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KUBE BUILDING

Active
Private limited companyfounded 2020active for 5 yearsChemin de Garçonfosse(Ost) 1, 7804 Ath, BelgiumKBO/BCE: BE 0760.346.376
Summary

The computed 12-month bankruptcy probability of KUBE BUILDING is 7.2% (elevated). The 2025 annual accounts show equity of €35,048 and a net result of -€14,041. Equity is shrinking by about 9.5% per year across the filed financial years. Its solvency ranks better than 39% of 9,100 sector peers (NACE 41, financial year 2025). The company has been active since 2020 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
General construction of residential buildings
NACE 41001
1 site
Size
€106,752total assets 2025
Equity
€35,048
Loss
-€14,041
Turnover not published (micro format)
Financial health
33 Weak Checked score 2025
Bankruptcy probabilitywithin 12 months
7.2%
Structure
Accounts filed 60 days late0 of 1 deed read
Why 33raises riskLatest accounts 60 days late; 3 of the last 3 lateSector: Construction of residential and non-residential buildings (NACE 41)Liquidity: current ratio 0.86, cash €193, halvedFounded in 2020Show the evidence

Checked score

Score 2025
33 / 100
Weak
Probability in this band: 4.2% to 15.0%
Financially better than 26% of its sector peers (NACE 41, micro)
Financial strength · tick = 2024
Weak
Solvency 58+2
equity 32.8% of total assets
Liquidity 31-4
short-term debt 40.5% · cash 0.2%
Profitability 32-33
return on assets -13.2%
Bankruptcy probability, 12 months
7.2% Elevated
0%0.5%1.5%4%10%≥ 25%

About 7 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,377 companies, NACE 41, micro)
Last 24 months 11-2024: 7.4% 12-2024: 8.1%▲ +0.7 percentage points vs 11-2024highest value 01-2025: 3.3%▼ -4.8 percentage points vs 12-2024lowest value 02-2025: 3.3%● unchanged vs 01-2025lowest value 03-2025: 3.3%● unchanged vs 02-2025lowest value 04-2025: 3.3%● unchanged vs 03-2025 05-2025: 3.4%▲ +0.1 percentage points vs 04-2025 06-2025: 3.3%▼ -0.1 percentage points vs 05-2025 07-2025: 3.4%▲ +0.1 percentage points vs 06-2025 08-2025: 3.9%▲ +0.5 percentage points vs 07-2025 09-2025: 5.4%▲ +1.5 percentage points vs 08-2025 10-2025: 5.4%● unchanged vs 09-2025 11-2025: 5.5%▲ +0.1 percentage points vs 10-2025 12-2025: 5.5%● unchanged vs 11-2025 01-2026: 5.5%● unchanged vs 12-2025 02-2026: 5.5%● unchanged vs 01-2026 03-2026: 5.4%▼ -0.1 percentage points vs 02-2026 04-2026: 5.3%▼ -0.1 percentage points vs 03-2026 05-2026: 5.1%▼ -0.2 percentage points vs 04-2026 06-2026: 5.2%▲ +0.1 percentage points vs 05-2026 07-2026: 5.1%▼ -0.1 percentage points vs 06-2026 08-2026: 5.7%▲ +0.6 percentage points vs 07-2026 09-2026: 5.8%▲ +0.1 percentage points vs 08-2026 10-2026: 7.2%▲ +1.4 percentage points vs 09-2026
Credit of up to €1,000 on 30-day terms, only on tighter conditions
Liquidity insufficient (current ratio 0.86, compared with 1.01 in 2024; short-term debt: 40.5% and cash: 0.2% of total assets), and 67.2% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro): better than 40% on solvency, 26% on liquidity, 20% on profitability and 16% on growth.

The bankruptcy probability was computed on 08-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
+raises risk○neutral
raises risk · Latest accounts 60 days late; 3 of the last 3 late
NBB · filings
raises risk · Sector: Construction of residential and non-residential buildings (NACE 41)
KBO
raises risk · Liquidity: current ratio 0.86, cash €193, halved
NBB · annual accounts
raises risk · Founded in 2020
How long the company has existed counts in the probability; how much depends on the rest of its profile.
KBO
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
2122232425
2021 to 2025 · latest year -€14,041
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-09-2026, 60 days later. For context: 47% of Belgian companies file late, and of those that file 1 to 90 days late, 2.0% are now in a legal situation other than normal in the KBO (such as bankruptcy, liquidation or dissolution), against 1.66% of all filers. We show this as a fact and do not score it.
NBB · 5 filings
Deviation from the deadline
2025
60 days late
2024
31 days late
2023
142 days late
2022
70 days late
2021
116 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 5 accounts on average 84 days after the deadline; the sector median (NACE 41) for financial year 2024 is on the deadline day, and 46% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 9 October (4 of the last 5 filed years within 46 days of that day).
Companies Code · seven months
Where today falls in the filing period
09-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Weakest financial yearnet -€14,041
  3. Annual accounts filedfinancial year 2024 · micro…

Key points

  • Caution: Among the weakest 12% on net resultsector median €8,458 · 9,094 companies -€14,041 View
  • Caution: 2 loss-making years in a rowloss financial year 2025 -€14,041 View
  • Total assets 20255 financial years filed €106,752 View

By topic

Financials

Financial year
2025
Total assets
€106,752
Loss
-€14,041
Solvency
32.8%
Total assets▼ 33.4%
Net result
20212025
Go to Financials

Timeline

Events
7
Since
2022
Next accounts
by 31-07-2027
  1. 20-12-2024Annual accounts filed
  2. 31-12-2023Back to profit
  3. 09-10-2023Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
General construction of residential buildingsNACE 41001
Founded
21-12-2020
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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