KS Construct
ActiveKS Construct has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €316k and a net result of €-6k. Equity remains stable across the filed fiscal years (±0.6% per year). Its solvency ranks better than 84% of 501 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability0=
Solvency67=
Growth32▼-20
Stability100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €15k at 30 days acceptable
Liquidity short (current ratio 0.42 against 0.44 in 2023), and 22% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 23
Relative position
BE, all sectors
reference
Sector 23
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
78%
Return on assets
-1.4%
Age of the figures
20 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-07-2025, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
1 d early
2023
29 d late
2022
10 d late
2021
59 d late
2020
10 d late
2019
9 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€316k▼ 1.8%
2023 · €322k
2018: €321k
2019: €329k
2020: €333k
2021: €331k
2022: €328k
2023: €322k
2018 → 2024
Total assets
€405k▼ 1.8%
2023 · €412k
2018: €390k
2019: €398k
2020: €435k
2021: €432k
2022: €422k
2023: €412k
2018 → 2024
Net result
€-6k▲ 8.8%
2023 · €-6k
2018: €29k
2019: €8k
2020: €4k
2021: €-2k
2022: €-2k
2023: €-6k
2018 → 2024
Working capital
€-52k▼ 7.4%
2023 · €-48k
2018: €-41k
2019: €-34k
2020: €-39k
2021: €-40k
2022: €-42k
2023: €-48k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€333k-€331k▼ 0.6%€328k▼ 0.7%€322k▼ 2.0%€316k▼ 1.8%
Operating result€4k-€-2k€-2k▼ 15.6%€-6k▼ 215%€-5k▲ 3.3%
Net result€4k-€-2k€-2k▼ 10.2%€-6k▼ 171%€-6k▲ 8.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €5k in 2024 against €6k in 2023; the loss shrinks.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €405k
Fixed assets
€368k▼ 2.0%
Current assets
€37k▲ 0.5%
Equity and liabilities €405k
Equity
€316k▼ 1.8%
Debt
€89k▼ 1.9%
The debt ratio stays at 22.0%.
Key figures and ratios
EBITDA
€2k▲
2023 · €2k
Cash flow
€2k▲
2023 · €1k
Solvency
78.0%=
2023 · 78.0%
Current ratio
0.42▼
2023 · 0.44
Quick ratio
0.42▼
2023 · 0.44
Debt / equity
0.28▼
2023 · 0.28
ROE
-1.8%▲
2023 · -2.0%
ROA
-1.4%▲
2023 · -1.5%
Interest coverage
5.60▲
2023 · 2.70
Debt
€89k▼
2023 · €91k
Debt ≤ 1 year
€89k▲
2023 · €85k
Debt > 1 year
€0▼
2023 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€412k€405k▼
Fixed assets21/28€375k€368k▼
Tangible fixed assets22/27€13k€5k▼
Furniture and vehicles24€13k€5k▼
Financial fixed assets28€363k€363k=
Current assets29/58€37k€37k▲
Amounts receivable within one year40/41€36k€36k▲
Trade receivables40€36k€36k=
Other amounts receivable41-€56
Cash at bank and in hand54/58€135€247▲
Deferred charges and accrued income490/1€996€1k▲
Equity and liabilities
Total equity and liabilities10/49€412k€405k▼
Equity10/15€322k€316k▼
Contributions10/11€369k€369k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€-49k€-55k▼
Amounts payable17/49€91k€89k▼
Amounts payable after more than one year17€5k€0▼
Financial debts170/4€5k€0▼
Amounts payable within one year42/48€85k€89k▲
Current portion of amounts payable after more than one year42€8k€5k▼
Trade debts44€2k€2k▼
Suppliers440/4€2k€2k▼
Taxes, remuneration and social security45€3k€2k▼
Taxes450/3€3k€2k▼
Other amounts payable47/48€72k€80k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€8k=
Other operating charges640/8€1k€687▼
Gross operating margin9900€3k€3k▼
Operating profit (loss)9901€-6k€-5k▲
Financial charges65/66B€776€407▼
Recurring financial charges65€776€407▼
Profit (loss) for the period before taxes9903€-6k€-6k▲
Profit (loss) for the period9904€-6k€-6k▲
Profit (loss) for the period to be appropriated9905€-6k€-6k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-49k€-55k▼
Profit (loss) brought forward from the previous period14P€-43k€-49k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
31-12
Financial
Weakest financial yearnet €-6k
Net result drops to €-6k, the lowest in the series; recovery starts the following year.
10-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 10 days late
2022
28-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 59 days late
2021
10-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 10 days late
2020
22-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
20-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 51 days late
2018
14-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 14 days late
2017
10-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 10 days late
05-01
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 158 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Herentals · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Driesbos(NDW) 262200 HerentalsGround area
493 m²
Building footprint
88 m²
Volume, LiDAR
643 m³
Parcel 13027B0214/00Z000, Flanders · tallest building 10.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
BEPOR
since 20082.170.014.120
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13027B0214/00Z000 | Flanders | 493 m² | 1 · 87 m² | 10.6 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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ABBAS BETON
BE 0824.022.621
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SIERBETON MERKEN
BE 0791.788.828
Riemst · Eq €338k
VAN CRAEN DECOBETON
BE 0651.782.293
Heist-op-den-Berg · Eq €340k
Of 396 companies in sector 23610 we hold annual accounts for 311. 201 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-03-2008
Fiscal year end31-12
Activities, NACEBEL
23610Manufacture of other non-metallic mineral products
42110Construction of roads and motorways
42212Civil engineering
43120Site preparation
46831Wholesale of construction materials, general range
47521Retail sale of hardware, building materials, paint and glass (general range)
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.