BMAAK
ActiveSummary
BMAAK has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €19k and a net result of €16k. Equity remains stable across the filed fiscal years (±0% per year). Its solvency ranks better than 25% of 31791 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
70
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability93▼-7
Solvency47▼-3
Growth58=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity short (current ratio 0.78 against 0.69 in 2024; short-term debt: 77.6% and cash: 30.4% of total assets), and 77.6% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
22.4%
Return on assets
19.3%
Age of the figures
12 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 25% of 31791 sector peers (2025).
NBB · sector comparisonPosition among 31791 sector peers
Solvency
better than 25%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 10-04-2026, 20 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
20 d early
2024
on the day
2023
30 d late
2022
30 d late
2021
31 d late
2020
31 d late
2019
25 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€19k=
2024 · €19k
2019: €20k
2020: €3k
2021: €59k
2022: €19k
2023: €19k
2024: €19k
2019 → 2025
Total assets
€85k▲ 11.6%
2024 · €76k
2019: €57k
2020: €33k
2021: €122k
2022: €112k
2023: €110k
2024: €76k
2019 → 2025
Net result
€16k▼ 27.3%
2024 · €23k
2019: €15k
2020: €-18k
2021: €57k
2022: €19k
2023: €52k
2024: €23k
2019 → 2025
Working capital
€-14k▲ 18.8%
2024 · €-18k
2019: €17k
2020: €949
2021: €56k
2022: €15k
2023: €2k
2024: €-18k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€59k-€19k▼ 68.0%€19k=€19k=€19k=
Operating result€69k-€26k▼ 62.8%€63k▲ 147%€28k▼ 55.1%€22k▼ 21.0%
Net result€57k-€19k▼ 66.5%€52k▲ 172%€23k▼ 57.0%€16k▼ 27.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 21% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €85k
Fixed assets
€33k ▼ 9.1%
Current assets
€51k ▲ 30.9%
Equity and liabilities €85k
Equity
€19k =
Debt
€66k ▲ 15.5%
Debt's share of the balance-sheet total rises from 75.0% to 77.6%. Debt is higher.
Key figures and ratios
EBITDA
€28k▼
2024 · €34k
Cash flow
€22k▼
2024 · €28k
Current ratio
0.78▲
2024 · 0.69
Debt to equity
3.47▲
2024 · 3.00
ROE
86.4%▼
2024 · 118.8%
ROA
19.3%▼
2024 · 29.7%
Interest coverage
19.54▼
2024 · 25.38
Debt ≤ 1 year
€66k▲
2024 · €57k
Income taxes
€5k▲
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 40 lines
Balance sheet
Code20242025
Assets
Total assets20/58€76k€85k▲
Fixed assets21/28€37k€33k▼
Tangible fixed assets22/27€34k€31k▼
Furniture and vehicles24€5k€4k▼
Other tangible fixed assets26€29k€27k▼
Financial fixed assets28€2k€2k=
Current assets29/58€39k€51k▲
Amounts receivable within one year40/41€6k€25k▲
Trade receivables40€5k€24k▲
Other amounts receivable41€760€1k▲
Cash at bank and in hand54/58€33k€26k▼
Deferred charges and accrued income490/1-€592
Equity and liabilities
Total equity and liabilities10/49€76k€85k▲
Equity10/15€19k€19k=
Contributions10/11€19k€19k=
Reserves13€360€360=
Tax-exempt reserves132€360€360=
Amounts payable17/49€57k€66k▲
Amounts payable within one year42/48€57k€66k▲
Trade debts44€8k€10k▲
Suppliers440/4€8k€10k▲
Taxes, remuneration and social security45€11k€7k▼
Taxes450/3€11k€7k▼
Other amounts payable47/48€38k€49k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€6k▲
Other operating charges640/8€394€407▲
Gross operating margin9900€34k€29k▼
Operating profit (loss)9901€28k€22k▼
Financial income75/76B-€0
Recurring financial income75-€0
Financial charges65/66B€1k€1k▲
Recurring financial charges65€1k€1k▲
Profit (loss) for the period before taxes9903€27k€21k▼
Income taxes67/77€5k€5k▲
Profit (loss) for the period9904€23k€16k▼
Profit (loss) for the period to be appropriated9905€23k€16k▼
Appropriation of the result
Profit (loss) to be appropriated9906€23k€16k▼
Profit to be distributed694/7€23k€16k▼
Return on contributions (dividend)694€15k€16k▲
Directors or managers695€8k-
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
30-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
31-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
30-09
Financial
Back to profitnet €57k
Net result €57k after one loss-making year.
31-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
30-09
Financial
Weakest financial yearnet €-18k
Net result drops to €-18k, the lowest in the series; recovery starts the following year.
25-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 25 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ukkel · 1 establishment unit since 2018
Ground area
453 m²
Building footprint
132 m²
Volume, LiDAR
1,261 m³
Parcel 21616A0183/00S061, Brussels · tallest building 15.3 m, ±4 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
BMAAK
since 20182.280.977.962
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21616A0183/00S061 | Brussels | 453 m² | 1 · 132 m² | 15.3 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
254900FR2WP4N3N3Y203
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Of 82,553 companies in sector 70200 we hold annual accounts for 52,585. 30,022 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-08-2018
Fiscal year end30-09
Activities, NACEBEL 2025
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.