Age5 yrs
Real estate1 parcel · 1,111 m²
Summary
Conclusion
the dossier summarised in one paragraphThe computed 12-month bankruptcy probability of CREATE AVG BV is 0.4% (very low). The 2024 annual accounts show equity of €139k and a net result of €84k. Equity is growing by ~38.8% per year across the filed fiscal years. Its solvency ranks better than 33% of 12491 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 4 annual accounts.
Signals
1 signal · with evidenceConsistently profitable
Positive net result in the two most recent financial years (2023 and 2024).
View the result trend Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.
Filing behaviour
From the deposit records, complete market-wideDeadline passed, not yet counted as missing
The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 33 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.
Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-07-2025, 2 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
How we compute the deadline
The year end is derived from 4 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 31-12-2025 | 31-07-2026 | nothing on record | not confirmed | - |
| 31-12-2024 | 31-07-2025 | 29-07-2025 | 2 d early | 2025-00334232 |
| 31-12-2023 | 31-07-2024 | 05-07-2024 | 26 d early | 2024-00231859 |
| 31-12-2022 | 31-07-2023 | 04-08-2023 | 4 d late | 2023-00317245 |
| 31-12-2021 | 31-07-2022 | 29-07-2022 | 2 d early | 2022-20260541 |
Source: the National Bank's deposit records, as we have ingested them. NOTE: our copy has a gap across June to August 2026, missing roughly 220,000 deposits; for July we hold 15,605 of about 137,000 expected. A year whose deadline falls in that window shows as not confirmed, not as not filed. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Trust signals
2 signalsMore than 3 years active
Founded in 2021, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Bankruptcy probability (12 mo)
Checked model v1 · free for everyone0.4%
Very low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector
−Young company
+
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Financials
TurnoverNot published (micro schema)
EBIT marginNot published (micro schema)
Net result€84k-6.0%
Working capital€122k-37.4%
Annual accounts & ratios
Source: NBB · 2024Annual accounts filed on 29-07-2025 with the NBB · fiscal year 2024 · micro
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
growing
Equity: growth of ~38.8%/year over 4 fiscal years, indicative, assuming unchanged policy.
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
Sector comparison
Fiscal year 2024 · NACE 70, Head offices & management consulting · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 42.1% | 60.5% | |
| Net result | €84k | €31k | |
| Equity | €139k | €63k | |
| Gross operating margin | €109k | €52k | |
| Total assets | €330k | €124k |
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Sector position over time
Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).
P33
Stable position over 2021-2024
· n=3538-12491
P83
Improving position over 2021-2024
· n=3537-12493
P76
Improving position over 2021-2024
· n=3543-12499
P79
Improving position over 2021-2024
· n=3528-12478
Describes the position versus peers, not a forecast.
€109k
-8.6%
21-24
€84k
-6.0%
21-24
€88k
-5.5%
21-24
€330k
+34.7%
21-24
€139k
-32.1%
21-24
€122k
-37.4%
21-24
€25k
-3.3%
21-24
€150k
-
21-24
Show 9 other metrics
€191k
+370.6%
21-24
€191k
+370.6%
21-24
1.64
-71.8%
21-24
1.64
-71.8%
21-24
42.1%
-49.5%
21-24
1.38
+592.6%
21-24
60.7%
+38.3%
21-24
25.6%
-30.2%
21-24
69.88
+9.0%
21-24
Figures by fiscal year
| Fiscal year | 2024 |
|---|---|
| Deposit | micro |
| Revenue | - |
| EBITDA | €109k |
| Net profit | €84k |
| Cash flow | €88k |
| Staff costs | - |
| Income taxes | €25k |
| Dividends | €150k |
| Total assets | €330k |
| Equity | €139k |
| Debt | €191k |
| of which ≤ 1y | €191k |
| of which > 1y | - |
| Working capital | €122k |
| Employees (FTE) | - |
Ratios (computed)
| 2024 | |
|---|---|
| Current ratio | 1.64 |
| Quick ratio | 1.64 |
| Working capital ratio | 37.1% |
| Solvency | 42.1% |
| Debt / equity | 1.38 |
| Long-term debt ratio | - |
| Interest coverage | 69.88 |
| Gross margin | - |
| Net margin | - |
| ROA | 25.6% |
| ROE | 60.7% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Balance-sheet composition 2024
Full annual accounts (21 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €330k |
| Fixed assets | 21/28 | €17k |
| Tangible fixed assets | 22/27 | €17k |
| Current assets | 29/58 | €314k |
| Amounts receivable within one year | 40/41 | €195k |
| Cash & bank | 54/58 | €79k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €330k |
| Equity | 10/15 | €139k |
| Contributions / capital | 10/11 | €5k |
| Accumulated profits (losses) | 14 | €134k |
| Amounts payable | 17/49 | €191k |
| Amounts payable within one year | 42/48 | €191k |
| Trade debts payable within one year | 44 | €2k |
| Income statement | ||
| Gross operating margin | 9900 | €109k |
| Operating result | 9901 | €105k |
| Financial income | 75 | €6k |
| Financial charges | 65 | €2k |
| Result before taxes | 9903 | €110k |
| Income taxes | 67/77 | €25k |
| Net result for the period | 9904 | €84k |
| Result to be appropriated | 9905 | €84k |
This table shows the latest fiscal year. 3 prior years, with figures and ratios, belong to a paid plan.
See plans →
Ratios computed by Checked.
Health barometer
FY 2024 · computed83
/ 100
Excellent
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.
See plans →Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.
Directors
Directors & mandates
no sitting directorFormer directors (1)
-
Marie ThysDirectorState Gazette act 22103406 (30-08-2022)Former- → 30-06-2022
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.
Insolvency mandates
No insolvency mandates (liquidators, administrators) on record for this company.
Legal Structure
| NACE primary | Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies(70200) |
| Legal form | Private limited company(610) |
| Incorporation | 24-06-2021 |
| Status | Active |
| Postal code | 1560 |
Structure & network
Locations & real estate
Registered office
from the Crossroads BankCannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Zuidlaan 61560 HoeilaartEstablishment units
1 locationCREATE AVG BV
since 20212.320.938.497
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area1,111 m²
Buildings1
Building footprint118 m²
Volume (LiDAR)941 m³
Tallest building11.6 m · ±3 fl.
Real-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23033A0028/00B000 | Flanders | 1,111 m² | 1 · 118 m² | 11.6 m · 3 fl. |
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Publications
Lifecycle & Insolvency Signals
No insolvency signals in the Belgian State Gazette
Belgisch Staatsblad · acts
3 acts Address history · 2
29-07-2026
Seat change: to: Marcel Félicéstraat 19 bus GLV, 1560 Hoeilaart, effective_date: 2026-06-19
18-05-2026
Seat change: to: Bondgenotenlaan 82, Bus 0001, 3000 Leuven, from: Zuidlaan 6, 1560 Hoeilaart
All acts · 3
updated 1 month ago
2026
29-07-2026 Act object · General meeting · Seat change · Officer appointment
- Act object: ZETEL, ONTSLAGEN, BENOEMINGEN · SAMA
- Publication: 29/07/2026 · SAMA
- Filing: 27-07-2026 · SAMA
- General meeting: 19 juni 2026 · SAMA
- Seat change: to: Marcel Félicéstraat 19 bus GLV, 1560 Hoeilaart, effective_date: 2026-06-19 · SAMA
- Officer appointment: role: bestuurder, start_date: 2026-06-19 · CREATE AVG BV
- Permanent representative: start_date: 19 juni 2026 · Alexis Van Gestel
- Officer resignation: role: bestuurder, end_date: 2026-06-19 · Samira Khrouz
- Filing representative · Kelly Verpoorten
Summary:
Act object · General meeting · Seat change · Officer appointment
18-05-2026 Seat change · Power of attorney · Officer resignation · Officer discharge
- Filing: 2026-05-08 · Jewelry Alliance
- Seat change: to: Bondgenotenlaan 82, Bus 0001, 3000 Leuven, from: Zuidlaan 6, 1560 Hoeilaart · Jewelry Alliance
- Power of attorney: body: bestuursorgaan, date: 2026-03-09 · Jewelry Alliance
- Officer resignation: date: 2026-04-23, role: niet-statutaire bestuurder · Van Gestel Alexis
- Officer discharge: date: 2026-04-23 · Van Gestel Alexis
- Officer appointment: date: 2026-04-24, role: niet-statutaire bestuurder, duration: onbepaalde duur · Create AVG BV
- Permanent representative: date: 2026-04-23 · Van Gestel Alexis
- Power of attorney: body: algemene vergadering, date: 2026-04-23 · Jewelry Alliance
- Publication: 2026-05-18
- Act object: Zetelverplaatsing - ontslag en benoeming bestuurder - volmacht
- Power of attorney · Jewelry Alliance
- Power of attorney · Jewelry Alliance
- Power of attorney · Jewelry Alliance
Summary:
Seat change · Power of attorney · Officer resignation · Officer discharge
2022
30-08-2022 2 directors appointed, 1 resigning
- Filotax BV, Dagelijks bestuur
- Ad-ministerie BV, Dagelijks bestuur
- Marie Thys, Bestuurder
Analysis
Financial profile
5 of 5 axes measured87
/ 100
Exceptional profile, strong across almost every axis.
All 5 axes are computed from data Checked has read.
Health
83
Profitability
100
Solvency
78
Growth
78
Stability
94
Credit advice
verdict per customer and amountSimilar
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We hold annual accounts for 15,458 of the 82,320 companies in this sector. 12,318 of them are within a factor 10 of this company's equity.
Company registry
Company registry (CBE)
Crossroads BankActivities
Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220Adviesbureaus op het gebied van public relations en communicatie70210Activiteiten van adviesbureaus op het gebied van public relations en communicatie73300Activiteiten van uitzendbureaus en andere diensten in verband met personeelsvoorziening78200Andere vormen van arbeidsbemiddeling78300
Primary activity highlighted.
Names & trade names
| Legal nameNL | CREATE AVG BV |
Registered office
Zuidlaan 6
1560 Hoeilaart, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.