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KSK Construct

Active
Private limited companyfounded 2021active for 5 yearsPaddenbroekstraat 8a, 1755 Pajottegem, BelgiumKBO/BCE: BE 0775.637.635
Summary

KSK Construct has been active since 2021 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €66,140 and a net result of €16,788. Equity has been growing by about 38% per year since 2022. Its solvency ranks better than 35% of 39,272 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Overview

Overview

Official details

Source: KBO
Status
Active since 12-10-2021 Normal situation
Activity
Business and other management consultancy NACE 70200and 1 other
Establishment unit
2.323.280.454 1755 Pajottegem, since 12-10-2021
Financial year end
31 December
Peppol
Reachable since 05-02-2026

Board and ownership

Board
  • Kaesemans KristofDirector

Financial position

88 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.2%
Annual accounts 2025
Gross margin
€38,546
▲ 5.5%
Turnover
≈ €110,000
estimated
Profit
€16,788
▲ 13.7%
Equity
€66,140
▲ 34.0%
Total assets
€180,657
▼ 7.2%
  • 2025 accounts filed 17 days after the deadline
Filed on 17-08-2026
Score breakdownraises riskLiquidity: current ratio 0.14, cash €7,130Founded in 2021lowers riskSector: Activities of head offices; management consultancy activities (NACE 70)Size: total assets €180,657Show the evidence

Checked score

Score 2025
88 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 42% of micro companies in head offices and management consultancy (NACE 70)
Financial strength · tick: 2024
Average
Solvency 62+12
equity 36.6% of total assets
Liquidity 24-2
short-term debt 58.9% · cash 3.9%
Profitability 80+2
return on assets 9.3%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (48,528 companies, NACE 70, micro)
Last 24 months 12-2024: 0.3% 01-2025: 0.3%● unchanged vs 12-2024 02-2025: 0.3%● unchanged vs 01-2025 03-2025: 0.3%● unchanged vs 02-2025 04-2025: 0.3%● unchanged vs 03-2025 05-2025: 0.3%● unchanged vs 04-2025 06-2025: 0.2%▼ -0.1 percentage points vs 05-2025 07-2025: 0.2%● unchanged vs 06-2025 08-2025: 0.4%▲ +0.2 percentage points vs 07-2025highest value 09-2025: 0.2%▼ -0.2 percentage points vs 08-2025 10-2025: 0.2%● unchanged vs 09-2025lowest value 11-2025: 0.2%● unchanged vs 10-2025lowest value 12-2025: 0.2%● unchanged vs 11-2025lowest value 01-2026: 0.2%● unchanged vs 12-2025lowest value 02-2026: 0.2%● unchanged vs 01-2026 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 0.2%● unchanged vs 03-2026 05-2026: 0.2%● unchanged vs 04-2026 06-2026: 0.2%● unchanged vs 05-2026 07-2026: 0.2%● unchanged vs 06-2026 08-2026: 0.4%▲ +0.2 percentage points vs 07-2026 09-2026: 0.2%▼ -0.2 percentage points vs 08-2026 10-2026: 0.2%● unchanged vs 09-2026 11-2026: 0.2%● unchanged vs 10-2026
Credit of up to €5,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.14 (0.17 in 2024), below 1. Short-term debt is 58.9% and cash 3.9% of total assets. 63.4% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 35% of them on solvency, 10% on liquidity, 47% on profitability and 74% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
lowers risk · Sector: Activities of head offices; management consultancy activities (NACE 70)
KBO
lowers risk · Size: total assets €180,657
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Liquidity: current ratio 0.14, cash €7,130
NBB · annual accounts
raises risk · Founded in 2021
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · 2025 accounts filed 17 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-08-2026, 17 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 4 filings
Deviation from the deadline
2025
17 days late
2024
29 days late
2023
29 days late
2022
29 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 4 accounts on average 26 days after the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 29 August (4 of the last 4 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Financials

Financials · financial year 2025, micro format

2025 annual accounts filed 17 days after the deadline Filed on 17 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00406623.

Annual accounts 2025 filed on 17-08-2026 at the NBB all 4 filings

Turnover
≈ €110,000
Estimated: probably between €65,000 and €150,000
Total assets
€180,657▼ 7.2%
2024 · €194,734
Net result
€16,788▲ 13.7%
2024 · €14,769
Working capital
-€91,477▲ 4.7%
2024 · -€96,000
Trend over the years

2022 to 2025, 4 financial years

The operating result for 2025 is 8% higher than in 2024. It is the second rise in a row, after the fall in 2023.

Operating result€28,749 2025 Net result€16,788 2025

Turnover is what the company sold, the result is what was left of it. A loss stands below the zero line.

Use the arrow keys on the chart for the figures per year.

The sector band is the middle half of the companies in Activities of head offices; management consultancy activities (NACE 70). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30. The dashed line is the median. There is a sector band for net result, equity, total assets, working capital, solvency, current ratio and return on assets (ROA).

Every figure with its change against the financial year before
favourable unfavourable
Line2022202320242025
Operating result€29,698-€25,814▼ 13.1%€26,517▲ 2.7%€28,749▲ 8.4%
Net result€16,318within the sector's middle half-€15,767within the sector's middle half▼ 3.4%€14,769within the sector's middle half▼ 6.3%€16,788within the sector's middle half▲ 13.7%
Equity€18,818below the sector's middle half-€34,584within the sector's middle half▲ 83.8%€49,353within the sector's middle half▲ 42.7%€66,140within the sector's middle half▲ 34.0%
Total assets€211,487within the sector's middle half-€212,562within the sector's middle half▲ 0.5%€194,734within the sector's middle half▼ 8.4%€180,657within the sector's middle half▼ 7.2%
Debt€192,669-€177,978▼ 7.6%€145,381▼ 18.3%€114,516▼ 21.2%
Working capital-€96,313below the sector's middle half--€97,574below the sector's middle half▼ 1.3%-€96,000below the sector's middle half▲ 1.6%-€91,477below the sector's middle half▲ 4.7%
Solvency8.9%below the sector's middle half-16.3%below the sector's middle half▲ 7.4pp25.3%below the sector's middle half▲ 9.1pp36.6%within the sector's middle half▲ 11.3pp
Current ratio0.16below the sector's middle half-0.23below the sector's middle half▲ 0.070.17below the sector's middle half▼ 0.050.14below the sector's middle half▼ 0.03
Return on assets (ROA)7.7%within the sector's middle half-7.4%within the sector's middle half▼ 0.3pp7.6%within the sector's middle half▲ 0.2pp9.3%within the sector's middle half▲ 1.7pp
above within below The sector band is the middle half of the companies in Activities of head offices; management consultancy activities (NACE 70). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30.
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €180,657
Fixed assets €165,696 ▼ 5.1%
Current assets €14,960 ▼ 25.8%
Equity and liabilities €180,657
Equity €66,140 ▲ 34.0%
Debt €114,516 ▼ 21.2%
Debt's share of the balance-sheet total falls from 74.7% to 63.4%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€37,637▲
2024 · €35,663
Cash flow
€25,675▲
2024 · €23,914
Debt to equity
1.73▼
2024 · 2.95
ROE
25.4%▼
2024 · 29.9%
Interest coverage
8.44▼
2024 · 8.55
Debt ≤ 1 year
€106,438▼
2024 · €116,150
Debt > 1 year
€4,584▼
2024 · €26,457
Income taxes
€7,505▼
2024 · €7,580
Green means a favourable move, even when the figure itself falls, as with debt or debt to equity.

Investments

fixed assets acquired
Item2022202320242025
Tangible fixed assets€46,250---
Financial fixed assets€150,000---
Depreciation and write-downs of the year€4,297€9,219€9,145€8,887

Source: notes to the 2022 to 2025 annual accounts (statement of fixed assets)

Comparable companies

These companies have the same main activity as KSK Construct: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €147,000 and €222,000, founded between 2021 and 2022.

CompanyFoundedTotal assetsEquityGross marginNet resultFinancial year
KSK Construct Pajottegem2021€180,657€66,140€38,546€16,7882025
Buls Consult Haacht2021€161,727€149,721€39,603€26,4582025
CREATE AVG BV Hoeilaart2021€178,652€172,249€43,864€33,2672025
PEANUTS & MONKEYS Oud-Heverlee2022€174,158€136,149€41,132€24,9942025
Compliancy Office Affligem2022€213,008€113,638€34,924€22,1632025
Sens Commun Begijnendijk2021€222,107€217,983€36,812€20,8772025
Balancing Act Grimbergen2022€147,015€116,641€40,205€21,4632025

They were chosen from the 54,693 other active companies with that main activity and annual accounts from the past two years. All companies with this main activity

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 43 lines

Source: Annual accounts 2025 at the NBB, filed on 17-08-2026.

Balance sheet Code20242025
Assets
Total assets20/58€194,734€180,657▼
Fixed assets21/28€174,584€165,696▼
Tangible fixed assets22/27€24,584€15,696▼
Furniture and vehicles24€1,317€769▼
Leasing and similar rights25€23,267€14,928▼
Financial fixed assets28€150,000€150,000=
Current assets29/58€20,150€14,960▼
Amounts receivable within one year40/41€9,245€7,000▼
Trade receivables40€9,245€7,000▼
Cash at bank and in hand54/58€10,653€7,130▼
Deferred charges and accrued income490/1€252€831▲
Equity and liabilities
Total equity and liabilities10/49€194,734€180,657▼
Equity10/15€49,353€66,140▲
Contributions10/11€2,500€2,500=
Reserves13€42,000€58,000▲
Distributable reserves133€42,000€58,000▲
Profit (loss) carried forward14€4,853€5,640▲
Amounts payable17/49€145,381€114,516▼
Amounts payable after more than one year17€26,457€4,584▼
Financial debts170/4€26,457€4,584▼
Amounts payable within one year42/48€116,150€106,438▼
Current portion of amounts payable after more than one year42€24,042€21,872▼
Trade debts44€179€21▼
Suppliers440/4€179€21▼
Taxes, remuneration and social security45€20,409€13,813▼
Taxes450/3€18,659€12,063▼
Remuneration and social security454/9€1,750€1,750=
Other amounts payable47/48€71,522€70,732▼
Accrued charges and deferred income492/3€2,774€3,494▲
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9,145€8,887▼
Other operating charges640/8€884€909▲
Gross operating margin9900€36,546€38,546▲
Operating profit (loss)9901€26,517€28,749▲
Financial charges65/66B€4,169€4,457▲
Recurring financial charges65€4,169€4,457▲
Profit (loss) for the period before taxes9903€22,349€24,293▲
Income taxes67/77€7,580€7,505▼
Profit (loss) for the period9904€14,769€16,788▲
Profit (loss) for the period to be appropriated9905€14,769€16,788▲
Appropriation of the result
Profit (loss) to be appropriated9906€19,353€21,640▲
Profit (loss) brought forward from the previous period14P€4,584€4,853▲
Transfer to equity691/2€14,500€16,000▲
To other reserves6921€14,500€16,000▲

The notes to these accounts have 6 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Line2022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4,297€9,219€9,145€8,887▼ 2.8%
Other operating charges640/8€1,694€474€884€909▲ 2.9%
Gross operating margin9900€35,689€35,506€36,546€38,546▲ 5.5%
Operating profit (loss)9901€29,698€25,814€26,517€28,749▲ 8.4%
Financial income75/76B€0€0---
Recurring financial income75€0€0---
Financial charges65/66B€7,002€2,886€4,169€4,457▲ 6.9%
Recurring financial charges65€7,002€2,886€4,169€4,457▲ 6.9%
Profit (loss) for the period before taxes9903€22,697€22,927€22,349€24,293▲ 8.7%
Income taxes67/77€6,380€7,161€7,580€7,505▼ 1.0%
Profit (loss) for the period9904€16,318€15,767€14,769€16,788▲ 13.7%
Profit (loss) for the period to be appropriated9905€16,318€15,767€14,769€16,788▲ 13.7%
Line2022202320242025Change
Assets
Total assets20/58€211,487€212,562€194,734€180,657▼ 7.2%
Formation expenses20€589€258---
Fixed assets21/28€192,359€183,471€174,584€165,696▼ 5.1%
Tangible fixed assets22/27€42,359€33,471€24,584€15,696▼ 36.2%
Furniture and vehicles24€2,412€1,864€1,317€769▼ 41.6%
Leasing and similar rights25€39,946€31,607€23,267€14,928▼ 35.8%
Financial fixed assets28€150,000€150,000€150,000€150,000=
Current assets29/58€18,539€28,833€20,150€14,960▼ 25.8%
Amounts receivable within one year40/41€14,145€10,245€9,245€7,000▼ 24.3%
Trade receivables40€14,145€10,245€9,245€7,000▼ 24.3%
Cash at bank and in hand54/58€689€14,959€10,653€7,130▼ 33.1%
Deferred charges and accrued income490/1€3,704€3,629€252€831▲ 229%
Equity and liabilities
Total equity and liabilities10/49€211,487€212,562€194,734€180,657▼ 7.2%
Equity10/15€18,818€34,584€49,353€66,140▲ 34.0%
Contributions10/11€2,500€2,500€2,500€2,500=
Reserves13€12,000€27,500€42,000€58,000▲ 38.1%
Distributable reserves133€12,000€27,500€42,000€58,000▲ 38.1%
Profit (loss) carried forward14€4,318€4,584€4,853€5,640▲ 16.2%
Amounts payable17/49€192,669€177,978€145,381€114,516▼ 21.2%
Amounts payable after more than one year17€74,125€50,499€26,457€4,584▼ 82.7%
Financial debts170/4€74,125€50,499€26,457€4,584▼ 82.7%
Amounts payable within one year42/48€114,852€126,407€116,150€106,438▼ 8.4%
Current portion of amounts payable after more than one year42€23,222€23,626€24,042€21,872▼ 9.0%
Trade debts44€254€52€179€21▼ 88.2%
Suppliers440/4€254€52€179€21▼ 88.2%
Taxes, remuneration and social security45€15,862€19,196€20,409€13,813▼ 32.3%
Taxes450/3€8,862€17,446€18,659€12,063▼ 35.4%
Remuneration and social security454/9€7,000€1,750€1,750€1,750=
Other amounts payable47/48€75,513€83,533€71,522€70,732▼ 1.1%
Accrued charges and deferred income492/3€3,692€1,073€2,774€3,494▲ 26.0%
Line2022202320242025Change
Profit (loss) for the period9904€16,318€15,767€14,769€16,788▲ 13.7%
+ Depreciation and write-downs630€4,297€9,219€9,145€8,887▼ 2.8%
Operating cash flow (approximation)€20,615€24,986€23,914€25,675▲ 7.4%
Investment in fixed assets (approximation)--€332-€258€0-
Change in cash-€14,270-€4,307-€3,523▲ 18.2%

A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (4)
Financial year Type Filed Reference Document
31-12-2025 micro format 17-08-2026 2026-00406623 NBB
31-12-2024 micro format 29-08-2025 2025-00446627 PDF
31-12-2023 micro format 29-08-2024 2024-00396859 PDF
31-12-2022 micro format 29-08-2023 2023-00410354 PDF

Board & ownership

Directors

Directors
1 director
Kaesemans Kristof
Director · listed in the 2025 annual accounts, filed on 17-08-2026
Current

Owners and capital

Network & group

Holdings and subsidiaries

1 holding

Holdings 1

Connections & network

1 current director
Depth

The network starts from the directors of KSK Construct. Every other company they run is a node.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

Timeline

Acts, filings and financial milestones

Deadline for the 2026 accounts: 31-07-2027
2026
17-08
NBB filing Annual accounts 2025 filedNBB
micro format · 17 days late
2025
31-12
Financial Highest result from 2022 to 2025net €16,788 ▲13.7%
The net result of €16,788 is the highest of those years.
29-08
NBB filing Annual accounts 2024 filedPDF
micro format · 29 days late
2024
29-08
NBB filing Annual accounts 2023 filedPDF
micro format · 29 days late
2023
29-08
NBB filing Annual accounts 2022 filedPDF
micro format · 29 days late
2021
14-10
Gazette deed IncorporationPDF
Financial milestoneGazette deedNBB filingFinancial milestones sit on the financial year-end date, not the filing date.

Sources:Publications in the Belgian Official GazetteFilings with the National Bank

History

KSK Construct was incorporated on 12 October 2021 as a private limited company.1 Total assets fell from €211,487 in 2022 to €180,657 in 2025.2

  1. 1KBO register
  2. 2National Bank, annual accounts 2022 and 2025

Company details

Register details

Identity

KBO record
Name KSK Construct in Dutch
Enterprise number 0775.637.635
Legal form Private limited company
Status Active, normale toestand
Founded 12-10-2021
Entity type Legal entity

Registered office and establishments

Registered office Paddenbroekstraat 8a, 1755 Pajottegem, Belgium
Establishment unit KSK Construct, Paddenbroekstraat 8/A, 1755 Pajottegem since 12-10-2021 · unit number 2.323.280.454

Activities

NACEBEL 2025
70200 Business and other management consultancy main activity
82990 Other business support services
Codes under NACEBEL 2008
70220 Business consulting main activity
82990 Other business support services

Invoicing and payment

VAT number BE 0775.637.635
E-invoicing via Peppol
Reachable via Peppol
Peppol ID 0208:0775637635
Registered 05-02-2026

Follow this company and you will hear the next morning if it leaves the Peppol register.

Register as of 2 November 2026 · Peppol Directory

Financial year and general meeting

Accounts at the NBB
Financial year end 31-12

Sites & property

Location
registered office establishment The establishment unit on the map

Buildings and parcels at the address

Ground area
2,121 m²
Building footprint
914 m²
Building volume
4,670 m³
Cadastral parcel Region Area Buildings Height / floors
23024B0181/00K000 Flanders 2,121 m² 1 · 914 m² 8.1 m · 2