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Complete company report
Generated 23-07-2026
Active BE 0800.727.080Private limited company

KSPS

Rue du Temple(L.L) 10 ·7100 La Louvière, Belgium· 3 yrs active
Sector: Food & beverage service (56112)
Conclusion Checked

The computed 12-month bankruptcy probability of KSPS is 11.7% (high). The 2024 annual accounts show negative equity (€-20k) and a net result of €-6k. Its solvency ranks better than 5% of 5589 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.
Key figures
Equity €-20k
Net result €-6k
Staff (FTE) 1.2
Better than sector 5%
Snowflake analysis 5 axes · computed by Checked
Health25Profitability100Solvency33Growth58Stability94
62 / 100

Strong profile, led by profitability.

Health 25
Profitability 100
Solvency 33
Growth 58
Stability 94
Bankruptcy probability (12 mo) Checked model v1 · free
11.7% High
0%0,5%1,5%4%10%≥25%
Higher-failure-rate sector +Annual accounts: weaker financial profile +Young company +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
More than 3 years active
Founded in 2023, past the statistically most fragile first 3 years.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Health barometer FY 2024 · computed
25 / 100 Weak
050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Financial overview2 NBB filings
Annual accounts filed on 04-07-2025 with the NBB · fiscal year 2024 · micro
€-20k€-15k€-10k€-5k€0Operating result 2023: €-18k€-18kNet result 2023: €-18k€-18kOperating result 2024: €-6k€-6kNet result 2024: €-6k€-6k20232024
Operating resultNet result
Sector comparison
Fiscal year 2024 · NACE 56, Food & beverage service · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency -423.4% 19.3%
better than 5% of 5589 sector peers
Net result €-6k €4k
better than 27% of 5579 sector peers
Equity €-20k €14k
better than 17% of 5600 sector peers
Gross operating margin €21k €52k
better than 32% of 5565 sector peers
Staff costs €27k €49k
higher than 35% of 4050 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Net profit
€-6k
+66.6% far below sector median
Total assets
€5k
+14.0% -98% vs sector
Equity
€-20k
-43.1% far below sector median
Working capital
€-20k
-43.1% far below sector median
Employees (FTE)
1
- -81% vs sector
Staff costs
€27k
+84.3% -88% vs sector
Debt
€24k
+36.5% -79% vs sector
Debt ≤ 1y
€24k
+36.5% -72% vs sector
Current ratio
0.19
-16.4% -94% vs sector
Quick ratio
0.17
-16.5% -94% vs sector
Solvency
-423.4%
-25.5% far below sector median
Debt / equity
-1.24
+4.6% far below sector median
ROE
30.1%
-76.7% +163% vs sector
ROA
-127.6%
+70.7% far below sector median
Figures by fiscal year
Fiscal year2024
Revenue-
EBITDA-
Net profit€-6k
Cash flow-
Staff costs€27k
Income taxes-
Dividends-
Total assets€5k
Equity€-20k
Debt€24k
of which ≤ 1y€24k
of which > 1y-
Working capital€-20k
Employees (FTE)1.2
Ratios (computed)
2024
Current ratio0.19
Quick ratio0.17
Working capital ratio-423.4%
Solvency-423.4%
Debt / equity-1.24
Long-term debt ratio-
Interest coverage-
Gross margin-
Net margin-
ROA-127.6%
ROE30.1%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€5k
Current assets 29/58€5k
Stocks & contracts in progress 3€403
Amounts receivable within one year 40/41€649
Cash & bank 54/58€3k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€5k
Equity 10/15€-20k
Contributions / capital 10/11€4k
Accumulated profits (losses) 14€-24k
Amounts payable 17/49€24k
Amounts payable within one year 42/48€24k
Trade debts payable within one year 44€2k
Income statement
Gross operating margin 9900€21k
Operating result 9901€-6k
Financial income 75€4
Financial charges 65€412
Result before taxes 9903€-6k
Net result for the period 9904€-6k
Result to be appropriated 9905€-6k
You're seeing the latest fiscal year only. Unlock 1 prior year (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.
Directors & mandates 2 directors
Current directors & mandates
  • HALIM KEDDAM
    Director
    State Gazette act 26009252 (20-01-2026)
    Current
    01-12-2025 → present
Former directors (1)
  • KARIMA IOUDARENE
    Director
    State Gazette act 26009252 (20-01-2026)
    Former
    - → 01-12-2025
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.
Legal Structure
NACE primary Food & beverage service(56112)
Legal form Private limited company(610)
Incorporation13-04-2023
StatusActive
Postal code7100
Establishment units 1 location
KSPS
Rue du Temple(L.L) 10, 7100 La LouvièreEetgelegenheden met beperkte bediening
since 20232.344.509.695
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
55372D0043/00R008 Wallonia 123 m² 1 · 59 m² 12.4 m · 3 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 4 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
20-01-2026
State Gazette act Director changes
v3.2
2025
04-07-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
2024
01-07-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
2023
17-04-2023
State Gazette act Incorporation
oprichting
Belgisch Staatsblad, acts 2 acts
All acts · 2 updated 6 months ago
2026
20-01-2026 1 director appointed, 1 resigning Director changes
  • HALIM KEDDAM, Bestuurder
  • KARIMA IOUDARENE, Bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "HALIM KEDDAM",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2025-12-01",
      "evidence_quote": "L\u0027assembl\u00E9e g\u00E9n\u00E9rale extraordinaire du 01/12/2025 a d\u00E9cid\u00E9 de nommer, en qualit\u00E9 d\u0027adminstrateur, \u00E0 partir du 1er d\u00E9cembre 2025: HALIM KEDDAM"
    },
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "KARIMA IOUDARENE",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2025-12-01",
      "evidence_quote": "L\u0027assembl\u00E9e g\u00E9n\u00E9rale extraordinaire du 01/12/2025 acte la d\u00E9mission, en qualit\u00E9 d\u0027administrateur, \u00E0 partir du 1er d\u00E9cembre 2025 de: KARIMA IOUDARENE"
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0800.727.080",
    "name_full": "KSPS",
    "legal_form": "SRL"
  }
}
2023
17-04-2023 Incorporation of a new SRL Incorporation
Summary: oprichting
Technical details 
{
  "kind": "oprichting",
  "seat": "Rue du Temple 10, 7100 La Louvi\u00E8re",
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "founders": [
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": "1986-06-16",
        "name": "Madame IOUDARENE Karima",
        "niss": null,
        "address": "Avenue d\u2019Hyon, 22, 7000 Mons"
      },
      "share_class": "Ordinary",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 0,
      "holder_person_name": "Madame IOUDARENE Karima",
      "is_subscriber_only": false,
      "n_shares_subscribed": 100,
      "amount_subscribed_eur": 4000,
      "is_anonymous_silent_partner": false
    }
  ],
  "capital_eur": 4000,
  "subject_company": {
    "kbo": "0800.727.080",
    "name_full": "KSPS",
    "legal_form": "SRL"
  },
  "initial_directors": [],
  "incorporation_date": "2023-04-11",
  "post_incorporation_mandates": []
}
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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
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Company registry (CBE) Crossroads Bank
Activities
Eetgelegenheden met beperkte bediening56102Activiteiten van eetgelegenheden met volledige bediening56111Activiteiten van eetgelegenheden met beperkte bediening, muv mobiele eetgelegenheden56112
Primary activity highlighted.
Names & trade names
Legal nameFR KSPS
Registered office
Rue du Temple(L.L) 10
7100 La Louvière, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
Similar companies Same NACE
DELICE - INN BE 0444.980.570 · La Louvière
F.D.I. BE 0449.537.590 · La Louvière
INTERNATIONAL FAST FOOD ASSOCIATION BE 0451.618.043 · La Louvière
A MANI BE 0433.421.932 · Soignies
A.E.F. BE 0439.848.775 · Dour
Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative