KRISKO
ActiveKRISKO has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €292k and a net result of €51k. Equity is shrinking by ~4.5% per year across the filed fiscal years. Its solvency ranks better than 53% of 922 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
69
/ 100
Healthy▼ -12 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability87▲+23
Solvency67▼-8
Growth58=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €20k at 30 days acceptable
Liquidity short (current ratio 0.85 against 1.17 in 2024), and 52.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
47.7%
Return on assets
8.3%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
43 d early
2023
49 d early
2022
5 d early
2021
29 d late
2020
30 d late
2019
28 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€51k▲ 36.7%
2024 · €37k
2019: €18k
2020: €55k
2021: €63k
2022: €354k
2023: €2.66M
2024: €37k
2019 → 2025
Working capital
€-15k
2024 · €12k
2019: €-134k
2020: €-124k
2021: €60k
2022: €101k
2023: €76k
2024: €12k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€484k-€588k▲ 21.4%€291k▼ 50.5%€291k▲ 0.1%€292k▲ 0.3%
Operating result€96k-€148k▲ 54.6%€9k▼ 94.2%€53k▲ 515%€73k▲ 38.0%
Net result€63k-€354k▲ 463%€2.66M▲ 653%€37k▼ 98.6%€51k▲ 36.7%
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 38% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €612k
Fixed assets
€527k▼ 0.4%
Current assets
€85k▲ 6.4%
Equity and liabilities €612k
Equity
€292k▲ 0.3%
Debt
€320k▲ 0.7%
The debt ratio rises from 52.2% to 52.3%: debt grows faster than equity.
Key figures and ratios
EBITDA
€75k▲
2024 · €55k
Cash flow
€53k▲
2024 · €39k
Solvency
47.7%▼
2024 · 47.8%
Current ratio
0.85▼
2024 · 1.17
Quick ratio
0.85▼
2024 · 1.17
Debt / equity
1.10▲
2024 · 1.09
ROE
17.5%▲
2024 · 12.8%
ROA
8.3%▲
2024 · 6.1%
Interest coverage
15.59▲
2024 · 12.09
Debt
€320k▲
2024 · €318k
Debt ≤ 1 year
€100k▲
2024 · €68k
Debt > 1 year
€220k▼
2024 · €249k
Income taxes
€17k▲
2024 · €11k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€609k€612k▲
Fixed assets21/28€529k€527k▼
Tangible fixed assets22/27€529k€527k▼
Land and buildings22€529k€527k▼
Current assets29/58€80k€85k▲
Amounts receivable within one year40/41€60k€67k▲
Trade receivables40€5k€18k▲
Other amounts receivable41€56k€49k▼
Cash at bank and in hand54/58€19k€17k▼
Deferred charges and accrued income490/1€934€1k▲
Equity and liabilities
Total equity and liabilities10/49€609k€612k▲
Equity10/15€291k€292k▲
Contributions10/11€30k€30k=
Reserves13€261k€262k▲
Non-distributable reserves130/1€38k€38k=
Reserves not available under the articles1311€38k€38k=
Distributable reserves133€224k€224k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€318k€320k▲
Amounts payable after more than one year17€249k€220k▼
Financial debts170/4€249k€220k▼
Amounts payable within one year42/48€68k€100k▲
Current portion of amounts payable after more than one year42€29k€29k=
Trade debts44€706€14k▲
Suppliers440/4€706€14k▲
Taxes, remuneration and social security45€1k€7k▲
Taxes450/3€1k€7k▲
Other amounts payable47/48€37k€50k▲
Income statement
Code20242025
Remuneration, social security and pensions62€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k▲
Other operating charges640/8€12k€13k▲
Gross operating margin9900€67k€88k▲
Operating profit (loss)9901€53k€73k▲
Financial income75/76B€0-
Recurring financial income75€0-
Non-recurring financial income76B€0-
Financial charges65/66B€5k€5k▲
Recurring financial charges65€5k€5k▲
Profit (loss) for the period before taxes9903€49k€68k▲
Income taxes67/77€11k€17k▲
Profit (loss) for the period9904€37k€51k▲
Profit (loss) for the period to be appropriated9905€37k€51k▲
Appropriation of the result
Profit (loss) to be appropriated9906€37k€51k▲
Transfer from equity791/2€0-
Transfer to equity691/2€283€975▲
To other reserves6921€283€975▲
Profit to be distributed694/7€37k€50k▲
Return on contributions (dividend)694€37k€50k▲
Social balance
Average headcount (FTE)90870.00.0=
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-04
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
18-03
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
12-03
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
30-09
Financial
Highest result since 2019net €2.66M ▲653%
Net result €2.66M, the highest in the series.
25-04
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
30-09
Financial
Equity above €500kEq €588k ▲21.4%
4 profitable years in a row build equity to €588k.
2021
29-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
31-03
Financial
Liquidity doublescurrent ratio 1.37
Current ratio from 0.57 to 1.37; short-term debt falls from €286k to €164k.
2020
30-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2019
28-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 28 days late
2018
28-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
08-11
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 8 days late
2016
30-09
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mouscron · 1 establishment unit since 2003
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Slachthuisstraat 317700 MouscronGround area
9,572 m²
Building footprint
1,273 m²
Volume, LiDAR
1,212 m³
2 parcels, Flanders, Wallonia · tallest building 16.1 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Elstweg 21, 8570 Anzegem
since 20032.131.404.853
2 parcels
Flanders
1
(50%)
Wallonia
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34018A0214/00A000 | Flanders | 6,269 m² | 1 · 270 m² | 16.1 m · 1 fl. |
| 54007B0140/00E000 | Wallonia | 3,303 m² | 1 · 1,003 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
JITTY
BE 0775.877.759
Antwerpen · Eq €292k
CEMG
BE 0544.742.694
Nazareth-De Pinte · Eq €292k
SIRION
BE 0470.493.847
Asse · Eq €292k
IPANEMA MEDIA
BE 0884.006.926
Deinze · Eq €293k
ENSEMBLIER
BE 0809.773.321
Bilzen-Hoeselt · Eq €293k
Of 24,419 companies in sector 82990 we hold annual accounts for 9,361. 6,533 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-08-1999
Fiscal year end30-09
Activities, NACEBEL
82990Other business support services
46831Wholesale of construction materials, general range
46832Wholesale of timber
51532
64200Holdings
64210Activities of holding companies
74151
Sources
Crossroads Bank for EnterprisesNational Bank · 25 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.