KRIVALCO
ActiveKRIVALCO has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €78k and a net result of €8k. Equity is growing by ~7.5% per year across the filed fiscal years. Its solvency ranks better than 61% of 31510 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
100
/ 100
Excellent▲ +11 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability52▲+50
Solvency100▲+1
Growth52=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 2.82 against 2.36 in 2024), and 33.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
66.6%
Return on assets
6.9%
Age of the figures
11 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 09-04-2026, 21 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
21 d early
2024
30 d early
2023
35 d early
2022
34 d early
2021
3 d early
2020
46 d early
2019
44 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€78k▲ 11.6%
2024 · €70k
2018: €38k
2019: €50k
2020: €63k
2021: €82k
2022: €96k
2023: €70k
2024: €70k
2018 → 2025
Total assets
€117k▲ 2.5%
2024 · €115k
2018: €88k
2019: €90k
2020: €107k
2021: €124k
2022: €132k
2023: €105k
2024: €115k
2018 → 2025
Net result
€8k▲ 2,365%
2024 · €330
2018: €8k
2019: €12k
2020: €16k
2021: €19k
2022: €14k
2023: €-26k
2024: €330
2018 → 2025
Working capital
€71k▲ 17.9%
2024 · €61k
2018: €20k
2019: €35k
2020: €54k
2021: €81k
2022: €96k
2023: €59k
2024: €61k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€82k-€96k▲ 17.2%€70k▼ 27.4%€70k▲ 0.5%€78k▲ 11.6%
Operating result€31k-€23k▼ 25.8%€-25k€1k€10k▲ 581%
Net result€19k-€14k▼ 26.7%€-26k€330€8k▲ 2,365%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 581% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €117k
Fixed assets
€7k▼ 28.9%
Current assets
€111k▲ 5.4%
Equity and liabilities €117k
Equity
€78k▲ 11.6%
Debt
€39k▼ 11.7%
The debt ratio falls from 38.8% to 33.4%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€13k▲
2024 · €4k
Cash flow
€11k▲
2024 · €3k
Solvency
66.6%▲
2024 · 61.2%
Current ratio
2.82▲
2024 · 2.36
Quick ratio
2.82▲
2024 · 2.36
Debt / equity
0.50▼
2024 · 0.63
ROE
10.4%▲
2024 · 0.5%
ROA
6.9%▲
2024 · 0.3%
Interest coverage
5.35▲
2024 · 1.68
Debt
€39k▼
2024 · €44k
Debt ≤ 1 year
€39k▼
2024 · €44k
Income taxes
€196▲
2024 · €183
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€115k€117k▲
Fixed assets21/28€9k€7k▼
Tangible fixed assets22/27€9k€7k▼
Plant, machinery and equipment23€9k€7k▼
Current assets29/58€105k€111k▲
Amounts receivable within one year40/41€38k€26k▼
Trade receivables40€38k€26k▼
Other amounts receivable41€590€722▲
Current investments50/53€50k€50k=
Cash at bank and in hand54/58€17k€34k▲
Deferred charges and accrued income490/1€74-
Equity and liabilities
Total equity and liabilities10/49€115k€117k▲
Equity10/15€70k€78k▲
Contributions10/11€12k€12k=
Reserves13€84k€84k=
Distributable reserves133€84k€84k=
Profit (loss) carried forward14€-26k€-18k▲
Amounts payable17/49€44k€39k▼
Amounts payable within one year42/48€44k€39k▼
Trade debts44€9k€4k▼
Suppliers440/4€9k€4k▼
Advances received on contracts in progress46€90-
Taxes, remuneration and social security45€5k€4k▼
Taxes450/3€5k€4k▼
Other amounts payable47/48€30k€31k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€3k▲
Other operating charges640/8€902€458▼
Gross operating margin9900€5k€13k▲
Operating profit (loss)9901€1k€10k▲
Financial income75/76B€1k€880▼
Recurring financial income75€1k€880▼
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€513€8k▲
Income taxes67/77€183€196▲
Profit (loss) for the period9904€330€8k▲
Profit (loss) for the period to be appropriated9905€330€8k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-26k€-18k▲
Profit (loss) brought forward from the previous period14P€-26k€-26k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Back to profitnet €330
Net result €330 after one loss-making year.
26-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Weakest financial yearnet €-26k ▼286%
Net result drops to €-26k, the lowest in the series; recovery starts the following year.
27-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
27-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Highest result since 2018net €19k ▲22.1%
Operating result €31k, net result €19k, both a record.
15-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
17-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
25-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
23-03
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
22-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2023
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
27-12-2023
NEYRINCK An Marguerite Pol: Resigned as Director
27-12-2023
VAN LAECKE Kristof Urbain Firmin: Resigned as Director
Location & real-estate footprint
Registered office, Zedelgem · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Halfuurdreef 378210 ZedelgemGround area
765 m²
Building footprint
149 m²
Volume, LiDAR
702 m³
Parcel 31036A0187/00Z000, Flanders · tallest building 7.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Halfuurdreef 37, 8210 Zedelgem
since 20122.209.340.492
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31036A0187/00Z000 | Flanders | 765 m² | 1 · 149 m² | 7.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Sauvage Management
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THG PATRIMONIA
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Of 82,218 companies in sector 70200 we hold annual accounts for 52,396. 39,884 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-04-2012
Fiscal year end30-09
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.