IMMO RIO
ActiveIMMO RIO is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €2.14M and a net result of €-15k. Equity remains stable across the filed fiscal years (±1.1% per year). Its solvency ranks better than 84% of 5495 sector peers (fiscal year 2025). The company has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
26 d late
2024
3 d early
2023
23 d early
2022
83 d early
2021
25 d late
2020
2 d early
2019
31 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€2.14M▼ 0.7%
2024 · €2.15M
2018: €2.30M
2019: €2.28M
2020: €2.26M
2021: €2.24M
2022: €2.22M
2023: €2.18M
2024: €2.15M
2018 → 2025
Net result
€-15k▲ 44.7%
2024 · €-26k
2018: €-32k
2019: €-24k
2020: €-17k
2021: €-22k
2022: €-19k
2023: €-44k
2024: €-26k
2018 → 2025
Total assets
€2.39M=
2024 · €2.39M
2018: €2.39M
2019: €2.39M
2020: €2.40M
2021: €2.39M
2022: €2.40M
2023: €2.39M
2024: €2.39M
2018 → 2025
Solvency
89.3%▼ 0.6pp
2024 · 89.9%
2018: 96.2%
2019: 95.2%
2020: 94.1%
2021: 93.6%
2022: 92.5%
2023: 91.0%
2024: 89.9%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€2.24M-€2.22M▼ 0.9%€2.18M▼ 2.0%€2.15M▼ 1.2%€2.14M▼ 0.7%
Operating result€-16k-€-13k▲ 22.7%€-33k▼ 160%€-14k▲ 58.1%€-557▲ 95.9%
Net result€-22k-€-19k▲ 12.9%€-44k▼ 127%€-26k▲ 40.0%€-15k▲ 44.7%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €557 in 2025 against €14k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.39M
Fixed assets
€2.39M=
Current assets
€1k▼ 46.4%
Equity and liabilities €2.39M
Equity
€2.14M▼ 0.7%
Debt
€256k▲ 5.6%
The debt ratio rises from 10.1% to 10.7%: debt grows while equity shrinks.
Key figures and ratios
Solvency
89.3%▼
2024 · 89.9%
ROE
-0.7%▲
2024 · -1.2%
ROA
-0.6%▲
2024 · -1.1%
Debt
€256k▲
2024 · €243k
Debt ≤ 1 year
€256k▲
2024 · €243k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.39M€2.39M=
Fixed assets21/28€2.39M€2.39M=
Financial fixed assets28€2.39M€2.39M=
Current assets29/58€2k€1k▼
Cash at bank and in hand54/58€2k€1k▼
Equity and liabilities
Total equity and liabilities10/49€2.39M€2.39M=
Equity10/15€2.15M€2.14M▼
Contributions10/11€2.40M€2.40M=
Capital10€2.40M€2.40M=
Issued capital100€2.40M€2.40M=
Reserves13€3k€3k=
Non-distributable reserves130/1€500€500=
Legal reserve130€500€500=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€-252k€-266k▼
Amounts payable17/49€243k€256k▲
Amounts payable within one year42/48€243k€256k▲
Trade debts44€4k€514▼
Suppliers440/4€4k€514▼
Taxes, remuneration and social security45€4k€2k▼
Taxes450/3€4k€2k▼
Other amounts payable47/48€235k€253k▲
Income statement
Code20242025
Other operating charges640/8€1k€1k▲
Non-recurring operating charges66A€0-
Gross operating margin9900€-13k€635▲
Operating profit (loss)9901€-14k€-557▲
Financial charges65/66B€12k€14k▲
Recurring financial charges65€12k€14k▲
Profit (loss) for the period before taxes9903€-26k€-15k▲
Profit (loss) for the period9904€-26k€-15k▲
Profit (loss) for the period to be appropriated9905€-26k€-15k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-252k€-266k▼
Profit (loss) brought forward from the previous period14P€-225k€-252k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 26 days late
2025
28-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
08-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Weakest financial yearnet €-44k
Net result drops to €-44k, the lowest in the series; recovery starts the following year.
09-05
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
25-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 25 days late
2021
29-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
26-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
28-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
27-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kortemark · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Nieuwstraat 388610 KortemarkGround area
1,447 m²
Building footprint
160 m²
Volume, LiDAR
934 m³
Parcel 32011C1501/00S003, Flanders · tallest building 10.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Immo Rio
since 20122.208.766.511
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 32011C1501/00S003 | Flanders | 1,447 m² | 1 · 160 m² | 10.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
JIVILCO
BE 0668.537.163
Ciney · Eq €2.14M
MYRSENE
BE 0467.998.274
Elsene · Eq €2.14M
GLOBAL TECHNICAL EQUIPMENT
BE 0476.680.863
Wingene · Eq €2.14M
CONINGS MANAGEMENT
BE 0448.271.939
Maasmechelen · Eq €2.14M
GHEMA
BE 0475.244.768
Ieper · Eq €2.13M
Of 24,640 companies in sector 64210 we hold annual accounts for 19,693. 10,695 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded02-03-2012
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.