Summary
JURO Consultancy is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €358k and a net result of €184k. Equity is growing by ~67.6% per year across the filed fiscal years. Its solvency ranks better than 60% of 5527 sector peers (fiscal year 2025). The company has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-05-2026, 77 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
77 d early
2024
27 d early
2023
23 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€358k▲ 105%
2024 · €175k
2023: €122k
2024: €175k
2023 → 2025
Net result
€184k▲ 249%
2024 · €53k
2023: €14k
2024: €53k
2023 → 2025
Total assets
€571k▲ 74.2%
2024 · €328k
2023: €281k
2024: €328k
2023 → 2025
Solvency
62.8%▲ 9.4pp
2024 · 53.3%
2023: 43.5%
2024: 53.3%
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€122k-€175k▲ 43.0%€358k▲ 105%
Operating result€17k-€81k▲ 386%€129k▲ 59.7%
Net result€14k-€53k▲ 271%€184k▲ 249%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2025 is 60% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €571k
Fixed assets
€465k ▲ 47.8%
Current assets
€106k ▲ 705%
Equity and liabilities €571k
Equity
€358k ▲ 105%
Debt
€213k ▲ 39.0%
Debt's share of the balance-sheet total falls from 46.7% to 37.2%. Equity and debt are higher.
Key figures and ratios
ROE
51.2%▲
2024 · 30.1%
ROA
32.2%▲
2024 · 16.0%
Debt ≤ 1 year
€149k▲
2024 · €59k
Debt > 1 year
€64k▼
2024 · €94k
Income taxes
€36k▲
2024 · €21k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 45 lines
Balance sheet
Code20242025
Assets
Total assets20/58€328k€571k▲
Fixed assets21/28€314k€465k▲
Tangible fixed assets22/27€50k€48k▼
Land and buildings22€47k€47k▼
Plant, machinery and equipment23€3k€2k▼
Financial fixed assets28€265k€416k▲
Current assets29/58€13k€106k▲
Amounts receivable after more than one year29-€75k
Trade receivables290-€75k
Amounts receivable within one year40/41€2k€2k▲
Trade receivables40€2k€2k=
Other amounts receivable41€0€6▲
Cash at bank and in hand54/58€11k€29k▲
Equity and liabilities
Total equity and liabilities10/49€328k€571k▲
Equity10/15€175k€358k▲
Contributions10/11€1k€1k=
Reserves13€174k€357k▲
Distributable reserves133€174k€357k▲
Amounts payable17/49€153k€213k▲
Amounts payable after more than one year17€94k€64k▼
Financial debts170/4€94k€64k▼
Amounts payable within one year42/48€59k€149k▲
Current portion of amounts payable after more than one year42€29k€30k▲
Trade debts44€3k€5k▲
Suppliers440/4€3k€5k▲
Taxes, remuneration and social security45€27k€29k▲
Taxes450/3€27k€29k▲
Other amounts payable47/48€293€85k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€1k▼
Other operating charges640/8€19€1k▲
Gross operating margin9900€85k€132k▲
Operating profit (loss)9901€81k€129k▲
Financial income75/76B€0€95k▲
Recurring financial income75€0€95k▲
Non-recurring financial income76B€0-
Financial charges65/66B€8k€5k▼
Recurring financial charges65€8k€5k▼
Profit (loss) for the period before taxes9903€73k€220k▲
Income taxes67/77€21k€36k▲
Profit (loss) for the period9904€53k€184k▲
Profit (loss) for the period to be appropriated9905€53k€184k▲
Appropriation of the result
Profit (loss) to be appropriated9906€53k€184k▲
Transfer to equity691/2€53k€184k▲
To other reserves6921€53k€184k▲
Social balance
Average headcount (FTE)90870.00.0=
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
04-08
State Gazette act
Appointment: Flipkens Karen (director)2 facts ▸
State Gazette act
Appointment: Flipkens Karen (director)
2 facts ▸
- General meeting, 06/07/2026
- Director appointment, Flipkens Karen (director)
15-05
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Highest result since 2023net €184k ▲249%
Operating result €129k, net result €184k, both a record.
31-12
Financial
Equity above €200kEq €358k ▲105%
3 profitable years in a row build equity to €358k.
04-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Equity above €150kEq €175k ▲43%
2 profitable years in a row build equity to €175k.
08-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 director, no change since 2026
Flipkens Karen
CurrentDirector · since 06-07-2026
06-07-2026
Appointed as Director
Location & real-estate footprint
Registered office, Oudsbergen · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Venhovenstraat 113670 OudsbergenGround area
1,105 m²
Building footprint
193 m²
Parcel 72011C0961/00P004, Flanders. Linked by address, not a title deed.
1 establishment unit
Atelier Jumée
since 20142.237.763.670
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72011C0961/00P004 | Flanders | 1,105 m² | 1 · 193 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ARTNEWS
BE 0525.928.852
Waterloo · Eq €358,349
DRRB
BE 0793.496.523
Tournai · Eq €358,373
DE VOS MANAGEMENT
BE 0758.578.897
Montigny-le-Tilleul · Eq €358,146
ANITA belgium
BE 0476.560.307
Brussel · Eq €358,143
HEMELSDIEP
BE 0840.694.347
Vosselaar · Eq €358,116
Of 24,725 companies in sector 64210 we hold annual accounts for 19,762. 13,777 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-11-2014
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
68201Renting and operating of own or leased residential real estate, excluding social housing
70200Business and other management consultancy
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.