KRUMPIR
ActiveSummary
KRUMPIR has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €513k and a net result of €111k. Equity is growing by ~4.1% per year across the filed fiscal years. Its solvency ranks better than 95% of 14128 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability95▲+95
Solvency100=
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40k at 30 days acceptable
short-term debt: 0.6% and cash: 0% of total assets, and 2.3% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
97.7%
Return on assets
21.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-07-2026, 18 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
18 d early
2024
29 d late
2023
22 d late
2022
60 d early
2021
on the day
2020
25 d late
2019
14 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€111k
2024 · €-114k
Working capital
€317k▲ 70.7%
2024 · €186k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€24k▼ 75.6%€34k▲ 39.2%€30k▼ 10.6%€-114k€113k
Net result€14k▼ 76.3%€21k▲ 44.1%€20k▼ 2.4%€-114k€111k
Equity€475k▲ 3.1%€496k▲ 4.4%€516k▲ 4.1%€402k▼ 22.2%€513k▲ 27.6%
Total assets€597k▼ 8.8%€556k▼ 6.8%€534k▼ 4.0%€430k▼ 19.5%€525k▲ 22.2%
Debt€121k▼ 37.2%€60k▼ 50.6%€18k▼ 70.8%€28k▲ 58.1%€12k▼ 56.7%
Working capital€221k▼ 0.8%€234k▲ 6.2%€294k▲ 25.3%€186k▼ 36.8%€317k▲ 70.7%
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €113k after a loss of €114k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €525k
Fixed assets
€205k ▼ 8.9%
Current assets
€320k ▲ 56.4%
Equity and liabilities €525k
Equity
€513k ▲ 27.6%
Debt
€12k ▼ 56.7%
Debt's share of the balance-sheet total falls from 6.4% to 2.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€133k▲
2024 · €-86k
Cash flow
€131k▲
2024 · €-87k
Debt to equity
0.02▼
2024 · 0.07
ROE
21.6%▲
2024 · -28.5%
ROA
21.1%▲
2024 · -26.6%
Interest coverage
229.57▲
2024 · -154.17
Debt ≤ 1 year
€3k▼
2024 · €19k
Debt > 1 year
€8k=
2024 · €8k
Income taxes
€1k
A ratio outside any meaningful range has been withheld (balance sheet total €525k, equity €513k).
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €3k | €4k | - | €0 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €42k | €33k | €32k | €28k | €20k | ▼ 27.5% |
| Other operating charges640/8 | €4k | €4k | €4k | €4k | €199 | ▼ 95.4% |
| Gross operating margin9900 | €69k | €71k | €67k | €-82k | €133k | ▲ 263% |
| Operating profit (loss)9901 | €24k | €34k | €30k | €-114k | €113k | ▲ 199% |
| Financial income75/76B | €1k | €1k | - | - | - | - |
| Recurring financial income75 | €1k | €1k | - | - | - | - |
| Financial charges65/66B | €6k | €4k | €2k | €559 | €579 | ▲ 3.6% |
| Recurring financial charges65 | €6k | €4k | €2k | €559 | €579 | ▲ 3.6% |
| Profit (loss) for the period before taxes9903 | €19k | €31k | €28k | €-114k | €112k | ▲ 198% |
| Income taxes67/77 | €5k | €10k | €7k | - | €1k | - |
| Profit (loss) for the period9904 | €14k | €21k | €20k | €-114k | €111k | ▲ 197% |
| Profit (loss) for the period to be appropriated9905 | €14k | €21k | €20k | €-114k | €111k | ▲ 197% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €597k | €556k | €534k | €430k | €525k | ▲ 22.2% |
| Fixed assets21/28 | €299k | €265k | €233k | €225k | €205k | ▼ 8.9% |
| Tangible fixed assets22/27 | €299k | €265k | €233k | €225k | €205k | ▼ 8.9% |
| Land and buildings22 | €269k | €244k | €219k | €194k | €178k | ▼ 8.3% |
| Plant, machinery and equipment23 | €30k | €21k | €14k | €31k | €27k | ▼ 12.7% |
| Current assets29/58 | €298k | €291k | €301k | €205k | €320k | ▲ 56.4% |
| Amounts receivable within one year40/41 | €152k | €153k | €207k | €190k | €320k | ▲ 68.3% |
| Trade receivables40 | €72k | €72k | €21k | €230 | €4k | ▲ 1,797% |
| Other amounts receivable41 | €80k | €81k | €186k | €190k | €316k | ▲ 66.2% |
| Cash at bank and in hand54/58 | €146k | €138k | €94k | €11k | €83 | ▼ 99.2% |
| Deferred charges and accrued income490/1 | €110 | €112 | - | €3k | €0 | ▼ 100% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €597k | €556k | €534k | €430k | €525k | ▲ 22.2% |
| Equity10/15 | €475k | €496k | €516k | €402k | €513k | ▲ 27.6% |
| Contributions10/11 | €19k | €19k | €19k | €19k | €19k | = |
| Reserves13 | €457k | €477k | €498k | €383k | €383k | = |
| Non-distributable reserves130/1 | €2k | €2k | €2k | €2k | €2k | = |
| Reserves not available under the articles1311 | €2k | €2k | €2k | €2k | €2k | = |
| Tax-exempt reserves132 | - | - | - | - | €0 | - |
| Distributable reserves133 | €455k | €476k | €496k | €381k | €381k | = |
| Profit (loss) carried forward14 | - | - | - | - | €111k | - |
| Amounts payable17/49 | €121k | €60k | €18k | €28k | €12k | ▼ 56.7% |
| Amounts payable after more than one year17 | €44k | €3k | €8k | €8k | €8k | = |
| Financial debts170/4 | €44k | €3k | - | - | - | - |
| Other amounts payable178/9 | - | - | €8k | €8k | €8k | = |
| Amounts payable within one year42/48 | €77k | €56k | €7k | €19k | €3k | ▼ 84.0% |
| Current portion of amounts payable after more than one year42 | €38k | €41k | - | - | - | - |
| Trade debts44 | €3k | €348 | - | €11k | €2k | ▼ 84.0% |
| Suppliers440/4 | €3k | €348 | - | €11k | €2k | ▼ 84.0% |
| Taxes, remuneration and social security45 | €36k | €16k | €7k | €7k | €1k | ▼ 84.0% |
| Taxes450/3 | €36k | €16k | €7k | €7k | €1k | ▼ 84.0% |
| Accrued charges and deferred income492/3 | - | - | €3k | €1k | €1k | ▲ 9.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €14k | €21k | €20k | €-114k | €111k | ▲ 197% |
| + Depreciation and write-downs630 | €42k | €33k | €32k | €28k | €20k | ▼ 27.5% |
| Operating cash flow (approximation) | €56k | €54k | €53k | €-87k | €131k | ▲ 251% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €-20k | €0 | ▲ 100% |
| Change in cash | - | €-8k | €-44k | €-83k | €-11k | ▲ 86.8% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €111k
Net result €111k after one loss-making year.
31-12
Financial
Liquidity times 10current ratio 106.17
Current ratio from 10.87 to 106.17; short-term debt falls from €19k to €3k.
31-12
Financial
Equity above €500kEq €513k ▲27.6%
Equity rises from €402k to €513k.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 29 days late
2024
31-12
Financial
Weakest financial yearnet €-114k
Net result drops to €-114k, the lowest in the series; recovery starts the following year.
22-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 22 days late
2023
31-12
Financial
Liquidity times 8current ratio 40.92
Current ratio from 5.15 to 40.92; short-term debt falls from €56k to €7k.
31-12
Financial
Equity above €500kEq €516k ▲4.1%
6 profitable years in a row build equity to €516k.
01-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
25-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 25 days late
Show earlier events
2020
14-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 14 days late
2019
31-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 31 days late
2018
31-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Elsene · 1 establishment unit since 2015
Ground area
257 m²
Building footprint
130 m²
Volume, LiDAR
1,495 m³
Parcel 21445C0264/00B010, Brussels · tallest building 15.6 m, ±4 floors. Linked by address, not a title deed.
38
companies at this address
See who is registered here
1 establishment unit
Rue du Village, Thy-le-Bauduin 68, 5620 Florennes
since 20152.243.129.156
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21445C0264/00B010 | Brussels | 257 m² | 1 · 130 m² | 15.6 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 9,143 companies in sector 68201 we hold annual accounts for 6,764. 5,027 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded18-06-2015
Fiscal year end31-12
Activities, NACEBEL 2025
68201Renting and operating of own or leased residential real estate, excluding social housing
68203Renting and operating of own or leased non-residential real estate, excluding land
Scores and ratios are computed by Checked and are not a credit decision.