KVM
The computed 12-month bankruptcy probability of KVM is 1.7% (moderate). The 2025 annual accounts show equity of €37k and a net result of €3k. Equity is growing by ~10.1% per year across the filed fiscal years. Its solvency ranks better than 57% of 1381 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €37k |
| Net result | €3k |
| Better than sector | 57% |
| Active | 5 yrs |
Mixed profile: strong on stability, weaker on profitability.
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
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The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 30.5% | 23.3% | |
| Net result | €3k | €8k | |
| Equity | €37k | €26k | |
| Gross operating margin | €45k | €36k | |
| Total assets | €120k | €133k |
| Fiscal year | 2025 |
|---|---|
| Revenue | - |
| EBITDA | €43k |
| Net profit | €3k |
| Cash flow | €37k |
| Staff costs | - |
| Income taxes | €2k |
| Dividends | - |
| Total assets | €120k |
| Equity | €37k |
| Debt | €84k |
| of which ≤ 1y | €35k |
| of which > 1y | €48k |
| Working capital | €-14k |
| Employees (FTE) | - |
| 2025 | |
|---|---|
| Current ratio | 0.60 |
| Quick ratio | 0.60 |
| Working capital ratio | -11.9% |
| Solvency | 30.5% |
| Debt / equity | 2.28 |
| Long-term debt ratio | 1.32 |
| Interest coverage | 10.85 |
| Gross margin | - |
| Net margin | - |
| ROA | 2.4% |
| ROE | 7.8% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
| Line item | Code | 2025 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €120k |
| Fixed assets | 21/28 | €99k |
| Intangible fixed assets | 21 | €554 |
| Tangible fixed assets | 22/27 | €99k |
| Current assets | 29/58 | €21k |
| Amounts receivable within one year | 40/41 | €18k |
| Cash & bank | 54/58 | €3k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €120k |
| Equity | 10/15 | €37k |
| Contributions / capital | 10/11 | €5k |
| Reserves | 13 | €32k |
| Amounts payable | 17/49 | €84k |
| Amounts payable after one year | 17 | €48k |
| Amounts payable within one year | 42/48 | €35k |
| Trade debts payable within one year | 44 | €1k |
| Income statement | ||
| Gross operating margin | 9900 | €45k |
| Operating result | 9901 | €9k |
| Financial income | 75 | €4 |
| Financial charges | 65 | €4k |
| Result before taxes | 9903 | €5k |
| Income taxes | 67/77 | €2k |
| Net result for the period | 9904 | €3k |
| Result to be appropriated | 9905 | €3k |
| NACE primary | Retail trade(47811) |
| Legal form | Private limited company(610) |
| Incorporation | 30-12-2020 |
| Status | Active |
| Postal code | 2400 |
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13432B0332/00K002 | Flanders | 641 m² | 1 · 109 m² | 9.6 m · 1 fl. |
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
23-04-2025 Publication in the Belgian Official Gazette, Minor change
Technical details
{
"notary": {
"name": "Jan VAN ERMENGEM",
"firm_city": null,
"firm_name": "KVM Cars",
"office_city": "Meerhout",
"is_associated": true
},
"act_meta": {
"language": "nl",
"pub_date": "2025-04-23",
"filing_date": "2025-04-18",
"act_kind_objet": "Bijlagen bij het Belgisch Staatsblad"
},
"decision": {
"body": "buitengewone_algemene_vergadering",
"date": "2025-04-10",
"unanimous": null
},
"agm_change": {
"new_schedule": null,
"old_schedule": null,
"effective_from_year": null,
"rule_changes_summary": "Wijziging van de naam van de vennootschap van \u0027KVM Cars\u0027 naar \u0027KVM\u0027. Vervanging van artikel 1 van de statuten met de tekst: \u0027Artikel 1: Naam en rechtsvorm. De vennootschap heeft de rechtsvorm van een besloten vennootschap. De vennootschap draagt de naam \u201CKVM\u201D.\u0027"
},
"detected_kind": "agm_rules_change",
"other_address": null,
"mandate_renewal": null,
"subject_company": {
"kbo": "0760.672.911",
"name_full": "KVM CARS",
"legal_form": "BV"
},
"accounts_deposit": null,
"publication_proxy": {
"kind": "none",
"org_kbo": null,
"org_name": null,
"person_name": null,
"org_rep_person_name": null
},
"co_filed_documents": [
"expeditie van de akte",
"geco\u00F6rdineerde statuten"
],
"fiscal_year_change": null,
"liquidation_closure": null,
"officer_designation": null,
"special_procuration": {
"grantee_kbo": "0437.828.603",
"grantee_name": "Acs Accountants",
"grantor_name": null,
"scope_summary": "Aangewezen als lasthebber ad hoc om alle administratieve formaliteiten te vervullen bij het Ondernemingsloket, de KBO, het eStox-register, het UBO-register, de belastingen en het sociaal verzekeringsfonds, inclusief ondertekening van documenten.",
"monetary_cap_eur": null,
"scope_categories": [
"publication",
"tax",
"personnel",
"other"
],
"termination_clause": null,
"substitution_allowed": true
},
"is_volet_a_only_stub": false,
"vakbekwaamheid_change": null,
"should_reroute_to_category": null,
"single_shareholder_declaration": null
}Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.
| Legal nameNL | KVM |