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KUMO LAB

Active
Private limited companyfounded 20224 yrs activeRue des Tuileries 1, 1480 Tubize, BelgiumKBO/BCE: BE 0784.454.143
Summary

KUMO LAB has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €31,950 and a net result of €15,291. Equity is growing by ~94.9% per year across the filed fiscal years. Its solvency ranks better than 39% of 18866 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

What they do
Computer consultancy and computer facilities management
NACE 62200IT consultancy NACE 62020
1 site
How big
€66,876total assets 2025
Equity
€31,950
Profit
€15,291
Turnover not published (abridged schema)
Financially healthy?
94 Excellent Checked score 2025
Bankruptcy chance 12 m
0.1%
Who decides
Accounts 4 d early0 of 1 deed read
Why 94- Founded in 2022+ Sector Computer programming, consultancy and related activities (NACE 62)+ Liquidity: current ratio 1.68, cash €8,431+ Figures for FY 2025 (filed 03-02-2026)Show the evidence

Checked score

Score 2025
94 / 100
Excellent
Probability in this band: under 0.55%
Better than 52% of its sector peers (NACE 62, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency 73-5
equity 47.8% of total assets
Liquidity 40+3
short-term debt 51.7% · cash 12.6%
Profitability 97+97
return on assets 22.9%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (25,520 companies)
  • Sector Computer programming, consultancy and related activities (NACE 62) lowers the probability
  • Founded in 2022 raises the probability for this profile
  • Liquidity: current ratio 1.68, cash €8,431 lowers the probability
  • Figures for FY 2025 (filed 03-02-2026) lowers the probability
Credit up to €3,000 at 30 days acceptable
Liquidity ample (current ratio 1.68 against 1.87 in 2024; short-term debt: 51.7% and cash: 12.6% of total assets), but 52.2% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 62, micro). Better than this share of them on solvency 41%, liquidity 16%, profitability 62%, growth against the median 88%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Sector Computer programming, consultancy and related activities (NACE 62)
In the bankruptcy model this factor lowers the probability.
KBO
raises risk · Founded in 2022
In the bankruptcy model this factor raises the probability for this profile.
KBO
lowers risk · Liquidity: current ratio 1.68, cash €8,431
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Figures for FY 2025 (filed 03-02-2026)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 27-01-2026, 4 days ahead of the deadline.
NBB · 4 filings
Deviation from the deadline
2025
4 d early
2024
1 d early
2023
2 d early
2022
13 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 2 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 30 January (4 of the last 4 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
30-06-2026 close02-10-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Back to profitnet €15,291
  3. Annual accounts filedfiscal year 2024 · micro…

Key points

  • Total assets 20254 fiscal years filed €66,876 View
  • Active since 2022founded 04-04-2022 4 years View

By topic

Financials

Fiscal year
2025
Total assets
€66,876
Profit
€15,291
Solvency
47.8%
Total assets▲ 112%
Net result
20222025
Go to Financials

Timeline

Events
7
Since
2023
Next accounts
by 31-01-2027
  1. 27-01-2026Annual accounts filed
  2. 30-06-2025Back to profit
  3. 30-01-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Computer consultancy and computer facilities managementNACE 62200
Founded
04-04-2022
Year ends
30-06
Peppol
Reachable for e-invoices
Go to Company details

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