Build Switch Company

Active

Private limited companyfounded 2023active for 3 yearsStaatsbaan(LUB) 121A, 3210 Lubbeek, BelgiumKBO/BCE: BE 0803.378.546

Summary

The computed 12-month bankruptcy probability of Build Switch Company is 5.2% (elevated). The 2024 annual accounts show equity of €17,655 and a net result of €2,655. Its solvency ranks better than 28% of 25,567 sector peers (NACE 47, financial year 2024). The company has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals.

Risk analysisFollow Report Compare

Build Switch CompanyActiveChecked score 37/100

Risk analysis Report Compare

Activity

Retail sale of hardware, building materials, paint and glass (general range)

NACE 47521Wholesale of construction materials, general range NACE 46831

1 site

Size

€236,747total assets 2024

Staff: 0.4 FTE
Equity: €17,655
Profit: €2,655

Turnover not published (micro format)

Financial health

37 Weak Checked score 2024

Bankruptcy probabilitywithin 12 months: 5.2%

Structure

Contreras SebastianDirector
L.A. DECORDirector · permanent representative KUBAREWICZ Lukasz

2024 accounts filed 116 days late

Why 37raises risk1 financial year not filed after the legal deadline; last filed accounts filed 116 days late; 1 of the last 3 lateFigures for financial year 2024 (filed 29-11-2025)Founded in 2023lowers riskLiquidity: current ratio 0.99, cash €77,055Show the evidence

Checked score

Score 2024

37 / 100

Weak

Probability in this band: 4.2% to 15.0%

Financially better than 38% of its sector peers (NACE 47, micro)

Every signal that counts is listed under Signals.

Financial strength

Average

Solvency 32

equity 7.5% of total assets

Liquidity 41

short-term debt 92.5% · cash 32.5%

Profitability 70

return on assets 1.1%

Bankruptcy probability, 12 months

5.2% Elevated

0%0.5%1.5%4%10%≥ 25%

About 5 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,242 companies, NACE 47, micro)

Last 24 months 11-2024: 2.3%lowest value 12-2024: 2.6%▲ +0.3 percentage points vs 11-2024 01-2025: 2.6%● unchanged vs 12-2024 02-2025: 2.9%▲ +0.3 percentage points vs 01-2025 03-2025: 2.9%● unchanged vs 02-2025 04-2025: 2.8%▼ -0.1 percentage points vs 03-2025 05-2025: 2.8%● unchanged vs 04-2025 06-2025: 3.2%▲ +0.4 percentage points vs 05-2025 07-2025: 3.2%● unchanged vs 06-2025 08-2025: 3.2%● unchanged vs 07-2025 09-2025: 3.2%● unchanged vs 08-2025 10-2025: 3.2%● unchanged vs 09-2025 11-2025: 3.2%● unchanged vs 10-2025 12-2025: 2.7%▼ -0.5 percentage points vs 11-2025 01-2026: 2.7%● unchanged vs 12-2025 02-2026: 2.7%● unchanged vs 01-2026 03-2026: 2.8%▲ +0.1 percentage points vs 02-2026 04-2026: 2.9%▲ +0.1 percentage points vs 03-2026 05-2026: 2.9%● unchanged vs 04-2026 06-2026: 2.7%▼ -0.2 percentage points vs 05-2026 07-2026: 2.8%▲ +0.1 percentage points vs 06-2026 08-2026: 3.4%▲ +0.6 percentage points vs 07-2026 09-2026: 3.8%▲ +0.4 percentage points vs 08-2026 10-2026: 5.2%▲ +1.4 percentage points vs 09-2026highest value

Credit of up to €500 on 30-day terms, only on tighter conditions: elevated estimated bankruptcy probability calls for adjusted credit terms

Liquidity insufficient (current ratio 0.99, below 1; short-term debt: 92.5% and cash: 32.5% of total assets), and 92.5% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 25% on solvency, 38% on liquidity and 52% on profitability.

The bankruptcy probability was computed on 25-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Five signals.

lowers riskraises risk

1 financial year not filed after the legal deadline; last filed accounts filed 116 days late; 1 of the last 3 late

NBB · filings

Figures for financial year 2024 (filed 29-11-2025)

NBB · annual accounts

Founded in 2023

Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.

KBO

Liquidity: current ratio 0.99, cash €77,055

NBB · annual accounts

2024 accounts filed 116 days late

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 24-11-2025, 116 days past the deadline. Measured on financial year 2023: of the companies more than 90 days late, 5.61% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers.

NBB · 1 filing

Deviation from the deadline

2024

116 days late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its 2024 accounts 116 days after the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.

Searched, nothing found (1)

No strike-offs in the KBO publications

Searched since incorporation in 2023.

KBO publications · our coverage

24-11-2025 Annual accounts filedfinancial year 2024 · micro…
03-07-2023 IncorporationAppointments: Contreras Sebastian (director) and…

Key points

Caution: Latest accounts filed lateafter the legal deadline 116 days View
Board2 directors in office 2 View
Total assets 2024first financial year filed €236,747 View

By topic

Financials

Financial year: 2024
Total assets: €236,747
Profit: €2,655
Solvency: 7.5%

Go to Financials

Board & ownership

Board: 2 members

Contreras SebastianDirector
L.A. DECORDirector

Go to Board & ownership

Timeline

Events: 2
Since: 2023

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Activity: Retail sale of hardware, building materials, paint and…NACE 47521
Founded: 29-06-2023
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Articles of association

Provisions read: 14

Who signs: Each director alone
Annual meeting: Last Friday of June at 18:00
Statutory auditor: No statutory auditor

Go to Articles of association

Key facts about Build Switch Company

What is the company number of Build Switch Company?: 0803.378.546. In Belgium the VAT number is the company number with BE in front: BE 0803.378.546.
Where is Build Switch Company based?: The registered office is at Staatsbaan(LUB) 121A, 3210 Lubbeek.Company details
What does Build Switch Company do?: According to the KBO register, the main activity is retail sale of hardware, building materials, paint and glass (general range) (NACE 47521).
What is the legal form of Build Switch Company?: Private limited company (BV).
When was Build Switch Company founded?: On 29-06-2023.
Is Build Switch Company still active?: Yes, Build Switch Company is an active enterprise in the KBO register.
How many employees does Build Switch Company have?: On average 0.4 full-time equivalents in financial year 2024, according to the filed annual accounts.Financials
What is the turnover of Build Switch Company?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is Build Switch Company profitable?: In financial year 2024, Build Switch Company made a profit of €2,655.
Where can I find the annual accounts of Build Switch Company?: Build Switch Company filed 1 annual account with the National Bank of Belgium, for financial year 2024.