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BMATIX

Active
Public limited companyfounded 199927 yrs activeSatenrozen 10, 2550 Kontich, BelgiumKBO/BCE: BE 0465.967.610
Summary

BMATIX has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.1m and a net result of €283,705. Equity is growing by ~20.2% per year across the filed fiscal years. Its solvency ranks better than 30% of 3241 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Checked score

Score 2025
Axes · tick = 2024
Profitability61▲+22
Solvency55▲+5
Growth79▲+5
Track record100
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €70,000 at 30 days acceptable
Liquidity tight (current ratio 1.39 against 1.1 in 2024; short-term debt: 64.3% and cash: 10.6% of total assets), and 70% of the assets are financed with debt.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Multiple establishment units
Several establishment units mean more fixed costs, and such companies fail more often than a company with one establishment.
KBO · establishment units
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 27 years 0 30 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
30%
Return on assets
7.7%
Age of the figures
9 mo
lowers risk · Lower-risk legal form
Companies with this legal form statistically fail less often than a BV.
KBO · legal form
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-07-2026, 22 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
22 d early
2024
34 d early
2023
35 d early
2022
20 d early
2021
1 d late
2020
37 d early
2019
52 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 28 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 9 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 11 May 1999, BMATIX was incorporated.1 Revenue went from EUR 2.9 million in 2018 to EUR 7.5 million in 2025 and headcount from 10.4 to 43.7 full-time equivalents.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2025

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Financials · fiscal year 2025, full schema

Turnover
€7.5m▲ 39.1%
2024 · €5.4m
EBIT margin
7.3%▲ 3.7pp
2024 · 3.6%
Net result
€283,705▲ 400%
2024 · €56,749
Working capital
€926,284▲ 302%
2024 · €230,469
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Turnover€3.5m▲ 12.2%€3.9m▲ 10.5%€5.4m€7.5m▲ 39.1%
Operating result€447,458▲ 30.3%€282,505▼ 36.9%€130,482▼ 53.8%€193,452▲ 48.3%€546,348▲ 182%
Net result€313,941above the sector's middle half▲ 35.4%€172,333above the sector's middle half▼ 45.1%€82,204within the sector's middle half▼ 52.3%€56,749within the sector's middle half▼ 31.0%€283,705within the sector's middle half▲ 400%
EBIT margin12.7%▲ 1.8pp7.3%▼ 5.5pp3.6%7.3%▲ 3.7pp
Equity€608,465within the sector's middle half▲ 76.6%€730,798within the sector's middle half▲ 20.1%€763,002within the sector's middle half▲ 4.4%€819,751within the sector's middle half▲ 7.4%€1.1mwithin the sector's middle half▲ 34.6%
Total assets€1.8mwithin the sector's middle half▲ 103%€2.5mwithin the sector's middle half▲ 37.0%€2.2mwithin the sector's middle half▼ 13.4%€3.3mabove the sector's middle half▲ 51.4%€3.7mwithin the sector's middle half▲ 12.0%
Debt€1.2m▲ 120%€1.8m▲ 45.5%€1.4m▼ 20.8%€2.5m▲ 75.2%€2.6m▲ 4.4%
Working capital-€175,447below the sector's middle half€158,672within the sector's middle half€180,893within the sector's middle half▲ 14.0%€230,469within the sector's middle half▲ 27.4%€926,284within the sector's middle half▲ 302%
Solvency33.3%within the sector's middle half▼ 5.0pp29.2%within the sector's middle half▼ 4.1pp35.2%within the sector's middle half▲ 6.0pp25.0%below the sector's middle half▼ 10.2pp30.0%within the sector's middle half▲ 5.0pp
Current ratio0.85within the sector's middle half▼ 0.731.10within the sector's middle half▲ 0.251.15within the sector's middle half▲ 0.051.10within the sector's middle half▼ 0.051.39within the sector's middle half▲ 0.29
Return on assets (ROA)17.2%above the sector's middle half▼ 8.6pp6.9%within the sector's middle half▼ 10.3pp3.8%within the sector's middle half▼ 3.1pp1.7%within the sector's middle half▼ 2.1pp7.7%within the sector's middle half▲ 6.0pp
Staff (FTE)18.7above the sector's middle half▲ 25.5%25.8above the sector's middle half▲ 38.0%26.9above the sector's middle half▲ 4.3%34.9above the sector's middle half▲ 29.7%43.7above the sector's middle half▲ 25.2%
above within below the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings.
Why a figure moved sharply
  • 2025 Net result +400% on 2024. The accounts now follow the full schema, last year the abbreviated schema.
Result per fiscal year
Operating resultNet result
€0€200,000€400,000€600,000Operating result 2021: €447,458€447,458Net result 2021: €313,941€313,941Operating result 2022: €282,505€282,505Net result 2022: €172,333€172,333Operating result 2023: €130,482€130,482Net result 2023: €82,204€82,204Operating result 2024: €193,452€193,452Net result 2024: €56,749€56,749Operating result 2025: €546,348€546,348Net result 2025: €283,705€283,70520212022202320242025€0€200,000€400,000€600,000Operating result 2023: €130,482€130,000Net result 2023: €82,204€82,200Operating result 2024: €193,452€193,000Net result 2024: €56,749€56,700Operating result 2025: €546,348€546,000Net result 2025: €283,705€284,000202320242025
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 182% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.7m
Fixed assets €385,611 ▼ 51.1%
Current assets €3.3m ▲ 31.9%
Equity and liabilities €3.7m
Equity €1.1m ▲ 34.6%
Debt €2.6m ▲ 4.4%
Debt's share of the balance-sheet total falls from 75.0% to 70.0%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€600,211▲
2024 · €195,492
Cash flow
€337,567▲
2024 · €58,789
Debt to equity
2.33▼
2024 · 3.01
ROE
25.7%▲
2024 · 6.9%
Interest coverage
4.50▲
2024 · 2.35
Debt ≤ 1 year
€2.4m▲
2024 · €2.3m
Debt > 1 year
€24,318▼
2024 · €96,411
Income taxes
€158,661▲
2024 · €55,633
Staff costs
€3.9m▲
2024 · €2.5m
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 20,129 companies that looked in July 2024 the way this one looks now, 0.2% went bankrupt within 24 months and 95% are still going.

  • Small
  • 20 years or older
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.2% went bankrupt
4.7% stopped otherwise
95% still going

For this company itself Checked computes a bankruptcy probability of 0.1% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 20,129 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 55 lines
Balance sheet Code20242025
Assets
Total assets20/58€3.3m€3.7m▲
Fixed assets21/28€787,879€385,611▼
Intangible fixed assets21€8,163€358,328▲
Tangible fixed assets22/27-€7,282
Plant, machinery and equipment23-€7,282
Financial fixed assets28€779,716€20,000▼
Current assets29/58€2.5m€3.3m▲
Amounts receivable within one year40/41€1.9m€2.8m▲
Trade receivables40€1.3m€1.9m▲
Other amounts receivable41€601,841€937,413▲
Cash at bank and in hand54/58€490,931€389,840▼
Deferred charges and accrued income490/1€66,046€73,228▲
Equity and liabilities
Total equity and liabilities10/49€3.3m€3.7m▲
Equity10/15€819,751€1.1m▲
Contributions10/11€100,000€100,000=
Capital10€100,000€100,000=
Issued capital100€100,000€100,000=
Reserves13€10,000€10,000=
Non-distributable reserves130/1€10,000€10,000=
Legal reserve130€10,000€10,000=
Profit (loss) carried forward14€709,751€993,456▲
Amounts payable17/49€2.5m€2.6m▲
Amounts payable after more than one year17€96,411€24,318▼
Financial debts170/4€96,411€24,318▼
Amounts payable within one year42/48€2.3m€2.4m▲
Current portion of amounts payable after more than one year42€70,819€72,093▲
Financial debts43€456,602€595,868▲
Credit institutions430/8€456,602€595,868▲
Trade debts44€569,838€598,844▲
Suppliers440/4€569,838€598,844▲
Taxes, remuneration and social security45€483,016€682,891▲
Taxes450/3€148,940€163,871▲
Remuneration and social security454/9€334,076€519,020▲
Other amounts payable47/48€685,134€415,517▼
Accrued charges and deferred income492/3€102,186€184,121▲
Income statement Code20242025
Turnover70€5.4m€7.5m▲
Goods, raw materials, services and sundry goods60/61€2.8m€3.2m▲
Remuneration, social security and pensions62€2.5m€3.9m▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2,041€53,862▲
Other operating charges640/8€3,276€3,546▲
Gross operating margin9900€2.7m€4.5m▲
Operating profit (loss)9901€193,452€546,348▲
Financial income75/76B€2,002€29,441▲
Recurring financial income75€2,002€29,441▲
Financial charges65/66B€83,072€133,423▲
Recurring financial charges65€83,072€133,423▲
Profit (loss) for the period before taxes9903€112,382€442,366▲
Income taxes67/77€55,633€158,661▲
Profit (loss) for the period9904€56,749€283,705▲
Profit (loss) for the period to be appropriated9905€56,749€283,705▲
Appropriation of the result
Profit (loss) to be appropriated9906€709,751€993,456▲
Profit (loss) brought forward from the previous period14P€653,002€709,751▲
Profit to be distributed694/7€0-
Directors or managers695€0-
Social balance
Average headcount (FTE)908734.943.7▲

The notes to these accounts (21 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Turnover70€3.5m€3.9m-€5.4m€7.5m▲ 39.1%
Goods, raw materials, services and sundry goods60/61€1.9m€1.9m-€2.8m€3.2m▲ 16.1%
Remuneration, social security and pensions62€1.3m€1.8m€2.0m€2.5m€3.9m▲ 53.8%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630---€2,041€53,862▲ 2,540%
Other operating charges640/8€1,398€3,045€3,605€3,276€3,546▲ 8.2%
Gross operating margin9900€1.7m€2.1m€2.1m€2.7m€4.5m▲ 64.6%
Operating profit (loss)9901€447,458€282,505€130,482€193,452€546,348▲ 182%
Financial income75/76B€99€93€34,227€2,002€29,441▲ 1,371%
Recurring financial income75€99€93€34,227€2,002€29,441▲ 1,371%
Financial charges65/66B€19,876€38,439€47,786€83,072€133,423▲ 60.6%
Recurring financial charges65€19,876€38,439€47,786€83,072€133,423▲ 60.6%
Profit (loss) for the period before taxes9903€427,681€244,159€116,922€112,382€442,366▲ 294%
Income taxes67/77€113,739€71,826€34,718€55,633€158,661▲ 185%
Profit (loss) for the period9904€313,941€172,333€82,204€56,749€283,705▲ 400%
Profit (loss) for the period to be appropriated9905€313,941€172,333€82,204€56,749€283,705▲ 400%
Line20212022202320242025Change
Assets
Total assets20/58€1.8m€2.5m€2.2m€3.3m€3.7m▲ 12.0%
Fixed assets21/28€808,912€808,912€779,716€787,879€385,611▼ 51.1%
Intangible fixed assets21---€8,163€358,328▲ 4,290%
Tangible fixed assets22/27----€7,282-
Plant, machinery and equipment23----€7,282-
Financial fixed assets28€808,912€808,912€779,716€779,716€20,000▼ 97.4%
Current assets29/58€1.0m€1.7m€1.4m€2.5m€3.3m▲ 31.9%
Amounts receivable within one year40/41€637,417€1.3m€1.0m€1.9m€2.8m▲ 45.9%
Trade receivables40€637,417€1.2m€1.0m€1.3m€1.9m▲ 41.4%
Other amounts receivable41-€75,000€15,308€601,841€937,413▲ 55.8%
Cash at bank and in hand54/58€369,950€378,433€349,939€490,931€389,840▼ 20.6%
Deferred charges and accrued income490/1€12,523€6,407€14,083€66,046€73,228▲ 10.9%
Equity and liabilities
Total equity and liabilities10/49€1.8m€2.5m€2.2m€3.3m€3.7m▲ 12.0%
Equity10/15€608,465€730,798€763,002€819,751€1.1m▲ 34.6%
Contributions10/11€100,000€100,000€100,000€100,000€100,000=
Capital10€100,000€100,000€100,000€100,000€100,000=
Issued capital100€100,000€100,000€100,000€100,000€100,000=
Reserves13€10,000€10,000€10,000€10,000€10,000=
Non-distributable reserves130/1€10,000€10,000€10,000€10,000€10,000=
Legal reserve130€10,000€10,000€10,000€10,000€10,000=
Profit (loss) carried forward14€498,465€620,798€653,002€709,751€993,456▲ 40.0%
Amounts payable17/49€1.2m€1.8m€1.4m€2.5m€2.6m▲ 4.4%
Amounts payable after more than one year17-€236,787€167,230€96,411€24,318▼ 74.8%
Financial debts170/4-€236,787€167,230€96,411€24,318▼ 74.8%
Amounts payable within one year42/48€1.2m€1.5m€1.2m€2.3m€2.4m▲ 4.4%
Current portion of amounts payable after more than one year42-€68,338€69,556€70,819€72,093▲ 1.8%
Financial debts43€139,621€165,373€94,999€456,602€595,868▲ 30.5%
Credit institutions430/8€139,621€165,373€94,999€456,602€595,868▲ 30.5%
Trade debts44€307,783€453,768€492,263€569,838€598,844▲ 5.1%
Suppliers440/4€307,783€453,768€492,263€569,838€598,844▲ 5.1%
Taxes, remuneration and social security45€195,409€365,600€399,422€483,016€682,891▲ 41.4%
Taxes450/3€66,666€125,839€155,891€148,940€163,871▲ 10.0%
Remuneration and social security454/9€128,742€239,761€243,531€334,076€519,020▲ 55.4%
Other amounts payable47/48€552,525€485,379€152,487€685,134€415,517▼ 39.4%
Accrued charges and deferred income492/3€25,000€0€30,377€102,186€184,121▲ 80.2%
Line20212022202320242025Change
Profit (loss) for the period9904€313,941€172,333€82,204€56,749€283,705▲ 400%
+ Depreciation and write-downs630---€2,041€53,862▲ 2,540%
Operating cash flow (approximation)€313,941€172,333€82,204€58,789€337,567▲ 474%
Investment in fixed assets (approximation)-€0€29,196-€10,203€348,406▲ 3,515%
Change in cash-€8,483-€28,494€140,992-€101,091▼ 172%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
09-07
NBB filing Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial Equity above €1mEq €1.1m ▲34.6%
8 profitable years in a row build equity to €1.1m.
27-06
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
26-06
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
11-07
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
01-08
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema · 1 day late
2021
31-12
Financial Highest result since 2018net €313,941 ▲35.4%
Net result €313,941, the highest in the series.
31-12
Financial Equity above €500,000Eq €608,465 ▲76.6%
4 profitable years in a row build equity to €608,465.
24-06
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial Equity above €200,000Eq €344,523 ▲112%
3 profitable years in a row build equity to €344,523.
09-06
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial Equity above €150,000Eq €162,679 ▲28.3%
2 profitable years in a row build equity to €162,679.
Show earlier events
17-07
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
19-06
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
07-06
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 11 acts read
About the unread acts

We know of 11 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
11 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kontich · 3 establishment units since 1999
seat establishment All 3 establishment units on the map
Ground area
1.0 ha
Building footprint
6,071 m²
Volume, LiDAR
33,409 m³
3 parcels, Flanders · tallest building 41.0 m, ±2 floors. Linked by address, not a title deed.
19 companies at this address See who is registered here
3 establishment units
BMatix
Satenrozen 10, 2550 KontichIT consultancy
since 19992.091.700.278
Satenrozen 14, 2550 Kontich
Computer consultancy and computer facilities management
since 20252.375.397.267
Thor Park 8300, 3600 Genk
Computer consultancy and computer facilities management
since 20252.375.397.465
3 parcels
Flanders 3 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11024G0018/00L000 Flanders 4,007 m² 1 · 1,313 m² 6.1 m · 1 fl.
11024G0012/00G000 Flanders 3,107 m² 1 · 2,879 m² 8.9 m · 2 fl.
71303B1298/00M004 Flanders 2,963 m² 1 · 1,879 m² 41.0 m · 1 fl.
Linked by address, not proof of ownership
Good to know
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

1 holding

Owners 0

The accounts to 31-12-2025 list no shareholders, and no other source names one.

Holdings 1

According to the 2025 annual accounts of BMATIX and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Public money · subsidies and aid

Flemish government

2022 to 2025 · 2 entries · 3,319 EUR awarded · 3,147 EUR paid
Year Entries awardedpaid
2025 1 532 EUR360 EUR
2022 1 2,787 EUR2,787 EUR
Schemes
2 entries · 3,319 EUR · 3,147 EUR paid · Fonds voor Innoveren en Ondernemen

Similar companies · same sector, comparable size

Of 82,642 companies in sector 70200 we hold annual accounts for 52,626. 26,788 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPublic limited company
Founded11-05-1999
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
70200Business and other management consultancy
E-invoicing
Reachable via Peppol
Peppol ID 0208:0465967610
Registered 21-12-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.