SILVA DIVES

Active

Private limited companyfounded 20224 yrs activeTurnhoutsebaan 46, 2400 Mol, BelgiumKBO/BCE: BE 0784.396.735

Summary

SILVA DIVES has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €63k and a net result of €21k. Equity is growing by ~36.3% per year across the filed fiscal years. Its solvency ranks better than 95% of 17090 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Risk analysis Watch Report Compare

SILVA DIVESActiveChecked score 87/100

Risk analysis Report Compare

Checked score

Score 2025

87 / 100

Excellent

Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability100=

Solvency100=

Growth78=

Track record94

Bankruptcy probability, 12 months

0.4% Very low

0%0.5%1.5%4%10%≥ 25%

Credit up to €5k at 30 days acceptable

Liquidity ample (current ratio 65.78 against 8.36 in 2024; short-term debt: 1.3% and cash: 12.6% of total assets), and 1.3% of the assets are financed with debt.

Credit check for your own amount and term

Signals

Four signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Lower-failure-rate sector

In this sector companies fail less often than the Belgian average.

Gazette · bankruptcies per sector, NACE 62

Relative position

BE, all sectors

reference

Computer programming, consultancy and related activities (NACE 62)

about 64% fewer bankruptcies

← fewer bankruptcies more bankruptcies →

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

98.7%

Return on assets

32.3%

Age of the figures

9 mo

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.

NBB · 4 filings

Deviation from the deadline

2025

31 d early

2024

36 d early

2023

12 d early

2022

on the day

← before the deadline after the deadline →

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

25-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€63k▲ 15.8%

2024 · €54k

2022: €18klowest in 4 years 2023: €31k▲ +68.9% vs 2022 2024: €54k▲ +75.9% vs 2023 2025: €63k▲ +15.8% vs 2024highest in 4 years

2022 → 2025

Total assets

€64k▲ 4.6%

2024 · €61k

2022: €23klowest in 4 years 2023: €35k▲ +54.9% vs 2022 2024: €61k▲ +72.2% vs 2023 2025: €64k▲ +4.6% vs 2024highest in 4 years

2022 → 2025

Net result

€21k▼ 12.2%

2024 · €23k

2022: €13k 2023: €13k▼ -5.3% vs 2022lowest in 4 years 2024: €23k▲ +86.0% vs 2023highest in 4 years 2025: €21k▼ -12.2% vs 2024

2022 → 2025

Working capital

€53k▲ 8.0%

2024 · €49k

2022: €17klowest in 4 years 2023: €27k▲ +54.7% vs 2022 2024: €49k▲ +81.9% vs 2023 2025: €53k▲ +8.0% vs 2024highest in 4 years

2022 → 2025

Trend over the years

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line2022202320242025Trend

Equity€18k-€31k▲ 68.9%€54k▲ 75.9%€63k▲ 15.8% 2022: €18klowest in 4 years 2023: €31k▲ +68.9% vs 2022 2024: €54k▲ +75.9% vs 2023 2025: €63k▲ +15.8% vs 2024highest in 4 years

Operating result€17k-€16k▼ 3.8%€29k▲ 82.0%€24k▼ 19.0% 2022: €17k 2023: €16k▼ -3.8% vs 2022lowest in 4 years 2024: €29k▲ +82.0% vs 2023highest in 4 years 2025: €24k▼ -19.0% vs 2024

Net result€13k-€13k▼ 5.3%€23k▲ 86.0%€21k▼ 12.2% 2022: €13k 2023: €13k▼ -5.3% vs 2022lowest in 4 years 2024: €23k▲ +86.0% vs 2023highest in 4 years 2025: €21k▼ -12.2% vs 2024

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result falls in 2025; 2025 is 19% below 2024.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €64k

16.4%

83.6%

Fixed assets €10k ▲ 82.1%

Current assets €53k ▼ 3.4%

Equity and liabilities €64k

98.7%

Equity €63k ▲ 15.8%

Debt €812 ▼ 87.7%

Debt's share of the balance-sheet total falls from 10.8% to 1.3%. Equity is higher and debt is lower.

Key figures and ratios

2025 value · change against 2024

EBITDA

€26k▼

2024 · €31k

Cash flow

€23k▼

2024 · €25k

Current ratio

65.78▲

2024 · 8.36

Debt to equity

0.01▼

2024 · 0.12

ROE

32.7%▼

2024 · 43.1%

ROA

32.3%▼

2024 · 38.5%

Interest coverage

123.70▼

2024 · 282.51

Debt ≤ 1 year

€812▼

2024 · €7k

Income taxes

€5k▼

2024 · €6k

Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

As filed By statement

Filed annual accounts As filed with the NBB · 2025 against 2024 · 39 lines

Balance sheet Code20242025

Assets

Total assets20/58€61k€64k▲

Fixed assets21/28€6k€10k▲

Tangible fixed assets22/27€6k€10k▲

Land and buildings22€915€863▼

Plant, machinery and equipment23€1k€2k▲

Furniture and vehicles24€3k€8k▲

Current assets29/58€55k€53k▼

Amounts receivable within one year40/41€7k€45k▲

Trade receivables40€2k-

Other amounts receivable41€5k€45k▲

Cash at bank and in hand54/58€48k€8k▼

Deferred charges and accrued income490/1-€153

Equity and liabilities

Total equity and liabilities10/49€61k€64k▲

Equity10/15€54k€63k▲

Contributions10/11€5k€5k=

Profit (loss) carried forward14€49k€58k▲

Amounts payable17/49€7k€812▼

Amounts payable within one year42/48€7k€812▼

Trade debts44-€328

Suppliers440/4-€328

Taxes, remuneration and social security45€7k-

Taxes450/3€7k-

Other amounts payable47/48-€484

Income statement Code20242025

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€3k▲

Other operating charges640/8€118€120▲

Gross operating margin9900€31k€27k▼

Operating profit (loss)9901€29k€24k▼

Financial income75/76B€145€2k▲

Recurring financial income75€145€2k▲

Financial charges65/66B€108€214▲

Recurring financial charges65€108€214▲

Profit (loss) for the period before taxes9903€29k€26k▼

Income taxes67/77€6k€5k▼

Profit (loss) for the period9904€23k€21k▼

Profit (loss) for the period to be appropriated9905€23k€21k▼

Appropriation of the result

Profit (loss) to be appropriated9906€49k€70k▲

Profit (loss) brought forward from the previous period14P€26k€49k▲

Profit to be distributed694/7-€12k

Return on contributions (dividend)694-€12k

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Accounts by statement

Income statement Balance sheet Cash flow

Line	2022	2023	2024	2025	Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630	€21	€555	€1k	€3k	▲ 118%
Other operating charges640/8	€433	€109	€118	€120	▲ 1.7%
Gross operating margin9900	€17k	€17k	€31k	€27k	▼ 13.3%
Operating profit (loss)9901	€17k	€16k	€29k	€24k	▼ 19.0%
Financial income75/76B	-	-	€145	€2k	▲ 1,556%
Recurring financial income75	-	-	€145	€2k	▲ 1,556%
Financial charges65/66B	€49	€74	€108	€214	▲ 97.9%
Recurring financial charges65	€49	€74	€108	€214	▲ 97.9%
Profit (loss) for the period before taxes9903	€17k	€16k	€29k	€26k	▼ 11.7%
Income taxes67/77	€3k	€3k	€6k	€5k	▼ 9.6%
Profit (loss) for the period9904	€13k	€13k	€23k	€21k	▼ 12.2%
Profit (loss) for the period to be appropriated9905	€13k	€13k	€23k	€21k	▼ 12.2%

Line	2022	2023	2024	2025	Change
Assets
Total assets20/58	€23k	€35k	€61k	€64k	▲ 4.6%
Fixed assets21/28	€1k	€4k	€6k	€10k	▲ 82.1%
Tangible fixed assets22/27	€1k	€4k	€6k	€10k	▲ 82.1%
Land and buildings22	€1k	€967	€915	€863	▼ 5.7%
Plant, machinery and equipment23	-	€2k	€1k	€2k	▲ 13.8%
Furniture and vehicles24	-	€1k	€3k	€8k	▲ 134%
Current assets29/58	€22k	€31k	€55k	€53k	▼ 3.4%
Amounts receivable within one year40/41	€5k	€900	€7k	€45k	▲ 529%
Trade receivables40	€4k	€900	€2k	-	-
Other amounts receivable41	€365	-	€5k	€45k	▲ 849%
Cash at bank and in hand54/58	€17k	€30k	€48k	€8k	▼ 83.3%
Deferred charges and accrued income490/1	-	-	-	€153	-
Equity and liabilities
Total equity and liabilities10/49	€23k	€35k	€61k	€64k	▲ 4.6%
Equity10/15	€18k	€31k	€54k	€63k	▲ 15.8%
Contributions10/11	€5k	€5k	€5k	€5k	=
Profit (loss) carried forward14	€13k	€26k	€49k	€58k	▲ 17.5%
Amounts payable17/49	€5k	€5k	€7k	€812	▼ 87.7%
Amounts payable within one year42/48	€5k	€5k	€7k	€812	▼ 87.7%
Trade debts44	€135	€995	-	€328	-
Suppliers440/4	€135	€995	-	€328	-
Taxes, remuneration and social security45	€3k	€4k	€7k	-	-
Taxes450/3	€3k	€4k	€7k	-	-
Other amounts payable47/48	€1k	-	-	€484	-

Line	2022	2023	2024	2025	Change
Profit (loss) for the period9904	€13k	€13k	€23k	€21k	▼ 12.2%
+ Depreciation and write-downs630	€21	€555	€1k	€3k	▲ 118%
Operating cash flow (approximation)	€13k	€13k	€25k	€23k	▼ 5.5%
Investment in fixed assets (approximation)	-	€-4k	€-3k	€-7k	▼ 164%
Change in cash	-	€13k	€18k	€-40k	▼ 326%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Timeline · acts, filings and financial milestones

All 7Financial 3Filings 4

Next filing, fiscal year 2026, expected by 31-07-2027

2026

30-06

NBB filing Annual accounts filed

fiscal year 2025 · micro schema

2025

31-12

Financial Liquidity times 8current ratio 65.78

Current ratio from 8.36 to 65.78; short-term debt falls from €7k to €812.

25-06

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

2024

31-12

Financial Highest result since 2022net €23k ▲86%

Operating result €29k, net result €23k, both a record.

19-07

NBB filing Annual accounts filed

fiscal year 2023 · micro schema

2023

31-12

Financial Weakest financial yearnet €13k ▼5.3%

Net result drops to €13k, the lowest in the series; recovery starts the following year.

31-07

NBB filing Annual accounts filed

fiscal year 2022 · micro schema

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

0 of 1 act read

About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors

1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Mol · 1 establishment unit since 2022

seat establishment The establishment unit on the map

Ground area

1,254 m²

Building footprint

686 m²

Volume, LiDAR

3,472 m³

Parcel 13434F0013/00P000, Flanders · tallest building 12.6 m, ±2 floors. Linked by address, not a title deed.

5 companies at this address See who is registered here

1 establishment unit

SILVA DIVES

Turnhoutsebaan 46, 2400 MolIT consultancy

since 20222.330.337.304

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
13434F0013/00P000	Flanders	1,254 m²	1 · 686 m²	12.6 m · 2 fl.

Linked by address, not proof of ownership

Good to know

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Koekelberg · Eq €63,097

Debot Consultancy & IT Solutions

Of 29,993 companies in sector 62200 we hold annual accounts for 18,396. 15,500 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification

Legal formPrivate limited company

Founded02-04-2022

Fiscal year end31-12

Activities, NACEBEL 2025

62200Computer consultancy and computer facilities management

Scores and ratios are computed by Checked and are not a credit decision.