Equity
€18,960 from €59,180 in 2021
Equity fell by 68% in 4 years.
BMAAK
Lifetime
7 annual accounts with figures on one time axispeak €71,084 (2021)
€28,899▼ 15.6%
lowest -€17,826 (2020)
€16,384▼ 27.3%
peak €59,180 (2021)
€18,960unchanged
€65,778▲ 15.5%
Board2 names since 2020
1 directorCHOUIKH Karim
Documentsfilings and deeds
10-04-202620 days before the deadline
2025micro format
Gross margin from €34,221 to €28,899Result from €22,532 to €16,384Dividend €16,384Debts from €56,972 to €65,778
Key points
from the 2025 annual accountsChecked score
92
Excellent
Financially stronger than 38% of micro companies in head offices and management consultancy (NACE 70)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 48,570 companies (NACE 70, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%
01-2025: 0.1%● unchanged vs 12-2024
02-2025: 0.1%● unchanged vs 01-2025
03-2025: 0.1%● unchanged vs 02-2025
04-2025: 0.1%● unchanged vs 03-2025
05-2025: 0.2%▲ +0.1 percentage points vs 04-2025highest value
06-2025: < 0.1%▼ -0.2 percentage points vs 05-2025
07-2025: < 0.1%● unchanged vs 06-2025
08-2025: < 0.1%● unchanged vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025lowest value
11-2025: < 0.1%● unchanged vs 10-2025lowest value
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: 0.1%▲ +0.1 percentage points vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026
08-2026: 0.1%● unchanged vs 07-2026
09-2026: 0.1%● unchanged vs 08-2026
10-2026: < 0.1%▼ -0.1 percentage points vs 09-2026
11-2026: < 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
lowers risk
Sector: Activities of head offices; management consultancy activities (NACE 70)
Liquidity: current ratio 0.78, cash €25,730
Size: total assets €84,738
Figures for financial year 2025 (filed on 11-04-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 25% of them on solvency, 26% on liquidity, 62% on profitability and 40% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-09-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 6,713 companies had the same profile as BMAAK has now. Each dot stands for 17 companies, two years later.
95.8%
were still trading
2.2%
stopped another way
1.8%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of BMAAK itself is lower: < 0.1% within 12 months. It rests on far more data about BMAAK than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 6,713 companies, not a prediction for BMAAK. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €1,500 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.78 (0.69 in 2024), below 1. Short-term debt is 77.6% and cash 30.4% of total assets. 77.6% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 25% of 39364 sector peers (2025).
NBB · sector comparisonPosition among 39364 sector peers
Solvency
better than 25%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 10-04-2026, 20 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
20 days early
2024
on the day
2023
30 days late
2022
30 days late
2021
31 days late
2020
31 days late
2019
25 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 18 days after the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 30 May (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
30-09-2026 year end09-11-2026 today30-04-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0701805193
New manager
CHOUIKH Karim appointed, DESMETTRE Anne resigned · “Les activités de gestion et d’audit de projets; Conseil et audit pour les affaires; Conseils et d’audit de…” (deed in French) · Director discharge: DESMETTRE Anne (manager) · General meeting of 30-10-2020 · Gazette deed
Incorporation
published on 30-08-2018 · Gazette deed
First establishment
Xavier De Buestraat 20, Uccle
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| BMAAK Uccle | €84,738 | €28,899 | 22.4% | - |
| 4SPROJECT Uccle | €89,667 | €25,803 | 2.8% | - |
| NW MANAGEMENT Uccle | €93,790 | €25,850 | 89.8% | - |
| EGENTS Uccle | €83,624 | €27,680 | 22.2% | - |
| Club Capital Uccle | €83,912 | €35,953 | -25.7% | - |
| KURT & PARTNERS Brussels | €80,528 | €29,590 | 30.5% | - |
| Sherpa EU Schaerbeek | €73,414 | €30,557 | 4.4% | - |
These companies have the same main activity as BMAAK: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €73,400 and €93,800, founded between 2017 and 2018.
Official details
Source: KBO- Status
- Active since 28-08-2018Normal situation
- Activity
- Business and other management consultancyNACE 70200
- Establishment unit
- 2.280.977.9621180 Uccle, since 28-08-2018
- Financial year end
- 30 September
- Peppol
- Reachable since 04-09-2025
Annual accounts to 30-09-2025
- ≈ €84,000estimated
- €84,738▲ 11.6%
- Filing
- Filed on 10-04-2026, 20 days before the end of the filing period
Insights on BMAAK
BMAAK files the micro format. That format states no turnover. The gross margin rose from €22,609 in 2019 to €28,899 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about BMAAK
- What is the company number of BMAAK?
- The company number of BMAAK is 0701.805.193. The VAT number is the same number with BE in front: BE 0701.805.193.
- Where is BMAAK based?
- The registered office is at Xavier De Buestraat 20, 1180 Uccle.Company details
- What does BMAAK do?
- According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
- What is the legal form of BMAAK?
- BMAAK is a private limited company (BV).
- When was BMAAK founded?
- BMAAK was founded on 28-08-2018.
- Is BMAAK still active?
- Yes, BMAAK is an active enterprise in the KBO register.
- What is the turnover of BMAAK?
- The turnover in financial year 2025 is ≈ €84,000. This figure is estimated from the gross margin of €28,899 and 144 comparable companies (NACE 70200). It probably lies between €50,000 and €120,000.Financials
- Is BMAAK profitable?
- In financial year 2025, BMAAK made a profit of €16,384.
- Where can I find the annual accounts of BMAAK?
- BMAAK filed 7 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of BMAAK due?
- BMAAK must file the annual accounts for financial year 2026 by 30-04-2027.Timeline
Next steps
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