Summary
KRYO is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €758,651 and a net result of €247,510. Equity is growing by ~16.4% per year across the filed fiscal years. Its solvency ranks better than 40% of 5585 sector peers (fiscal year 2025). The company has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-06-2026, 35 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
35 d early
2024
on the day
2023
22 d late
2022
4 d early
2021
8 d late
2020
12 d late
2019
61 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 9 days after the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 31 July (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check What changed in the latest annual accounts?What changed What held for this company on a given day: board, seat, name?Company as of a date
Is this your company? See how customers and banks see it.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, abbreviated schema
Equity
€758,651▼ 24.0%
2024 · €997,876
Net result
€247,510▲ 44.0%
2024 · €171,928
Total assets
€1.9m▲ 3.2%
2024 · €1.8m
Solvency
40.3%▼ 14.4pp
2024 · 54.7%
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€86,179▼ 62.0%€21,284▼ 75.3%€25,506▲ 19.8%€83,720▲ 228%€53,160▼ 36.5%
Net result€207,675above the sector's middle half▲ 10.0%€201,102above the sector's middle half▼ 3.2%€191,333above the sector's middle half▼ 4.9%€171,928within the sector's middle half▼ 10.1%€247,510above the sector's middle half▲ 44.0%
Equity€627,437within the sector's middle half▲ 49.5%€828,539within the sector's middle half▲ 32.1%€898,815within the sector's middle half▲ 8.5%€997,876within the sector's middle half▲ 11.0%€758,651within the sector's middle half▼ 24.0%
Total assets€700,442within the sector's middle half▲ 43.0%€1.3mwithin the sector's middle half▲ 87.0%€1.5mwithin the sector's middle half▲ 12.6%€1.8mwithin the sector's middle half▲ 23.6%€1.9mwithin the sector's middle half▲ 3.2%
Debt€35,980▲ 9.3%€444,055▲ 1,134%€542,023▲ 22.1%€791,825▲ 46.1%€1.1m▲ 37.7%
Working capital€591,016above the sector's middle half▲ 55.2%€574,029above the sector's middle half▼ 2.9%€663,145above the sector's middle half▲ 15.5%€648,924above the sector's middle half▼ 2.1%€379,893above the sector's middle half▼ 41.5%
Solvency89.6%above the sector's middle half▲ 3.9pp63.3%within the sector's middle half▼ 26.3pp61.0%within the sector's middle half▼ 2.3pp54.7%within the sector's middle half▼ 6.2pp40.3%within the sector's middle half▼ 14.4pp
Current ratio18.45above the sector's middle half▲ 5.2011.66above the sector's middle half▼ 6.794.91above the sector's middle half▼ 6.755.02above the sector's middle half▲ 0.111.77within the sector's middle half▼ 3.25
Return on assets (ROA)29.6%above the sector's middle half▼ 8.9pp15.4%above the sector's middle half▼ 14.3pp13.0%above the sector's middle half▼ 2.4pp9.4%within the sector's middle half▼ 3.5pp13.2%above the sector's middle half▲ 3.7pp
Staff (FTE)0within the sector's middle half0within the sector's middle half
above
within
below
the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 37% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.9m
Fixed assets
€1.0m ▼ 0.3%
Current assets
€871,111 ▲ 7.5%
Equity and liabilities €1.9m
Equity
€758,651 ▼ 24.0%
Provisions
€31,925 ▼ 3.3%
Debt
€1.1m ▲ 37.7%
Debt's share of the balance-sheet total rises from 43.4% to 58.0%. Equity is lower and debt is higher.
Key figures and ratios
ROE
32.6%▲
2024 · 17.2%
Debt ≤ 1 year
€491,218▲
2024 · €161,233
Debt > 1 year
€595,493▼
2024 · €626,332
Income taxes
€37,338▼
2024 · €41,477
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | €0 | - | - | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €2,358 | €41,499 | €42,812 | €16,503 | €53,100 | ▲ 222% |
| Other operating charges640/8 | €523 | €1,104 | €2,541 | €16,543 | €7,934 | ▼ 52.0% |
| Gross operating margin9900 | €89,061 | €63,887 | €70,859 | €116,766 | €114,194 | ▼ 2.2% |
| Operating profit (loss)9901 | €86,179 | €21,284 | €25,506 | €83,720 | €53,160 | ▼ 36.5% |
| Financial income75/76B | €164,860 | €210,038 | €211,435 | €150,772 | €259,601 | ▲ 72.2% |
| Recurring financial income75 | €164,860 | €210,038 | €211,435 | €138,136 | €259,601 | ▲ 87.9% |
| Non-recurring financial income76B | - | - | - | €12,636 | €0 | ▼ 100% |
| Financial charges65/66B | €1,958 | €3,305 | €20,838 | €21,859 | €29,001 | ▲ 32.7% |
| Recurring financial charges65 | €1,958 | €3,305 | €20,838 | €21,859 | €29,001 | ▲ 32.7% |
| Profit (loss) for the period before taxes9903 | €249,082 | €228,017 | €216,103 | €212,632 | €283,759 | ▲ 33.5% |
| Transfer from deferred taxes780 | - | €85 | €3,153 | €773 | €1,089 | ▲ 40.9% |
| Transfer to deferred taxes680 | €0 | - | - | - | - | - |
| Income taxes67/77 | €41,407 | €27,000 | €27,924 | €41,477 | €37,338 | ▼ 10.0% |
| Profit (loss) for the period9904 | €207,675 | €201,102 | €191,333 | €171,928 | €247,510 | ▲ 44.0% |
| Transfer from tax-exempt reserves789 | - | €255 | €9,460 | €2,319 | €4,357 | ▲ 87.9% |
| Transfer to tax-exempt reserves689 | €0 | - | - | - | - | - |
| Profit (loss) for the period to be appropriated9905 | €207,675 | €201,357 | €200,792 | €174,247 | €251,867 | ▲ 44.5% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €700,442 | €1.3m | €1.5m | €1.8m | €1.9m | ▲ 3.2% |
| Fixed assets21/28 | €75,553 | €681,665 | €641,923 | €1.0m | €1.0m | ▼ 0.3% |
| Tangible fixed assets22/27 | €42,552 | €648,664 | €608,922 | €979,558 | €971,506 | ▼ 0.8% |
| Land and buildings22 | €29,145 | €632,377 | €594,719 | €961,419 | €941,755 | ▼ 2.0% |
| Furniture and vehicles24 | €390 | €4,759 | €4,166 | €9,591 | €22,693 | ▲ 137% |
| Other tangible fixed assets26 | €13,017 | €11,527 | €10,038 | €8,548 | €7,058 | ▼ 17.4% |
| Financial fixed assets28 | €33,001 | €33,001 | €33,001 | €33,001 | €38,001 | ▲ 15.2% |
| Current assets29/58 | €624,889 | €627,870 | €832,701 | €810,157 | €871,111 | ▲ 7.5% |
| Amounts receivable after more than one year29 | €384,351 | €428,271 | €433,234 | €404,735 | €92,843 | ▼ 77.1% |
| Other amounts receivable291 | €384,351 | €428,271 | €433,234 | €404,735 | €92,843 | ▼ 77.1% |
| Amounts receivable within one year40/41 | €62,735 | €64,591 | €60,639 | €143,270 | €190,693 | ▲ 33.1% |
| Trade receivables40 | €38,286 | €19,890 | €2,485 | €3,101 | €9,061 | ▲ 192% |
| Other amounts receivable41 | €24,449 | €44,700 | €58,154 | €140,169 | €181,632 | ▲ 29.6% |
| Current investments50/53 | - | - | €200,000 | €180,000 | €383,143 | ▲ 113% |
| Cash at bank and in hand54/58 | €175,498 | €132,626 | €133,412 | €71,495 | €198,119 | ▲ 177% |
| Deferred charges and accrued income490/1 | €2,306 | €2,382 | €5,417 | €10,657 | €6,313 | ▼ 40.8% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €700,442 | €1.3m | €1.5m | €1.8m | €1.9m | ▲ 3.2% |
| Equity10/15 | €627,437 | €828,539 | €898,815 | €997,876 | €758,651 | ▼ 24.0% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €590,378 | €791,480 | €861,756 | €960,817 | €721,592 | ▼ 24.9% |
| Non-distributable reserves130/1 | €1,860 | €0 | - | - | - | - |
| Reserves not available under the articles1311 | €1,860 | €0 | - | - | - | - |
| Tax-exempt reserves132 | €111,076 | €110,821 | €101,361 | €99,042 | €94,685 | ▼ 4.4% |
| Distributable reserves133 | €477,442 | €680,659 | €760,395 | €861,775 | €626,907 | ▼ 27.3% |
| Profit (loss) carried forward14 | €18,459 | €18,459 | €18,459 | €18,459 | €18,459 | = |
| Provisions and deferred taxes16 | €37,025 | €36,940 | €33,787 | €33,014 | €31,925 | ▼ 3.3% |
| Deferred taxes168 | €37,025 | €36,940 | €33,787 | €33,014 | €31,925 | ▼ 3.3% |
| Amounts payable17/49 | €35,980 | €444,055 | €542,023 | €791,825 | €1.1m | ▲ 37.7% |
| Amounts payable after more than one year17 | - | €386,443 | €372,355 | €626,332 | €595,493 | ▼ 4.9% |
| Financial debts170/4 | - | €386,443 | €372,355 | €626,332 | €595,493 | ▼ 4.9% |
| Amounts payable within one year42/48 | €33,873 | €53,840 | €169,556 | €161,233 | €491,218 | ▲ 205% |
| Current portion of amounts payable after more than one year42 | €0 | €13,557 | €14,087 | €31,023 | €32,120 | ▲ 3.5% |
| Financial debts43 | €8,426 | €8,424 | €8,510 | €8,514 | €8,487 | ▼ 0.3% |
| Credit institutions430/8 | €8,426 | €8,424 | €8,510 | €8,514 | €8,487 | ▼ 0.3% |
| Trade debts44 | €2,271 | €5,451 | €5,395 | €17,907 | €2,541 | ▼ 85.8% |
| Suppliers440/4 | €2,271 | €5,451 | €5,395 | €17,907 | €2,541 | ▼ 85.8% |
| Taxes, remuneration and social security45 | €23,176 | €26,408 | €26,559 | €34,636 | €44,698 | ▲ 29.1% |
| Taxes450/3 | €23,176 | €23,566 | €26,559 | €34,636 | €44,698 | ▲ 29.1% |
| Remuneration and social security454/9 | - | €2,842 | €0 | - | - | - |
| Other amounts payable47/48 | €0 | - | €115,004 | €69,153 | €403,372 | ▲ 483% |
| Accrued charges and deferred income492/3 | €2,107 | €3,772 | €112 | €4,261 | €3,331 | ▼ 21.8% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €207,675 | €201,102 | €191,333 | €171,928 | €247,510 | ▲ 44.0% |
| + Depreciation and write-downs630 | €2,358 | €41,499 | €42,812 | €16,503 | €53,100 | ▲ 222% |
| Operating cash flow (approximation) | €210,033 | €242,601 | €234,145 | €188,432 | €300,610 | ▲ 59.5% |
| Investment in fixed assets (approximation) | - | -€647,611 | -€3,071 | -€387,139 | -€50,047 | ▲ 87.1% |
| Change in cash | - | -€42,872 | €786 | -€61,917 | €126,624 | ▲ 305% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-09
State Gazette act
Director in office · Incorporation
Bank account · Name clause
26-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Highest result since 2018net €247,510 ▲44%
Net result €247,510, the highest in the series.
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
22-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 22 days late
2023
27-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
08-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 8 days late
2021
31-12
Financial
Equity above €500,000Eq €627,437 ▲49.5%
4 profitable years in a row build equity to €627,437.
12-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 12 days late
2020
31-12
Financial
Liquidity times 11current ratio 13.25
Current ratio from 1.16 to 13.25; short-term debt falls from €136,659 to €31,083.
30-09
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 61 days late
2019
31-12
Financial
Weakest financial yearnet €71,007 ▼41.3%
Net result drops to €71,007, the lowest in the series; recovery starts the following year.
Show earlier events
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 29 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 30 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 31 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hasselt · 1 establishment unit since 2004
Ground area
303 m²
Building footprint
109 m²
Volume, LiDAR
963 m³
Parcel 71327G0576/00M002, Flanders · tallest building 12.5 m, ±3 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
KRYO
since 20042.139.185.936
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71327G0576/00M002 | Flanders | 303 m² | 1 · 109 m² | 12.5 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
4 holdingsOwners 0
The accounts to 31-12-2025 list no shareholders, and no other source names one.
Holdings 4
-
100%
-
100%
-
50%
-
50%
According to the 2025 annual accounts of KRYO and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
Recognitions · licences · registrations
Legal Entity Identifier
254900FYJFSBASQXY141
Similar companies · same sector, comparable size
GINKA
BE 0777.606.834
Bonheiden · Eq €758,757
ZIRKA INVEST
BE 0784.611.917
Grimbergen · Eq €758,434
VISTRA CORPORATE SERVICES (BELGIUM)
BE 0472.477.496
Antwerpen · Eq €758,989
VIRIDEE PLUS
BE 0524.965.285
Hoeilaart · Eq €758,273
EMEIS VLAANDEREN
BE 0840.314.661
Ukkel · Eq €757,881
Of 24,729 companies in sector 64210 we hold annual accounts for 19,800. 13,232 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded01-09-2004
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
E-invoicing
Reachable via Peppol
Peppol ID
0208:0867029748
Also
9925:BE0867029748
Registered
21-08-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.