excap

Active

Private limited companyfounded 20169 yrs activeArenbergstraat 13, 2000 Antwerpen, BelgiumKBO/BCE: BE 0665.557.778

Summary

The computed 12-month bankruptcy probability of excap is 1.6% (moderate). The 2025 annual accounts show equity of €78,210 and a net result of €22,658. Equity is growing by ~13.5% per year across the filed fiscal years. Its solvency ranks better than 23% of 2736 sector peers (fiscal year 2025). The company has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch Report Compare

excapActiveChecked score 63/100

Risk analysis Report Compare

Activity

Other business support services

NACE 82990Business and other management consultancy NACE 70200Business consulting NACE 70220

1 site

Size

€649,561total assets 2025

Staff: 6.7 FTE
Equity: €78,210
Profit: €22,658

Turnover not published (abridged schema)

Financial health

63 Healthy Checked score 2025

Bankruptcy chance 12 m: 1.6%

Structure

Accounts 53 d early1 of 4 deeds read

Why 63- 1 change of registered office in 24 months- Size: 6.7 FTE, total assets €649,561- Equity €78,210 (12.0% of total assets)+ Sector Office administrative, office support and other business support activities (NACE 82)Show the evidence

Checked score

Score 2025

63 / 100

Healthy

Probability in this band: 0.55% to 1.5%

Better than 37% of its sector peers (NACE 82, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength · tick = 2024

Weak

Solvency 37+1

equity 12.0% of total assets

Liquidity 12+9

short-term debt 85.8% · cash 7.4%

Profitability 73-2

return on assets 3.5%

Bankruptcy probability, 12 months

1.6% Moderate

0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (12,603 companies)

Last 24 months 11-2024: 1.1% 12-2024: 1.0%▼ -6.1% vs 11-2024 01-2025: 1.0%▼ -0.7% vs 12-2024 02-2025: 1.0%● 0.0% vs 01-2025 03-2025: 1.0%▼ -3.0% vs 02-2025 04-2025: 1.0%▲ +6.2% vs 03-2025 05-2025: 1.0%▲ +0.2% vs 04-2025 06-2025: 1.0%▼ -5.4% vs 05-2025 07-2025: 1.2%▲ +20.6% vs 06-2025 08-2025: 0.8%▼ -30.1% vs 07-2025lowest value 09-2025: 0.8%● 0.0% vs 08-2025lowest value 10-2025: 0.8%● 0.0% vs 09-2025lowest value 11-2025: 0.8%● 0.0% vs 10-2025lowest value 12-2025: 0.8%● 0.0% vs 11-2025lowest value 01-2026: 0.8%● 0.0% vs 12-2025lowest value 02-2026: 0.8%● 0.0% vs 01-2026lowest value 03-2026: 0.8%▲ +0.1% vs 02-2026 04-2026: 0.9%▲ +3.8% vs 03-2026 05-2026: 0.8%▼ -1.6% vs 04-2026 06-2026: 1.5%▲ +75.9% vs 05-2026 07-2026: 1.6%▲ +5.1% vs 06-2026highest value 08-2026: 1.6%● 0.0% vs 07-2026highest value 09-2026: 1.6%● 0.0% vs 08-2026highest value 10-2026: 1.6%● 0.0% vs 09-2026highest value

1 change of registered office in 24 months raises the probability
Size: 6.7 FTE, total assets €649,561 raises the probability for this profile
Equity €78,210 (12.0% of total assets) raises the probability
Sector Office administrative, office support and other business support activities (NACE 82) lowers the probability

Credit up to €4,500 at 30 days acceptable

Liquidity tight (current ratio 1.13 against 1.07 in 2024; short-term debt: 85.8% and cash: 7.4% of total assets), and 88% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 82, micro). Better than this share of them on solvency 22%, liquidity 7%, profitability 43%, growth against the median 76%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 05-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Six signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

1 change of registered office in 24 months

In the bankruptcy model this factor raises the probability.

Belgian State Gazette

Size: 6.7 FTE, total assets €649,561

In the bankruptcy model this factor raises the probability for this profile.

NBB · annual accounts

Equity €78,210 (12.0% of total assets)

In the bankruptcy model this factor raises the probability.

NBB · annual accounts

Sector Office administrative, office support and other business support activities (NACE 82)

In the bankruptcy model this factor lowers the probability.

KBO

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 2736 sector peers (2025).

NBB · sector comparison

Position among 2736 sector peers

Solvency

better than 23%

← weakest strongest →

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-06-2026, 53 days ahead of the deadline.

NBB · 9 filings

Deviation from the deadline

2025

53 d early

2024

6 d early

2023

5 d early

2022

25 d early

2021

19 d early

2020

2 d early

2019

42 d early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 22 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 35% of the sector filed late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 12 July (4 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Position in the running window

06-10-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

08-06-26 Annual accounts filedfiscal year 2025 · abbreviated…
06-05-26 Registered officeRegistered-office move · Power of…
25-07-25 Annual accounts filedfiscal year 2024 · abbreviated…

Key points

Positive: Always filed on timeaccounts within the deadline every year 8 years View
Among the largest 13% on gross marginsector median €81,531 · 2,703 companies €696,944 View
Total assets 20256 fiscal years filed €649,561 View