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Complete company report
Generated 21-08-2026
Active BE 0445.392.128Private limited company (pre-2019)Open bankruptcy

KRISTI'S SELECTIONS

· 34 yrs active
Conclusion Checked

A bankruptcy procedure is open for KRISTI'S SELECTIONS according to publications in the Belgian State Gazette. The 2021 annual accounts show negative equity (€-66k) and a net result of €14k.

Based on the State Gazette, CBE and 4 annual accounts.
Key figures
Equity €-66k
Net result €14k
Active 34 yrs
Locations 1
Financial profile 5 of 5 axes measured · computed by Checked
Health0Profitability0Solvency33Growth78Stability0
22 / 100

Fragile profile, watch health in particular.

All 5 axes are computed from data Checked has read.

Health 0
Profitability 0
Solvency 33
Growth 78
Stability 0
Bankruptcy probability (12 mo) Checked model v1 · free

Bankruptcy opened

A bankruptcy procedure is already open, a probability score is no longer meaningful. See the insolvency timeline for the state of the procedure.

Risk Assessment rule-based
50 / 100
High riskRegister: open bankruptcy
This score counts publications in the Belgian State Gazette only. The KBO register additionally records legal situation 050 for this company; it does not feed the figure above.
Components
· Open bankruptcy (+50)
Trust signals 2 signals
Register: open bankruptcy
The KBO register records legal situation 050 for this company. This is today's state according to the register itself; the register carries no start date.
Open bankruptcy
Active bankruptcy procedure in the Belgisch Staatsblad. Claims are handled by the appointed curator.
Administrative Flags0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer FY 2021 · computed
0 / 100 Critical
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2021 and an insolvency signal from the Belgian State Gazette. Indicative, not credit advice.
Financial overview10 NBB filings
Annual accounts filed on 25-08-2022 with the NBB · fiscal year 2021 · micro
€-150k€-100k€-50k€0€50kOperating result 2018: €4k€4kNet result 2018: €-145k€-145kOperating result 2019: €44k€44kNet result 2019: €-116k€-116kOperating result 2020: €14k€14kNet result 2020: €-105k€-105kOperating result 2021: €15k€15kNet result 2021: €14k€14k2018201920202021
Operating resultNet result
EBITDA
€19k
+9.7% 18-21
Net profit
€14k
- 18-21
Cash flow
€19k
- 18-21
Total assets
€14k
+50.7% 18-21
Equity
€-66k
+17.8% 18-21
Working capital
€-76k
+9.8% 18-21
Income taxes
€5k
+68.3% 18-21
Debt
€80k
-10.8% 18-21
Show 8 other metrics
Debt ≤ 1y
€80k
-10.8% 18-21
Current ratio
0.05
-17.2% 18-21
Quick ratio
0.05
-17.2% 18-21
Solvency
-481.9%
+45.4% 18-21
Debt / equity
-1.21
- 18-21
ROE
-21.6%
- 18-21
ROA
104.1%
- 18-21
Interest coverage
179.45
- 18-21
Figures by fiscal year
Fiscal year2021
Depositmicro
Revenue-
EBITDA€19k
Net profit€14k
Cash flow€19k
Staff costs-
Income taxes€5k
Dividends-
Total assets€14k
Equity€-66k
Debt€80k
of which ≤ 1y€80k
of which > 1y-
Working capital€-76k
Employees (FTE)-
Ratios (computed)
2021
Current ratio0.05
Quick ratio0.05
Working capital ratio-552.2%
Solvency-481.9%
Debt / equity-1.21
Long-term debt ratio-
Interest coverage179.45
Gross margin-
Net margin-
ROA104.1%
ROE-21.6%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2021
Full annual accounts (22 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2021
Balance sheet, Assets
TOTAL ASSETS 20/58€14k
Fixed assets 21/28€10k
Intangible fixed assets 21€10k
Tangible fixed assets 22/27€0
Current assets 29/58€4k
Amounts receivable within one year 40/41€3k
Cash & bank 54/58€1k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€14k
Equity 10/15€-66k
Contributions / capital 10/11€25k
Accumulated profits (losses) 14€-91k
Amounts payable 17/49€80k
Amounts payable within one year 42/48€80k
Trade debts payable within one year 44€534
Income statement
Gross operating margin 9900€19k
Operating result 9901€15k
Financial income 75€5k
Financial charges 65€106
Result before taxes 9903€20k
Income taxes 67/77€5k
Net result for the period 9904€14k
Result to be appropriated 9905€14k
This table shows the latest fiscal year. 3 prior years, with figures and ratios, belong to a paid plan. See plans →
Ratios computed by Checked.
Directors & mandates1 person
Role Name Tenure Source
Curator CHARLES-HENRI SPRINGUEL
AVENUE LOUISE 349, 1050 IXELLES
 04-03-2024 → present Belgian State Gazette
Legal Structure
NACE primary -
Legal form Private limited company (pre-2019)(015)
Incorporation15-10-1991
StatusActive
Postal code-
First BS signal 08-03-2024
Latest BS signal 08-03-2024
Establishment units 1 location
KRISTI'S SELECTIONS
Vervaardiging van carrosserieën (inclusief cabines) voor auto's
since 19912.054.774.952
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Brussels 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21821A0188/00E000 Brussels 2,651 m² 1 · 237 m² 7.6 m · 2 fl.
21005A0542/00B006 Brussels 325 m² 1 · 129 m² 17.0 m · 5 fl.
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 13 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2024
08-03-2024
Bankruptcy Opening
Tribunal de l’entreprise francophone de Bruxelles · KRISTI’S SELECTIONS SRL RUE DU PRE AUX OIES 314, 1130 HAREN · event 04-03-2024
2023
13-09-2023
State Gazette act Capital & shares
2022
25-08-2022
NBB filing Annual accounts filed
fiscal year 2021 · micro
05-08-2022
State Gazette act Capital & shares
2021
30-08-2021
NBB filing Annual accounts filed
fiscal year 2020 · micro
2020
28-08-2020
NBB filing Annual accounts filed
fiscal year 2019 · micro
2019
29-08-2019
NBB filing Annual accounts filed
fiscal year 2018 · micro
2018
31-08-2018
NBB filing Annual accounts filed
fiscal year 2017 · micro
2017
13-07-2017
NBB filing Annual accounts filed
fiscal year 2016 · micro
2016
28-07-2016
NBB filing Annual accounts filed
fiscal year 2015 · verkort
2015
31-07-2015
NBB filing Annual accounts filed
fiscal year 2014 · verkort
2014
29-08-2014
NBB filing Annual accounts filed
fiscal year 2013 · verkort
2013
29-08-2013
NBB filing Annual accounts filed
fiscal year 2012 · verkort
Lifecycle & Insolvency Signals1 events
08-03-2024
Bankruptcy Opening
Date: 04-03-2024 · Tribunal de l’entreprise francophone de Bruxelles · KRISTI’S SELECTIONS SRL RUE DU PRE AUX OIES 314, 1130 HAREN · Publications in State Gazette ↗
Time machine, BS events + macro context 2021, 2026
COVID lockdownEnergiecrisisECB hikes2021202220232024202520262024-03-08 · Bankruptcy · Opening
Macro context
2020-Q2/Q3 COVID lockdown
2022 energy crisis
2023-2024 ECB rate hikes
Legend
Bankruptcy
Interim / reorg
KBO event
Belgian State Gazette reading coverage 0 of 7 acts read

We know of 7 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 2 acts
Capital history · 2
13-09-2023
Capital change
05-08-2022
Capital change
All acts · 2 updated 2 years ago
2023
13-09-2023 Transaction in capital or shares Capital & shares
Technical details 
{
  "events": [
    {
      "kind": "share_transfer",
      "after_eur": null,
      "delta_eur": null,
      "before_eur": null,
      "subscribers": [
        {
          "kbo": null,
          "rrn": null,
          "kind": "person",
          "name": "MBALA LUZOLO Evelyne",
          "share_class": null,
          "liberation_pct": null,
          "contribution_kind": null,
          "n_shares_subscribed": null,
          "contribution_amount_eur": null
        },
        {
          "kbo": null,
          "rrn": null,
          "kind": "person",
          "name": "AMIRAT Maud",
          "share_class": null,
          "liberation_pct": null,
          "contribution_kind": null,
          "n_shares_subscribed": null,
          "contribution_amount_eur": null
        }
      ],
      "decrease_purpose": null,
      "contribution_type": null,
      "paid_up_delta_eur": null,
      "n_shares_destroyed": null,
      "not_yet_called_eur": null,
      "merger_new_shares_n": null,
      "merger_exchange_ratio": null,
      "distribution_amount_eur": null,
      "statutory_unavailable_equity_op": null
    },
    {
      "kind": "share_transfer",
      "after_eur": null,
      "delta_eur": null,
      "before_eur": null,
      "subscribers": [
        {
          "kbo": null,
          "rrn": null,
          "kind": "person",
          "name": "MBALA LUZOLO Evelyne",
          "share_class": null,
          "liberation_pct": null,
          "contribution_kind": null,
          "n_shares_subscribed": null,
          "contribution_amount_eur": null
        },
        {
          "kbo": null,
          "rrn": null,
          "kind": "person",
          "name": "AMIRAT Maud",
          "share_class": null,
          "liberation_pct": null,
          "contribution_kind": null,
          "n_shares_subscribed": null,
          "contribution_amount_eur": null
        }
      ],
      "decrease_purpose": null,
      "contribution_type": null,
      "paid_up_delta_eur": null,
      "n_shares_destroyed": null,
      "not_yet_called_eur": null,
      "merger_new_shares_n": null,
      "merger_exchange_ratio": null,
      "distribution_amount_eur": null,
      "statutory_unavailable_equity_op": null
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": "Brussel",
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": null,
    "filing_date": "2023-09-05",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decision": {
    "body": "buitengewone_algemene_vergadering",
    "act_date": "2023-07-01",
    "unanimous": true,
    "under_authorized_capital": false,
    "underlying_resolution_date": null
  },
  "bedrijfsrevisor": null,
  "subject_company": {
    "kbo": "0445.392.128",
    "name_full": "KRISTI\u0027S SELECTIONS",
    "legal_form": "BV",
    "is_foreign_registered": false
  },
  "publication_proxy": {
    "kind": "none",
    "org_kbo": null,
    "org_name": null,
    "person_name": null,
    "org_rep_person_name": null,
    "person_role_at_subject": null
  },
  "co_filed_documents": [],
  "shareholders_after": [
    {
      "kbo": null,
      "pct": null,
      "kind": "person",
      "name": "AMIRAT Maud",
      "role": "aandeelhouder",
      "n_shares": null,
      "share_class": null
    },
    {
      "kbo": null,
      "pct": null,
      "kind": "person",
      "name": "MBALA LUZOLO Evelyne",
      "role": "aandeelhouder",
      "n_shares": null,
      "share_class": null
    }
  ],
  "share_classes_after": []
}
2022
05-08-2022 Transaction in capital or shares Capital & shares
Technical details 
{
  "events": [
    {
      "kind": "share_transfer",
      "after_eur": null,
      "delta_eur": null,
      "before_eur": null,
      "subscribers": [
        {
          "kbo": null,
          "rrn": null,
          "kind": "person",
          "name": "MBALA LUZOLO Evelyne",
          "share_class": null,
          "liberation_pct": null,
          "contribution_kind": null,
          "n_shares_subscribed": null,
          "contribution_amount_eur": null
        }
      ],
      "decrease_purpose": null,
      "contribution_type": null,
      "paid_up_delta_eur": null,
      "n_shares_destroyed": null,
      "not_yet_called_eur": null,
      "merger_new_shares_n": null,
      "merger_exchange_ratio": null,
      "distribution_amount_eur": null,
      "statutory_unavailable_equity_op": null
    },
    {
      "kind": "share_transfer",
      "after_eur": null,
      "delta_eur": null,
      "before_eur": null,
      "subscribers": [
        {
          "kbo": null,
          "rrn": null,
          "kind": "person",
          "name": "MBALA LUZOLO Evelyne",
          "share_class": null,
          "liberation_pct": null,
          "contribution_kind": null,
          "n_shares_subscribed": null,
          "contribution_amount_eur": null
        }
      ],
      "decrease_purpose": null,
      "contribution_type": null,
      "paid_up_delta_eur": null,
      "n_shares_destroyed": null,
      "not_yet_called_eur": null,
      "merger_new_shares_n": null,
      "merger_exchange_ratio": null,
      "distribution_amount_eur": null,
      "statutory_unavailable_equity_op": null
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": "Brussel",
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2022-08-05",
    "filing_date": "2022-07-27",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decision": {
    "body": "buitengewone_algemene_vergadering",
    "act_date": "2022-06-30",
    "unanimous": true,
    "under_authorized_capital": false,
    "underlying_resolution_date": null
  },
  "bedrijfsrevisor": null,
  "subject_company": {
    "kbo": "0445.392.128",
    "name_full": "KRISTI\u0027S SELECTIONS",
    "legal_form": "BV",
    "is_foreign_registered": false
  },
  "publication_proxy": {
    "kind": "none",
    "org_kbo": null,
    "org_name": null,
    "person_name": null,
    "org_rep_person_name": null,
    "person_role_at_subject": null
  },
  "co_filed_documents": [],
  "shareholders_after": [
    {
      "kbo": null,
      "pct": null,
      "kind": "person",
      "name": "MBALA LUZOLO Evelyne",
      "role": "aandeelhouder",
      "n_shares": null,
      "share_class": null
    },
    {
      "kbo": null,
      "pct": null,
      "kind": "person",
      "name": "ZARAOUI Jamel",
      "role": "aandeelhouder",
      "n_shares": null,
      "share_class": null
    }
  ],
  "share_classes_after": []
}
Credit advice verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
Company registry (CBE) Crossroads Bank
Names & trade names
Legal nameNL KRISTI'S SELECTIONS
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative