Skip to content

KREST 3

Active
Public limited company·Activiteiten van holdings· 14 yrs active
Louizalaan 221 ·1050 Brussel, Belgium
KBO/BCE: BE 0846.683.108
Watch Print / PDF
Age14 yrs
Board6
Real estate1 parcel · 1,410 m²

Summary

Conclusion

the dossier summarised in one paragraph

KREST 3 is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The company has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.

Filing behaviour

From the deposit records, complete market-wide
Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 28-11-2025, 64 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
How we compute the deadline
The year end is derived from 10 filed financial years, each closing on 30-06. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 30-06-2025, that is 31-01-2026.
Deadline per financial year
Year closed Due by Filed Variance Reference
30-06-2025 31-01-2026 28-11-2025 64 d early 2025-00575741
30-06-2024 31-01-2025 17-12-2024 45 d early 2024-00620566
30-06-2023 31-01-2024 19-12-2023 43 d early 2023-00531812
30-06-2022 31-01-2023 29-11-2022 63 d early 2022-20533385
30-06-2021 31-01-2022 14-12-2021 48 d early 2021-80300407
30-06-2019 31-01-2020 25-11-2019 67 d early 2019-74200446
30-06-2018 31-01-2019 06-11-2018 86 d early 2018-71800267
30-06-2017 31-01-2018 06-11-2017 86 d early 2017-69300435
30-06-2016 31-01-2017 08-11-2016 84 d early 2016-67600583
30-06-2015 31-01-2016 13-10-2015 110 d early 2015-64800323

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
Established
Founded in 2012, 14 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone

This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.

Financials

Annual accounts & ratios

Source: NBB
Financials being processed
NBB has 10 filing(s) on record for this company, latest fiscal year 2025 (volledig). The annual accounts are being processed.
Filings on record
Fiscal year Type Filed Reference
30-06-2025 volledig 28-11-2025 2025-00575741
30-06-2024 volledig 17-12-2024 2024-00620566
30-06-2023 micro 19-12-2023 2023-00531812
30-06-2022 micro 29-11-2022 2022-20533385
30-06-2021 micro 14-12-2021 2021-80300407
30-06-2019 micro 25-11-2019 2019-74200446
30-06-2018 volledig 06-11-2018 2018-71800267
30-06-2017 volledig 06-11-2017 2017-69300435
30-06-2016 volledig 08-11-2016 2016-67600583
30-06-2015 volledig 13-10-2015 2015-64800323

Directors

Directors & mandates

under verification
Directors derived from a single State Gazette act, under verification
All 6 current directors first appear in the same act (24403009). Founders or capital subscribers may have been counted as directors here; the real board composition is being verified.
Current directors & mandates
  • Adnan KANDIYOTI
    Director
    State Gazette act 24403009 (05-06-2024)
    Current
    05-06-2024 → present
    2 events
    • 05-06-2024 Resigned· Director
    • 05-06-2024 Appointed· Director
  • Claude KANDIYOTI
    Director
    State Gazette act 24403009 (05-06-2024)
    Current
    05-06-2024 → present
    2 events
    • 05-06-2024 Appointed· Director
    • 05-06-2024 Appointed· Managing director
  • Erol KANDIYOTI
    Director
    State Gazette act 24403009 (05-06-2024)
    Current
    05-06-2024 → present
    2 events
    • 05-06-2024 Resigned· Director
    • 05-06-2024 Appointed· Director
  • FINADVIZELegal entity
    Director
    State Gazette act 24403009 (05-06-2024)
    Current
    05-06-2024 → present
    2 events
    • 05-06-2024 Resigned· Director
    • 05-06-2024 Appointed· Director
  • Igal KANDIYOTI
    Director
    State Gazette act 24403009 (05-06-2024)
    Current
    05-06-2024 → present
    3 events
    • 05-06-2024 Resigned· Director
    • 05-06-2024 Appointed· Director
    • 05-06-2024 Appointed· Managing director
  • Sacha KANDIYOTI
    Director
    State Gazette act 24403009 (05-06-2024)
    Current
    05-06-2024 → present
    3 events
    • 05-06-2024 Resigned· Director
    • 05-06-2024 Appointed· Director
    • 05-06-2024 Appointed· Managing director
Former directors (1)
  • Ralfi KANDIYOTI
    Director
    State Gazette act 24403009 (05-06-2024)
    Former
    - → 05-06-2024
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.

Insolvency mandates

No insolvency mandates (liquidators, administrators) on record for this company.

Legal Structure

NACE primary Activiteiten van holdings(64210)
Legal form Public limited company(014)
Incorporation19-06-2012
StatusActive
Postal code1050

Structure & network

Locations & real estate

Registered office

from the Crossroads Bank
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Louizalaan 2211050 Brussel

Establishment units

1 location
Louizalaan 221, 1050 Elsene
Holdings
since 20122.210.856.761
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area1,410 m²
Buildings1
Building footprint1,363 m²
Volume (LiDAR)17,329 m³
Tallest building32.1 m · ±1 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21807G0129/00W003 Brussels 1,410 m² 1 · 1,363 m² 32.1 m · 1 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

1 acts
All acts · 1 updated 2 years ago
2024
05-06-2024 9 directors appointed, 6 resigning Director changes·Dimitri CLEENEWERCK de CRAYENCOUR
  • Adnan KANDIYOTI, Bestuurder
  • Igal KANDIYOTI, Bestuurder
  • Claude KANDIYOTI, Bestuurder
  • Erol KANDIYOTI, Bestuurder
  • Sacha KANDIYOTI, Bestuurder
  • FINADVIZE, Bestuurder
  • Claude KANDIYOTI, Gedelegeerd bestuurder
  • Igal KANDIYOTI, Gedelegeerd bestuurder
Notary: Dimitri CLEENEWERCK de CRAYENCOUR · Bruxelles

Analysis

Ask AI about this company

Checked AI

Soon: ask questions about this dossier, risks, curator, sector comparison, answered from the official data on this page.

TryWhat are the main risks?Any recent red flags?Compare to sector peers
Coming soon

AI due-diligence brief

Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

Coming soon
The brief is drafted by our AI model at Anthropic in the US, from this dossier's public data. Nothing that identifies you is sent along and we do not keep the brief. Indicative, not legal or investment advice. How it works

Credit advice

verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Same sector and region
We hold no filed accounts for this company, so a size comparison is not possible. These companies share only the sector and the region. We hold annual accounts for 5,518 of the 24,684 companies in this sector.

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Holdings64200Activiteiten van holdings64210
Primary activity highlighted.
Names & trade names
Legal nameFR KREST 3
Registered office
Louizalaan 221 bus 4
1050 Brussel, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.