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Active
BE 0692.848.828Private limited companyOpen bankruptcy
Kurkexpert
Middenstraat 31 ·2400 Mol, Belgium· 8 yrs active
Sector: Groothandel in andere consumentenartikelen, neg
(46499)
Conclusion
A bankruptcy procedure is open for Kurkexpert according to publications in the Belgian State Gazette. The 2023 annual accounts show equity of €12k and a net result of €-5k.
Based on the State Gazette, CBE and 6 annual accounts.
Key figures
| Equity | €12k |
| Net result | €-5k |
| Better than sector | 60% |
| Active | 8 yrs |
Snowflake analysis
29
/ 100
Fragile profile, watch health in particular.
All 5 axes are computed from data Checked has read.
Health
0
Profitability
0
Solvency
69
Growth
78
Stability
0
Bankruptcy probability (12 mo)
Bankruptcy opened
A bankruptcy procedure is already open, a probability score is no longer meaningful. See the insolvency timeline for the state of the procedure.
Risk Assessment
50 / 100
High riskRegister: open bankruptcyThis score counts publications in the Belgian State Gazette only. The KBO register additionally records legal situation 050 for this company; it does not feed the figure above.
Components
· Open bankruptcy (+50)
Trust signals
Register: open bankruptcy
The KBO register records legal situation 050 for this company. This is today's state according to the register itself; the register carries no start date.
Open bankruptcy
Active bankruptcy procedure in the Belgisch Staatsblad. Claims are handled by the appointed curator.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer
0
/ 100
Critical
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.
See plans →Computed by Checked from the NBB filing for FY 2023 and an insolvency signal from the Belgian State Gazette. Indicative, not credit advice.
Financial overview
Annual accounts filed on 19-03-2024 with the NBB · fiscal year 2023 · micro
Sector comparison
Fiscal year 2023 · NACE 46, Wholesale trade · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 36.4% | 25.2% | |
| Net result | €-5k | €4k | |
| Equity | €12k | €20k | |
| Gross operating margin | €-2k | €18k | |
| Total assets | €32k | €102k |
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
€-4k
-
18-23
€-5k
-2702.6%
18-23
€-4k
-
18-23
€32k
-27.4%
18-23
€12k
-27.6%
18-23
€12k
-24.6%
18-23
€0
-100.0%
18-23
€21k
-27.3%
18-23
€21k
-27.3%
18-23
€0
-100.0%
18-23
1.57
+1.3%
18-23
0.77
-18.8%
18-23
36.4%
-0.3%
18-23
1.75
+0.5%
18-23
-38.2%
-3773.3%
18-23
-13.9%
-3761.2%
18-23
-5.33
-
18-23
Figures by fiscal year
| Fiscal year | 2023 |
|---|---|
| Deposit | micro |
| Revenue | - |
| EBITDA | €-4k |
| Net profit | €-5k |
| Cash flow | €-4k |
| Staff costs | - |
| Income taxes | €0 |
| Dividends | - |
| Total assets | €32k |
| Equity | €12k |
| Debt | €21k |
| of which ≤ 1y | €21k |
| of which > 1y | - |
| Working capital | €12k |
| Employees (FTE) | - |
Ratios (computed)
| 2023 | |
|---|---|
| Current ratio | 1.57 |
| Quick ratio | 0.77 |
| Working capital ratio | 36.4% |
| Solvency | 36.4% |
| Debt / equity | 1.75 |
| Long-term debt ratio | - |
| Interest coverage | -5.33 |
| Gross margin | - |
| Net margin | - |
| ROA | -13.9% |
| ROE | -38.2% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Balance-sheet composition 2023
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2023 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €32k |
| Fixed assets | 21/28 | €0 |
| Tangible fixed assets | 22/27 | €0 |
| Current assets | 29/58 | €32k |
| Stocks & contracts in progress | 3 | €17k |
| Amounts receivable within one year | 40/41 | €12k |
| Cash & bank | 54/58 | €3k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €32k |
| Equity | 10/15 | €12k |
| Contributions / capital | 10/11 | €6k |
| Reserves | 13 | €6k |
| Amounts payable | 17/49 | €21k |
| Amounts payable within one year | 42/48 | €21k |
| Trade debts payable within one year | 44 | €16k |
| Income statement | ||
| Gross operating margin | 9900 | €-2k |
| Operating result | 9901 | €-4k |
| Financial income | 75 | €14 |
| Financial charges | 65 | €671 |
| Result before taxes | 9903 | €-5k |
| Income taxes | 67/77 | €0 |
| Net result for the period | 9904 | €-5k |
| Result to be appropriated | 9905 | €-5k |
You're seeing the latest fiscal year only. Unlock 4 prior years (figures + ratios) with a paid plan.
See plans →
Ratios computed by Checked.
Directors & mandates
| Role | Name | Tenure | Source |
|---|---|---|---|
| Curator | SILVY STERCKX DENNENSTRAAT 26, 2440 GEEL- |
25-02-2025 → present | Belgian State Gazette |
Legal Structure
| NACE primary | Groothandel in andere consumentenartikelen, neg(46499) |
| Legal form | Private limited company(610) |
| Incorporation | 23-03-2018 |
| Status | Active |
| Postal code | 2400 |
| First BS signal | 03-03-2025 |
| Latest BS signal | 03-03-2025 |
Establishment units
Goormansdijk 20, 2480 Dessel
since 20182.274.806.089
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13006E0691/00C000 | Flanders | 1,415 m² | 1 · 562 m² | 6.7 m · 2 fl. |
| 13432B2177/00C075 | Flanders | 661 m² | 1 · 180 m² | 9.6 m · 2 fl. |
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
2025
03-03-2025
Bankruptcy
Opening
2024
03-04-2024
State Gazette act
Registered-office change
19-03-2024
NBB filing
Annual accounts filed
2023
14-06-2023
NBB filing
Annual accounts filed
2022
31-08-2022
NBB filing
Annual accounts filed
2021
23-08-2021
NBB filing
Annual accounts filed
2020
29-06-2020
NBB filing
Annual accounts filed
2019
15-07-2019
NBB filing
Annual accounts filed
Lifecycle & Insolvency Signals
03-03-2025
Bankruptcy
Opening
Time machine, BS events + macro context
Macro context
2020-Q2/Q3 COVID lockdown
2022 energy crisis
2023-2024 ECB rate hikes
Legend
Bankruptcy
Interim / reorg
KBO event
Belgisch Staatsblad, acts
Address history · 1
03-04-2024
Registered-office move
All acts · 1
updated 2 years ago
2024
03-04-2024 Registered office moved
Notary:
Filip SEGERS · Ravels
Technical details
{
"events": [
{
"kind": "zetel_clause_amendment_no_move",
"seat_type": "siege_social",
"new_address": null,
"old_address": {
"raw": "Middenstraat 15 : 2400 Mol",
"city": "Mol",
"region": "vlaams_gewest",
"street": "Middenstraat",
"country": "BE",
"postcode": "2400",
"box_number": null,
"street_number": "15",
"locality_suffix": null
},
"effective_date": null,
"evidence_quote": "",
"region_changed": false,
"is_statute_change": true,
"nationality_change": false,
"old_address_source": "header_volledig_adres",
"statute_clause_text": null,
"statute_article_number": null,
"effective_date_qualifier": null,
"statutaire_vs_werkelijke": null,
"linguistic_region_changed": false,
"court_jurisdiction_changed": false,
"effective_date_is_approximate": null
}
],
"notary": {
"name": "Filip SEGERS",
"firm_city": null,
"firm_name": null,
"office_city": "Ravels",
"is_associated": false
},
"act_meta": {
"language": "nl",
"pub_date": "2024-04-03",
"filing_date": "2024-03-29",
"act_kind_objet": "Onderwerp akte:"
},
"decision": {
"body": "algemene_vergadering",
"date": "2024-03-13",
"unanimous": null
},
"subject_company": {
"kbo": "0692.848.828",
"name_full": "Kurkexpert",
"legal_form": "BV"
},
"publication_proxy": {
"kind": "org",
"org_kbo": null,
"org_name": "Kantoor Rechtszekerheid",
"person_name": null,
"org_rep_person_name": null,
"person_role_at_subject": null
},
"co_filed_documents": [
"afschrift akte",
"geco\u00F6rdineerde statuten"
]
}Credit advice
AI due-diligence brief
Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.
Coming soon
The brief is drafted by our AI model at Anthropic in the US, from this dossier's public data. Nothing that identifies you is sent along and we do not keep the brief. Indicative, not legal or investment advice. How it works
Company registry (CBE)
Activities
Groothandel in andere consumentenartikelen, n.e.g.46499Groothandel in andere consumentenartikelen, neg46499Vervaardiging van artikelen van kurk, riet of vlechtwerk16282Vervaardiging van artikelen van kurk, riet of vlechtwerk16292Plaatsen van vloerbedekking en wandbekleding van hout43332Plaatsen van vloerbedekking en wandbekleding van hout43332Detailhandel in parket-, laminaat- en kurkvloeren in gespecialiseerde winkels47524Detailhandel in parket-, laminaat- en kurkvloeren47524Detailhandel in andere huishoudelijke artikelen, neg47559Detailhandel in andere huishoudelijke artikelen in gespecialiseerde winkels, n.e.g.47599
Primary activity highlighted.
Names & trade names
| Legal nameNL | Kurkexpert |
Registered office
Middenstraat 31 bus 101
2400 Mol, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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