ILAB & CO
ActiveILAB & CO has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €25k and a net result of €6k. Equity is growing by ~40.9% per year across the filed fiscal years. Its solvency ranks better than 63% of 26049 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2024
69
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability65▲+1
Solvency73▲+2
Growth60▼-7
Track record100
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity ample (current ratio 1.82 against 1.62 in 2023; short-term debt: 51.5% and cash: 43.4% of total assets), but 52.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
47.5%
Return on assets
11.6%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-08-2025, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
31 d late
2023
139 d late
2022
31 d late
2021
16 d early
2020
15 d early
2019
17 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Turnover
€320k▼ 9.3%
2023 · €353k
2022: €340k
2023: €353k
2022 → 2024
EBIT margin
1.9%▼ 0.3pp
2023 · 2.2%
2022: 0.6%
2023: 2.2%
2022 → 2024
Net result
€6k▲ 55.8%
2023 · €4k
2018: €-16k
2019: €952
2020: €22k
2021: €12k
2022: €-4k
2023: €4k
2018 → 2024
Working capital
€22k▲ 60.2%
2023 · €14k
2018: €-14k
2019: €-12k
2020: €11k
2021: €21k
2022: €13k
2023: €14k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Turnover€340k€353k▲ 3.9%€320k▼ 9.3%
Equity€11k-€23k▲ 113%€15k▼ 35.2%€19k▲ 26.0%€25k▲ 32.2%
Operating result€24k-€16k▼ 33.6%€2k▼ 87.0%€8k▲ 278%€6k▼ 20.7%
Net result€22k-€12k▼ 43.4%€-4k€4k€6k▲ 55.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 21% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €53k
Fixed assets
€3k▼ 33.8%
Current assets
€50k▲ 36.3%
Equity and liabilities €53k
Equity
€25k▲ 32.2%
Debt
€28k▲ 23.8%
The debt ratio falls from 54.1% to 52.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€8k▼
2023 · €9k
Cash flow
€8k▲
2023 · €5k
Solvency
47.5%▲
2023 · 45.9%
Current ratio
1.82▲
2023 · 1.62
Quick ratio
0.91▲
2023 · 0.21
Debt / equity
1.11▼
2023 · 1.18
ROE
24.3%▲
2023 · 20.6%
ROA
11.6%▲
2023 · 9.5%
Interest coverage
148.91▲
2023 · 18.43
Debt
€28k▲
2023 · €22k
Debt ≤ 1 year
€27k▲
2023 · €22k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€42k€53k▲
Fixed assets21/28€5k€3k▼
Tangible fixed assets22/27€5k€3k▼
Furniture and vehicles24€5k€3k▼
Financial fixed assets28€55€55=
Current assets29/58€36k€50k▲
Stocks and contracts in progress3€32k€25k▼
Stocks30/36€32k€25k▼
Amounts receivable within one year40/41€4k€2k▼
Trade receivables40-€62
Other amounts receivable41€4k€2k▼
Cash at bank and in hand54/58€750€23k▲
Equity and liabilities
Total equity and liabilities10/49€42k€53k▲
Equity10/15€19k€25k▲
Contributions10/11€19k€19k=
Outside capital11€19k€19k=
Other1109/19€19k€19k=
Profit (loss) carried forward14€460€7k▲
Amounts payable17/49€22k€28k▲
Amounts payable within one year42/48€22k€27k▲
Trade debts44€3k€7k▲
Suppliers440/4€3k€7k▲
Taxes, remuneration and social security45€4k€4k▼
Taxes450/3€4k€3k▼
Remuneration and social security454/9€601€601=
Other amounts payable47/48€16k€16k▲
Accrued charges and deferred income492/3-€525
Income statement
Code20232024
Turnover70€353k€320k▼
Goods, raw materials, services and sundry goods60/61€343k€311k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k▲
Other operating charges640/8€1k€1k▲
Gross operating margin9900€11k€9k▼
Operating profit (loss)9901€8k€6k▼
Financial income75/76B-€1
Recurring financial income75-€1
Financial charges65/66B€506€53▼
Recurring financial charges65€506€53▼
Profit (loss) for the period before taxes9903€7k€6k▼
Income taxes67/77€3k-
Profit (loss) for the period9904€4k€6k▲
Profit (loss) for the period to be appropriated9905€4k€6k▲
Appropriation of the result
Profit (loss) to be appropriated9906€460€7k▲
Profit (loss) brought forward from the previous period14P€-3k€460▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
2024
17-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 139 days late
2023
31-12
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
15-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
16-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2018net €22k ▲2201%
Operating result €24k, net result €22k, both a record.
31-12
Financial
Liquidity times 5current ratio 1.51
Current ratio from 0.33 to 1.51.
17-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 17 days late
2019
31-12
Financial
Back to profitnet €952
Net result €952 after one loss-making year.
26-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
25-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
2016
26-07
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
10 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Jans-Molenbeek · 1 establishment unit since 2001
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Delaunoystraat 1131080 Sint-Jans-MolenbeekGround area
59 m²
Building footprint
59 m²
Volume, LiDAR
841 m³
Parcel 21523B0773/00M005, Brussels · tallest building 17.5 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Delaunoystraat 113, 1080 Sint-Jans-Molenbeek
since 20012.098.643.203
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21523B0773/00M005 | Brussels | 59 m² | 1 · 59 m² | 17.5 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteSint-Jans-Molenbeek2.098.643.203
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ANSHVEER
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BAGBAN
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Of 10,527 companies in sector 47110 we hold annual accounts for 5,861. 4,322 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-11-2001
Fiscal year end31-12
Activities, NACEBEL
47110Non-specialised retail sale with food, beverages or tobacco predominating
47112Retail trade
64200Holdings
47241Retail sale of bread and pastry (bakery outlets)
52240
61100Wired, wireless and satellite telecommunications
61200Telecommunications
Sources
Crossroads Bank for EnterprisesNational Bank · 23 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.