KZM
ActiveSummary
The computed 12-month bankruptcy probability of KZM is 1.7% (moderate). The 2025 annual accounts show negative equity (€-8k) and a net result of €-13k. Its solvency ranks better than 5% of 2566 sector peers (fiscal year 2025). The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes
Profitability0
Solvency0
Growth-
Track record67
Bankruptcy probability, 12 months
1.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
balance sheet total too small for a liquidity verdict, and equity is negative.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Age of the figures
Age of the figures
9 mo
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 95
Relative position
BE, all sectors
reference
Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles (NACE 95)
about 19% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
31 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2025, micro schema
Turnover
€37k
EBIT margin
-33.3%
Net result
€-13k
Working capital
€-8k
Turnover and EBIT margin not published: the micro schema does not require them.
Key figures and ratios
Debt
€12k
Debt ≤ 1 year
€12k
Staff costs
€12k
Ratios withheld: a balance sheet total of €3k is too small for a meaningful ratio.
Filed annual accounts As filed with the NBB · 2025 · 26 lines
Balance sheet
Code2025
Assets
Total assets20/58€3k
Current assets29/58€3k
Cash at bank and in hand54/58€3k
Equity and liabilities
Total equity and liabilities10/49€3k
Equity10/15€-8k
Contributions10/11€5k
Profit (loss) carried forward14€-13k
Amounts payable17/49€12k
Amounts payable within one year42/48€12k
Trade debts44€4k
Suppliers440/4€4k
Taxes, remuneration and social security45€8k
Taxes450/3€6k
Remuneration and social security454/9€1k
Income statement
Code2025
Turnover70€37k
Goods, raw materials, services and sundry goods60/61€37k
Remuneration, social security and pensions62€12k
Other operating charges640/8€304
Gross operating margin9900€50
Operating profit (loss)9901€-12k
Financial charges65/66B€406
Recurring financial charges65€406
Profit (loss) for the period before taxes9903€-13k
Profit (loss) for the period9904€-13k
Profit (loss) for the period to be appropriated9905€-13k
Appropriation of the result
Profit (loss) to be appropriated9906€-13k
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2025 |
|---|---|
| Turnover70 | €37k |
| Goods, raw materials, services and sundry goods60/61 | €37k |
| Remuneration, social security and pensions62 | €12k |
| Other operating charges640/8 | €304 |
| Gross operating margin9900 | €50 |
| Operating profit (loss)9901 | €-12k |
| Financial charges65/66B | €406 |
| Recurring financial charges65 | €406 |
| Profit (loss) for the period before taxes9903 | €-13k |
| Profit (loss) for the period9904 | €-13k |
| Profit (loss) for the period to be appropriated9905 | €-13k |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €3k | |
| Current assets29/58 | €3k | |
| Cash at bank and in hand54/58 | €3k | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €3k | |
| Equity10/15 | €-8k | |
| Contributions10/11 | €5k | |
| Profit (loss) carried forward14 | €-13k | |
| Amounts payable17/49 | €12k | |
| Amounts payable within one year42/48 | €12k | |
| Trade debts44 | €4k | |
| Suppliers440/4 | €4k | |
| Taxes, remuneration and social security45 | €8k | |
| Taxes450/3 | €6k | |
| Remuneration and social security454/9 | €1k | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | €-13k |
| Operating cash flow (approximation) | €-13k |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Affligem · 1 establishment unit since 2025
Ground area
705 m²
Building footprint
525 m²
Volume, LiDAR
2,196 m³
Parcel 23030D0119/00D002, Flanders · tallest building 8.6 m, ±1 floor. Linked by address, not a title deed.
5
companies at this address
See who is registered here
1 establishment unit
KZM
since 20252.368.925.585
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23030D0119/00D002 | Flanders | 705 m² | 1 · 525 m² | 8.6 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector and region
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This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 3,208 companies in sector 95316 we hold annual accounts for 751. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded20-01-2025
Fiscal year end31-12
Activities, NACEBEL 2025
95316Washing and cleaning of motor vehicles
47811Retail sale of cars and light vans (up to 3.5 tonnes)
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
Scores and ratios are computed by Checked and are not a credit decision.