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KUMO Projects

Active
Private limited companyfounded 20214 yrs activeMolenstraat 167, 2840 Rumst, BelgiumKBO/BCE: BE 0777.508.844
Summary

The computed 12-month bankruptcy probability of KUMO Projects is 12.4% (high). The 2025 annual accounts show negative equity (-€37,880) and a net result of -€28,068. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 5% of 2213 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 2 administrative register entries (see administrative flags).

Checked score

Score 2025
Axes · tick = 2024
Profitability0=
Solvency0=
Growth32=
Track record78
Bankruptcy probability, 12 months
12.4% High
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.17; short-term debt: 575.9% and cash: 21.1% of total assets), and equity is negative.
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Signals

Eight signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Recent warning signals
The last 24 months brought warning signals in the Staatsblad or the KBO, and those often pile up before a bankruptcy.
Belgian State Gazette
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 4 years 0 10 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
-475.9%
Return on assets
-352.6%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Construction of residential and non-residential buildings (NACE 41)
about 67% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Ex-officio strike-off
The KBO struck this company off ex officio, which points to unmet obligations and often precedes a bankruptcy.
KBO publications
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
22232425
2022 to 2025 · latest year -€37,880
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filings
Deviation from the deadline
2025
25 d late
2024
25 d late
2023
44 d late
2022
45 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 35 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.

raises risk · Administrative warnings in the KBO publications
2 publications by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or their withdrawal.
KBO publications
Publications
Address struckAddress strikeout annulled
Checked, nothing found (1)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline

History

On 19 November 2021, KUMO Projects was incorporated as a Private limited company.1 Total assets went from EUR 6,873 in 2022 to EUR 7,960 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2022 and 2025

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Financials · fiscal year 2025, abbreviated schema

Equity
-€37,880▼ 286%
2024 · -€9,811
Total assets
€7,960▲ 866%
2024 · €824
Net result
-€28,068▼ 466%
2024 · -€4,960
Working capital
-€37,880▼ 286%
2024 · -€9,811
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line2022202320242025
Operating result-€3,127--€11,724▼ 275%-€4,960▲ 57.7%-€27,822▼ 461%
Net result-€3,127--€11,724▼ 275%-€4,960▲ 57.7%-€28,068▼ 466%
Equity€6,873--€4,851-€9,811▼ 102%-€37,880▼ 286%
Total assets€6,873-€5,742▼ 16.5%€824▼ 85.7%€7,960▲ 866%
Debt€10,593€10,635▲ 0.4%€45,840▲ 331%
Working capital-€4,851-€9,811▼ 102%-€37,880▼ 286%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€30,000-€20,000-€10,000€0Operating result 2022: -€3,127-€3,127Net result 2022: -€3,127-€3,127Operating result 2023: -€11,724-€11,724Net result 2023: -€11,724-€11,724Operating result 2024: -€4,960-€4,960Net result 2024: -€4,960-€4,960Operating result 2025: -€27,822-€27,822Net result 2025: -€28,068-€28,0682022202320242025-€30,000-€20,000-€10,000€0Operating result 2023: -€11,724-€11,700Net result 2023: -€11,724-€11,700Operating result 2024: -€4,960-€4,960Net result 2024: -€4,960-€4,960Operating result 2025: -€27,822-€27,800Net result 2025: -€28,068-€28,100202320242025
The operating result stays negative: a loss of €27,822 in 2025 against €4,960 in 2024; the loss grows and 2025 has the lowest result in the available series.
Key figures and ratios
2025 value · change against 2024
Solvency
-475.9%
Current ratio
0.17
Debt to equity
-1.21
ROA
-352.6%
Debt ≤ 1 year
€45,840▲
2024 · €10,635
Staff costs
€27,275
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 7,663 companies that looked in July 2024 the way this one looks now, 8.2% went bankrupt within 24 months and 84% are still going.

  • Micro
  • 2 to 5 years old
  • negative equity
  • a loss of 10% of the balance sheet or more
8.2% went bankrupt
5.4% stopped otherwise
84% still going

A further 2.0% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 12.4% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 7,663 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 32 lines
Balance sheet Code20242025
Assets
Total assets20/58€824€7,960▲
Current assets29/58€824€7,960▲
Amounts receivable within one year40/41€353€6,284▲
Trade receivables40-€5,170
Other amounts receivable41€353€1,114▲
Cash at bank and in hand54/58€471€1,676▲
Equity and liabilities
Total equity and liabilities10/49€824€7,960▲
Equity10/15-€9,811-€37,880▼
Contributions10/11€10,000€10,000=
Capital10€10,000€10,000=
Issued capital100€10,000€10,000=
Profit (loss) carried forward14-€19,811-€47,880▼
Amounts payable17/49€10,635€45,840▲
Amounts payable within one year42/48€10,635€45,840▲
Trade debts44€10,635€26,474▲
Suppliers440/4€10,635€26,474▲
Advances received on contracts in progress46-€5,480
Taxes, remuneration and social security45-€12,686
Taxes450/3-€830
Remuneration and social security454/9-€11,855
Other amounts payable47/48-€1,200
Income statement Code20242025
Remuneration, social security and pensions62-€27,275
Other operating charges640/8€118-
Gross operating margin9900-€4,842-€547▲
Operating profit (loss)9901-€4,960-€27,822▼
Financial charges65/66B-€246
Recurring financial charges65-€246
Profit (loss) for the period before taxes9903-€4,960-€28,068▼
Profit (loss) for the period9904-€4,960-€28,068▼
Profit (loss) for the period to be appropriated9905-€4,960-€28,068▼
Appropriation of the result
Profit (loss) to be appropriated9906-€19,811-€47,880▼
Profit (loss) brought forward from the previous period14P-€14,851-€19,811▼
Line2022202320242025Change
Remuneration, social security and pensions62---€27,275-
Other operating charges640/8€640€10,713€118--
Gross operating margin9900-€2,487-€1,011-€4,842-€547▲ 88.7%
Operating profit (loss)9901-€3,127-€11,724-€4,960-€27,822▼ 461%
Financial charges65/66B---€246-
Recurring financial charges65---€246-
Profit (loss) for the period before taxes9903-€3,127-€11,724-€4,960-€28,068▼ 466%
Profit (loss) for the period9904-€3,127-€11,724-€4,960-€28,068▼ 466%
Profit (loss) for the period to be appropriated9905-€3,127-€11,724-€4,960-€28,068▼ 466%
Line2022202320242025Change
Assets
Total assets20/58€6,873€5,742€824€7,960▲ 866%
Current assets29/58€6,873€5,742€824€7,960▲ 866%
Amounts receivable within one year40/41€444€353€353€6,284▲ 1,679%
Trade receivables40---€5,170-
Other amounts receivable41€444€353€353€1,114▲ 215%
Cash at bank and in hand54/58€6,429€5,389€471€1,676▲ 256%
Equity and liabilities
Total equity and liabilities10/49€6,873€5,742€824€7,960▲ 866%
Equity10/15€6,873-€4,851-€9,811-€37,880▼ 286%
Contributions10/11€10,000€10,000€10,000€10,000=
Capital10€10,000€10,000€10,000€10,000=
Issued capital100€10,000€10,000€10,000€10,000=
Profit (loss) carried forward14-€3,127-€14,851-€19,811-€47,880▼ 142%
Amounts payable17/49-€10,593€10,635€45,840▲ 331%
Amounts payable within one year42/48-€10,593€10,635€45,840▲ 331%
Trade debts44-€10,593€10,635€26,474▲ 149%
Suppliers440/4-€10,593€10,635€26,474▲ 149%
Advances received on contracts in progress46---€5,480-
Taxes, remuneration and social security45---€12,686-
Taxes450/3---€830-
Remuneration and social security454/9---€11,855-
Other amounts payable47/48---€1,200-
Line2022202320242025Change
Profit (loss) for the period9904-€3,127-€11,724-€4,960-€28,068▼ 466%
Operating cash flow (approximation)-€3,127-€11,724-€4,960-€28,068▼ 466%
Change in cash--€1,040-€4,918€1,205▲ 125%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
25-08
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema · 25 days late
15-01
KBO administration Address strikeout annulled
2025
31-12
Financial Weakest financial yearnet -€28,068
Net result drops to -€28,068, the lowest in the series.
08-12
KBO administration Address struck
25-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 25 days late
2024
13-09
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 44 days late
2023
14-09
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 45 days late
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts

We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Rumst · 1 establishment unit since 2021
seat establishment The establishment unit on the map
Ground area
1,889 m²
Building footprint
951 m²
Volume, LiDAR
3,932 m³
Parcel 11036D0229/00P000, Flanders · tallest building 6.3 m, ±1 floor. Linked by address, not a title deed.
12 companies at this address See who is registered here
1 establishment unit
KUMO Projects
Molenstraat 167, 2840 RumstConstruction of residential and non-residential buildings
since 20212.324.956.178
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11036D0229/00P000 Flanders 1,889 m² 1 · 951 m² 6.3 m · 1 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 29,787 companies in sector 41001 we hold annual accounts for 16,042. 7,739 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded19-11-2021
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
E-invoicing
Reachable via Peppol
Peppol ID 0208:0777508844
Also 9925:BE0777508844
Registered 19-11-2025

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.