KWIZIEN PLUS
ActiveThe computed 12-month bankruptcy probability of KWIZIEN PLUS is 1.5% (moderate). The 2024 annual accounts show equity of €159k and a net result of €-4k. Equity is growing by ~41.5% per year across the filed fiscal years. Its solvency ranks better than 95% of 18940 sector peers (fiscal year 2024). The company has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
59
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. A confirmed filing finding caps the score. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability31▲+2
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
1.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days only on tighter terms
Liquidity ample (current ratio 44.61 against 5.51 in 2023; short-term debt: 2.2% and cash: 34.4% of total assets), and 2.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
97.8%
Return on assets
-2.4%
Age of the figures
21 mo
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2024Net result per financial year
18192021222324
2018 to 2024 · latest year €-4k
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 22-12-2025, 144 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
144 d late
2023
89 d late
2022
43 d late
2021
33 d early
2020
82 d early
2019
91 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€159k▼ 2.4%
2023 · €163k
2018: €28k
2019: €28k
2020: €65k
2021: €192k
2022: €170k
2023: €163k
2018 → 2024
Total assets
€163k▼ 18.3%
2023 · €200k
2018: €119k
2019: €100k
2020: €120k
2021: €308k
2022: €236k
2023: €200k
2018 → 2024
Net result
€-4k▲ 41.9%
2023 · €-7k
2018: €61k
2019: €51k
2020: €74k
2021: €148k
2022: €-22k
2023: €-7k
2018 → 2024
Working capital
€159k▼ 2.4%
2023 · €163k
2018: €-13k
2019: €-10k
2020: €31k
2021: €217k
2022: €170k
2023: €163k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€65k-€192k▲ 196%€170k▼ 11.3%€163k▼ 4.0%€159k▼ 2.4%
Operating result€88k-€211k▲ 139%€-16k€-9k▲ 46.1%€-7k▲ 19.6%
Net result€74k-€148k▲ 101%€-22k€-7k▲ 68.4%€-4k▲ 41.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €7k in 2024 against €9k in 2023; the loss shrinks.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Equity and liabilities €163k
Equity
€159k▼ 2.4%
Debt
€4k▼ 89.9%
The debt ratio falls from 18.1% to 2.2%. Equity and debt are lower.
Key figures and ratios
Solvency
97.8%▲
2023 · 81.9%
Current ratio
44.61▲
2023 · 5.51
Quick ratio
44.61▲
2023 · 5.51
Debt / equity
0.02▼
2023 · 0.22
ROE
-2.5%▲
2023 · -4.2%
ROA
-2.4%▲
2023 · -3.4%
Debt
€4k▼
2023 · €36k
Debt ≤ 1 year
€4k▼
2023 · €36k
Income taxes
€140▼
2023 · €477
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€200k€163k▼
Current assets29/58€200k€163k▼
Amounts receivable after more than one year29€89k€106k▲
Other amounts receivable291€89k€106k▲
Amounts receivable within one year40/41€1k€1k=
Other amounts receivable41€1k€1k=
Cash at bank and in hand54/58€110k€56k▼
Equity and liabilities
Total equity and liabilities10/49€200k€163k▼
Equity10/15€163k€159k▼
Contributions10/11€19k€19k=
Reserves13€145k€141k▼
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€143k€139k▼
Amounts payable17/49€36k€4k▼
Amounts payable within one year42/48€36k€4k▼
Financial debts43-€652
Credit institutions430/8-€652
Trade debts44€499€1k▲
Suppliers440/4€499€1k▲
Taxes, remuneration and social security45€36k€2k▼
Taxes450/3€36k€2k▼
Income statement
Code20232024
Other operating charges640/8€1k€1k▼
Gross operating margin9900€-8k€-6k▲
Operating profit (loss)9901€-9k€-7k▲
Financial income75/76B€3k€4k▲
Recurring financial income75€3k€4k▲
Financial charges65/66B€743€382▼
Recurring financial charges65€743€382▼
Profit (loss) for the period before taxes9903€-6k€-4k▲
Income taxes67/77€477€140▼
Profit (loss) for the period9904€-7k€-4k▲
Profit (loss) for the period to be appropriated9905€-7k€-4k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-7k€-4k▲
Transfer from equity791/2€7k€4k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
22-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 144 days late
2024
31-12
Financial
Liquidity times 8current ratio 44.61
Current ratio from 5.51 to 44.61; short-term debt falls from €36k to €4k.
28-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 89 days late
2023
12-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 43 days late
2022
31-12
Financial
Weakest financial yearnet €-22k ▼115%
Net result drops to €-22k, the lowest in the series; recovery starts the following year.
28-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €148k ▲101%
Operating result €211k, net result €148k, both a record.
31-12
Financial
Liquidity triplescurrent ratio 4.66
Current ratio from 1.81 to 4.66.
31-12
Financial
Equity above €150kEq €192k ▲196%
4 profitable years in a row build equity to €192k.
10-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Liquidity doublescurrent ratio 1.81
Current ratio from 0.79 to 1.81; short-term debt falls from €49k to €39k.
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 91 days late
2019
31-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
31-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
25-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 25 days late
2016
31-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Koksijde · 1 establishment unit since 2002
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
S. Declerckstraat(Odk) 138670 KoksijdeGround area
1,208 m²
Building footprint
150 m²
Volume, LiDAR
912 m³
Parcel 38502E0187/00C000, Flanders · tallest building 8.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
KWIZIEN PLUS
since 20022.096.067.258
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 38502E0187/00C000 | Flanders | 1,208 m² | 1 · 150 m² | 8.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 21,908 companies in sector 56112 we hold annual accounts for 9,783. 7,152 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded29-05-2002
Fiscal year end31-12
Activities, NACEBEL
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
74141
46170Agents in the wholesale of food, beverages and tobacco
56101Full-service restaurants
56111Full-service restaurants
70200Business and other management consultancy
70210Activities of head offices; management consultancy activities
70220Business consulting
73300Public relations and communication consultancy
74142
Sources
Crossroads Bank for EnterprisesNational Bank · 22 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.