COLOR & MOI
ActiveThe computed 12-month bankruptcy probability of COLOR & MOI is 1.5% (moderate). The 2025 annual accounts show equity of €134k and a net result of €-4k. Equity is growing by ~19.3% per year across the filed fiscal years. Its solvency ranks better than 93% of 13090 sector peers (fiscal year 2025). The company has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
67
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability15▲+13
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
1.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity ample (current ratio 6.35 against 6.75 in 2024; short-term debt: 15.1% and cash: 42.3% of total assets), and 15.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-4k
neutral · A punctual record breaks
This company filed 9 consecutive financial years on time. The year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 05-05-2026, 5 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
5 d late
2024
2 d early
2023
46 d early
2022
31 d early
2021
37 d early
2020
43 d early
2019
43 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€134k▼ 10.8%
2024 · €151k
2018: €30k
2019: €47k
2020: €60k
2021: €93k
2022: €102k
2023: €191k
2024: €151k
2018 → 2025
Total assets
€158k▼ 9.8%
2024 · €175k
2018: €83k
2019: €114k
2020: €121k
2021: €177k
2022: €148k
2023: €259k
2024: €175k
2018 → 2025
Net result
€-4k▲ 81.5%
2024 · €-23k
2018: €10k
2019: €18k
2020: €13k
2021: €33k
2022: €9k
2023: €97k
2024: €-23k
2018 → 2025
Working capital
€127k▼ 10.6%
2024 · €143k
2018: €10k
2019: €23k
2020: €36k
2021: €73k
2022: €82k
2023: €182k
2024: €143k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€93k-€102k▲ 9.8%€191k▲ 88.1%€151k▼ 21.3%€134k▼ 10.8%
Operating result€26k-€8k▼ 67.6%€144k▲ 1,604%€-23k€-3k▲ 84.8%
Net result€33k-€9k▼ 72.5%€97k▲ 974%€-23k€-4k▲ 81.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €3k in 2025 against €23k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €158k
Fixed assets
€7k▼ 14.9%
Current assets
€151k▼ 9.6%
Equity and liabilities €158k
Equity
€134k▼ 10.8%
Debt
€24k▼ 3.9%
The debt ratio rises from 14.1% to 15.1%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-2k▲
2024 · €-22k
Cash flow
€-3k▲
2024 · €-22k
Solvency
84.9%▼
2024 · 85.9%
Current ratio
6.35▼
2024 · 6.75
Quick ratio
3.06▲
2024 · 2.61
Debt / equity
0.18▲
2024 · 0.16
ROE
-3.2%▲
2024 · -15.4%
ROA
-2.7%▲
2024 · -13.2%
Interest coverage
-4.26▲
2024 · -39.91
Debt
€24k▼
2024 · €25k
Debt ≤ 1 year
€24k▼
2024 · €25k
Income taxes
€275
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€175k€158k▼
Fixed assets21/28€8k€7k▼
Tangible fixed assets22/27€3k€2k▼
Land and buildings22€3k€2k▼
Furniture and vehicles24€816€538▼
Financial fixed assets28€5k€5k▼
Current assets29/58€167k€151k▼
Stocks and contracts in progress3€103k€78k▼
Stocks30/36€103k€78k▼
Amounts receivable within one year40/41€15k€6k▼
Trade receivables40€15k€6k▼
Cash at bank and in hand54/58€50k€67k▲
Deferred charges and accrued income490/1€450€396▼
Equity and liabilities
Total equity and liabilities10/49€175k€158k▼
Equity10/15€151k€134k▼
Contributions10/11€19k€19k=
Reserves13€154k€142k▼
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€152k€140k▼
Profit (loss) carried forward14€-22k€-26k▼
Amounts payable17/49€25k€24k▼
Amounts payable within one year42/48€25k€24k▼
Trade debts44€2k€722▼
Suppliers440/4€2k€722▼
Taxes, remuneration and social security45€4k€4k▼
Taxes450/3€4k€4k▼
Other amounts payable47/48€18k€19k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€960▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€1k€1k▼
Other operating charges640/8€892€1k▲
Gross operating margin9900€-19k€153▲
Operating profit (loss)9901€-23k€-3k▲
Financial income75/76B-€1
Recurring financial income75-€1
Financial charges65/66B€543€584▲
Recurring financial charges65€543€584▲
Profit (loss) for the period before taxes9903€-23k€-4k▲
Income taxes67/77-€275
Profit (loss) for the period9904€-23k€-4k▲
Profit (loss) for the period to be appropriated9905€-23k€-4k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-22k€-26k▼
Profit (loss) brought forward from the previous period14P€1k€-22k▼
Transfer from equity791/2€18k€12k▼
Profit to be distributed694/7€18k€12k▼
Return on contributions (dividend)694€18k€12k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
05-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 5 days late
2025
28-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Weakest financial yearnet €-23k ▼124%
Net result drops to €-23k, the lowest in the series; recovery starts the following year.
15-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Highest result since 2018net €97k ▲974%
Operating result €144k, net result €97k, both a record.
30-09
Financial
Equity above €150kEq €191k ▲88.1%
6 profitable years in a row build equity to €191k.
30-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Equity above €100kEq €102k ▲9.8%
5 profitable years in a row build equity to €102k.
24-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
18-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
18-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
19-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
23-03
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
28-04
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aubange · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Mathen - AUBANGE 216790 AubangeGround area
83 m²
Building footprint
57 m²
Volume, LiDAR
712 m³
Parcel 81001A0179/00A000, Wallonia · tallest building 14.1 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Color et Moi
since 20192.295.869.838
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 81001A0179/00A000 | Wallonia | 83 m² | 1 · 57 m² | 14.1 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via establishment units: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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VANDEMAELE FREDDY
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PASTA QUICK
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Les Rôtisseries
BE 0760.364.984
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Of 21,904 companies in sector 56112 we hold annual accounts for 9,781. 7,427 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-06-2006
Fiscal year end30-09
Activities, NACEBEL
55302
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
47559Retail sale of other household articles
47599Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.