/76B-€247
Recurring financial income75-€247
Financial charges65/66B€468€203▼
Recurring financial charges65€468€203▼
Profit (loss) for the period before taxes9903€3k€50k▲
Income taxes67/77€951€13k▲
Profit (loss) for the period9904€2k€37k▲
Profit (loss) for the period to be appropriated9905€2k€37k▲
Appropriation of the result
Profit (loss) to be appropriated9906€12k€47k▲
Profit (loss) brought forward from the previous period14P€10k€10k=
Transfer to equity691/2€2k-
To other reserves6921€2k-
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2024
30-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 61 days late
2023
31-12
Financial
Highest result since 2019net €37k ▲1451%
Operating result €50k, net result €37k, both a record.
01-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 32 days late
2022
31-12
Financial
Weakest financial yearnet €2k ▼79.9%
Net result drops to €2k, the lowest in the series; recovery starts the following year.
2021
14-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 45 days late
2020
26-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 87 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Notelaarsstraat 351000 BrusselGround area
194 m²
Building footprint
100 m²
Volume, LiDAR
1,452 m³
Parcel 21806F0033/00R004, Brussels · tallest building 18.4 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
L.A. DECOR
since 20192.290.708.052
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21806F0033/00R004 | Brussels | 194 m² | 1 · 100 m² | 18.4 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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NBLJ Gestion
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Of 11,216 companies in sector 82100 we hold annual accounts for 3,513. 2,571 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-06-2019
Fiscal year end31-12
Activities, NACEBEL
82100Office administrative and support services
82110Office administrative, office support and other business support activities
43240Other construction installation
43299Specialised construction activities
43310Plastering work
43341Painting of buildings
43350Other building finishing work
81220Other building cleaning and industrial cleaning
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.