Financials
- Financial year
- 2025
- Total assets
- €4.3m
- Loss
- -€231,499
- Solvency
- 7.6%
Total assets▲ 38.6%
Net result
20182025
Kubik Consulting
ActiveThe file of Kubik Consulting contains 2 judicial reorganisation notices, as published in the Belgian Official Gazette.
Summary
The computed 12-month bankruptcy probability is 14.6% (high). The 2025 annual accounts show equity of €327,274 and a net result of -€231,499. Equity is shrinking by about 2.9% per year across the filed financial years. Its solvency ranks better than 22% of 1,672 sector peers (NACE 62, financial year 2025).
Overview
Activity
Computer consultancy and computer facilities management
NACE 62200
2nd largest company by total assets in Rumst, Telecoms and IT sector1 site
Size
€4.3mtotal assets 2025
- Staff
- 66 FTE
- Equity
- €327,274
- Loss
- -€231,499
Structure
- Parent
- Kubik Group · 99.99%
- VAN dEN EYNDE Walter Constant ColetaChair
- EvolinChair · permanent representative VAN dEN EYNDE An
- UniPartners GroupDirector · permanent representative DE MEERSMAN Joeri Jozef Maria
Accounts filed 54 days late3 of 15 deeds read
Why 27raises riskReorganisation plan being carried out (approved, Gazette 02-03-2026)Liquidity: current ratio 1.87, cash €14,399Latest accounts 54 days late; 2 of the last 3 lateEquity €327,274 (7.6% of total assets)Show the evidence
Checked score
Score 2025
27
/ 100
Weak
Probability in this band: 4.2% to 15.0%
Financially better than 14% of its sector peers (NACE 62, medium-sized)
Financial strength · tick = 2024
Weak
Solvency
33-10
equity 7.6% of total assets
Liquidity
28+22
short-term debt 46.4% · cash 0.3%
Profitability
12-11
return on assets -5.4%
Bankruptcy probability, 12 months
14.6%
High
0%0.5%1.5%4%10%≥ 25%
About 1 in 7 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 0.3%lowest value
12-2024: 0.3%● unchanged vs 11-2024lowest value
01-2025: 0.3%● unchanged vs 12-2024lowest value
02-2025: 0.3%● unchanged vs 01-2025lowest value
03-2025: 0.3%● unchanged vs 02-2025
04-2025: 0.4%▲ +0.1 percentage points vs 03-2025
05-2025: 0.4%● unchanged vs 04-2025
06-2025: 0.4%● unchanged vs 05-2025
07-2025: 0.5%▲ +0.1 percentage points vs 06-2025
08-2025: 0.8%▲ +0.3 percentage points vs 07-2025
09-2025: 0.6%▼ -0.2 percentage points vs 08-2025
10-2025: 0.6%● unchanged vs 09-2025
11-2025: 1.4%▲ +0.8 percentage points vs 10-2025
12-2025: 1.4%● unchanged vs 11-2025
01-2026: 1.4%● unchanged vs 12-2025
04-2026: 14.6%
05-2026: 14.6%● unchanged vs 04-2026
06-2026: 14.6%● unchanged vs 05-2026
07-2026: 14.6%● unchanged vs 06-2026
08-2026: 14.6%● unchanged vs 07-2026
09-2026: 14.8%▲ +0.2 percentage points vs 08-2026highest value
10-2026: 14.6%▼ -0.2 percentage points vs 09-2026
Credit of up to €8,000 on 30-day terms, only on tighter conditions: judicial reorganisation (WER Book XX) on file
Liquidity ample (current ratio 1.87, compared with 1.05 in 2024, above the usual 1.5; short-term debt: 46.4% and cash: 0.3% of total assets), but 92.4% of the assets are financed with debt and provisions.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, medium-sized): better than 12% on solvency, 28% on liquidity, 10% on profitability and 8% on growth.
The bankruptcy probability was computed on 21-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Seven signals.
raises riskneutral
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€231,499
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 22% of 1672 sector peers (2025).
NBB · sector comparisonPosition among 1672 sector peers
Solvency
better than 22%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-09-2026, 54 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 9 filingsDeviation from the deadline
2025
54 days late
2024
27 days late
2023
29 days late
2022
7 days early
2021
11 days early
2020
2 days early
2019
3 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 12 days after the deadline; the sector median (NACE 62) for financial year 2024 is 9 days before the deadline, and 33% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 27 August (4 of the last 5 filed years within 34 days of that day).
Companies Code · seven monthsWhere today falls in the filing period
22-10-2026 today31-12-2026 year end31-07-2027 deadline
- Annual accounts filedfinancial year 2025 · full…
- Resignations: UniPartners Group (director) and Evolin…Reappointments: UniPartners Group (director) and…
- Plan homologationEnterprise Court of Antwerp ·…
Key points
By topic
Board & ownership
- Board
- 3 members
- Parent
- Kubik Group · 99.99%
- VAN dEN EYNDE Walter Constant ColetaChair
- EvolinChair
- UniPartners GroupDirector
Network & group
- Connected companies
- 7
Timeline
- Events
- 34
- Since
- 2001
- Next accounts
- by 31-07-2027
- 05-01-2026Opening
- 31-12-2025Weakest financial year
- 28-10-2025Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Public limited company
- Activity
- Computer consultancy and computer facilities managementNACE 62200
- Founded
- 13-07-1999
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Articles of association
- Provisions read
- 6
- Annual meeting
- Third Thursday of June at 10:00
- Purpose
- “Verlenen van services en bijstand binnen de informaticasector; Het aankopen en verkopen…” (deed in Dutch)
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