KRIS STROEF
ActiveKRIS STROEF has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €409k and a net result of €72k. Equity is growing by ~22.6% per year across the filed fiscal years. Its solvency ranks better than 95% of 27358 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
100
/ 100
Excellent▲ +7 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability88▲+5
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40k at 30 days acceptable
Liquidity ample (current ratio 16.32 against 19.19 in 2024), and 5.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
94.2%
Return on assets
16.5%
Age of the figures
14 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 07-01-2026, 24 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
24 d early
2024
23 d early
2023
21 d early
2022
27 d early
2021
24 d early
2020
10 d early
2019
32 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close13-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€409k▲ 20.0%
2024 · €341k
2019: €95k
2020: €162k
2021: €202k
2022: €248k
2023: €304k
2024: €341k
2019 → 2025
Total assets
€434k▲ 21.3%
2024 · €357k
2019: €134k
2020: €203k
2021: €249k
2022: €296k
2023: €337k
2024: €357k
2019 → 2025
Net result
€72k▲ 25.8%
2024 · €57k
2019: €56k
2020: €67k
2021: €85k
2022: €46k
2023: €58k
2024: €57k
2019 → 2025
Working capital
€383k▲ 25.2%
2024 · €306k
2019: €95k
2020: €163k
2021: €202k
2022: €247k
2023: €260k
2024: €306k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€202k-€248k▲ 22.7%€304k▲ 22.4%€341k▲ 12.2%€409k▲ 20.0%
Operating result€119k-€69k▼ 42.4%€78k▲ 13.1%€76k▼ 2.7%€96k▲ 27.2%
Net result€85k-€46k▼ 46.3%€58k▲ 25.4%€57k▼ 1.3%€72k▲ 25.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 27% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €434k
Fixed assets
€26k▼ 25.5%
Current assets
€408k▲ 26.4%
Equity and liabilities €434k
Equity
€409k▲ 20.0%
Debt
€25k▲ 48.6%
The debt ratio rises from 4.7% to 5.8%: debt grows faster than equity.
Key figures and ratios
EBITDA
€105k▲
2024 · €85k
Cash flow
€80k▲
2024 · €66k
Solvency
94.2%▼
2024 · 95.3%
Current ratio
16.32▼
2024 · 19.19
Quick ratio
16.08▼
2024 · 18.16
Debt / equity
0.06▲
2024 · 0.05
ROE
17.5%▲
2024 · 16.7%
ROA
16.5%▲
2024 · 15.9%
Interest coverage
554.12▲
2024 · 191.83
Debt
€25k▲
2024 · €17k
Debt ≤ 1 year
€25k▲
2024 · €17k
Income taxes
€28k▲
2024 · €22k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€357k€434k▲
Fixed assets21/28€35k€26k▼
Tangible fixed assets22/27€35k€26k▼
Plant, machinery and equipment23€500€258▼
Furniture and vehicles24€34k€26k▼
Current assets29/58€322k€408k▲
Amounts receivable after more than one year29€78k€72k▼
Trade receivables290€78k€72k▼
Stocks and contracts in progress3€17k€6k▼
Stocks30/36€17k€6k▼
Amounts receivable within one year40/41€71k€113k▲
Trade receivables40€41k€78k▲
Other amounts receivable41€30k€35k▲
Cash at bank and in hand54/58€156k€187k▲
Deferred charges and accrued income490/1-€30k
Equity and liabilities
Total equity and liabilities10/49€357k€434k▲
Equity10/15€341k€409k▲
Contributions10/11€13k€13k=
Reserves13€328k€396k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€326k€394k▲
Amounts payable17/49€17k€25k▲
Amounts payable within one year42/48€17k€25k▲
Trade debts44€15k€16k▲
Suppliers440/4€15k€16k▲
Taxes, remuneration and social security45€2k€9k▲
Taxes450/3€678€8k▲
Remuneration and social security454/9€1k€1k=
Income statement
Code20242025
Non-recurring operating income76A€2k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€9k=
Other operating charges640/8€919€991▲
Gross operating margin9900€86k€106k▲
Operating profit (loss)9901€76k€96k▲
Financial income75/76B€3k€3k▼
Recurring financial income75€3k€3k▼
Financial charges65/66B€441€190▼
Recurring financial charges65€441€190▼
Profit (loss) for the period before taxes9903€79k€100k▲
Income taxes67/77€22k€28k▲
Profit (loss) for the period9904€57k€72k▲
Profit (loss) for the period to be appropriated9905€57k€72k▲
Appropriation of the result
Profit (loss) to be appropriated9906€57k€72k▲
Transfer from equity791/2€17k-
Transfer to equity691/2€54k€68k▲
To other reserves6921€54k€68k▲
Profit to be distributed694/7€20k€4k▼
Return on contributions (dividend)694€17k-
Directors or managers695€3k€4k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
08-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Liquidity doublescurrent ratio 19.19
Current ratio from 8.73 to 19.19; short-term debt falls from €34k to €17k.
10-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
04-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Weakest financial yearnet €46k ▼46.3%
Net result drops to €46k, the lowest in the series; recovery starts the following year.
07-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial
Highest result since 2019net €85k ▲27.1%
Operating result €119k, net result €85k, both a record.
30-06
Financial
Equity above €200kEq €202k ▲24.6%
3 profitable years in a row build equity to €202k.
21-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
Financial
Equity above €150kEq €162k ▲70.9%
2 profitable years in a row build equity to €162k.
2019
30-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
02-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
02-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
02-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Maldegem · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Margareta Van de Vaghevierelaan 119992 MaldegemGround area
7,360 m²
Building footprint
186 m²
Volume, LiDAR
1,154 m³
Parcel 43011A0836/00L000, Flanders · tallest building 9.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
KRIS STROEF BVBA
since 20072.165.323.377
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 43011A0836/00L000 | Flanders | 7,360 m² | 1 · 186 m² | 9.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
SOUNDIT
BE 0876.710.546
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E & M PROJECTS
BE 0862.489.752
Oostkamp · Eq €409k
WANIT
BE 0739.733.777
Ukkel · Eq €409k
Heattracer
BE 0716.800.997
Kalmthout · Eq €409k
ELECTRO ROUFLART
BE 0469.109.816
Riemst · Eq €408k
Of 22,728 companies in sector 43211 we hold annual accounts for 10,270. 6,911 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-09-2007
Fiscal year end30-06
Activities, NACEBEL
43211General electrical installation work
45310
43222Installation of electric heating, air conditioning, cooling and ventilation
43230Insulation installation
43291Specialised construction activities
43350Other building finishing work
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:kris.stroef@telenet.be