Kreme
The computed 12-month bankruptcy probability of Kreme is 1.3% (low). The 2025 annual accounts show equity of €44k and a net result of €39k. Its solvency ranks better than 38% of 374 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €44k |
| Net result | €39k |
| Staff (FTE) | 4.7 |
| Better than sector | 38% |
Mixed profile: strong on profitability, weaker on solvency.
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
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See plans →| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 12.7% | 25.9% | |
| Net result | €39k | €5k | |
| Equity | €44k | €16k | |
| Gross operating margin | €478k | €29k | |
| Staff costs | €336k | €37k |
| Fiscal year | 2025 |
|---|---|
| Revenue | - |
| EBITDA | €140k |
| Net profit | €39k |
| Cash flow | €106k |
| Staff costs | €336k |
| Income taxes | €16k |
| Dividends | - |
| Total assets | €348k |
| Equity | €44k |
| Debt | €304k |
| of which ≤ 1y | €82k |
| of which > 1y | €220k |
| Working capital | €-22k |
| Employees (FTE) | 4.7 |
| 2025 | |
|---|---|
| Current ratio | 0.73 |
| Quick ratio | 0.68 |
| Working capital ratio | -6.3% |
| Solvency | 12.7% |
| Debt / equity | 6.86 |
| Long-term debt ratio | 4.97 |
| Interest coverage | 7.41 |
| Gross margin | - |
| Net margin | - |
| ROA | 11.3% |
| ROE | 88.7% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
| Line item | Code | 2025 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €348k |
| Fixed assets | 21/28 | €288k |
| Intangible fixed assets | 21 | €284k |
| Tangible fixed assets | 22/27 | €2k |
| Financial fixed assets | 28 | €2k |
| Current assets | 29/58 | €60k |
| Stocks & contracts in progress | 3 | €4k |
| Amounts receivable within one year | 40/41 | €968 |
| Cash & bank | 54/58 | €53k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €348k |
| Equity | 10/15 | €44k |
| Contributions / capital | 10/11 | €5k |
| Reserves | 13 | €39k |
| Amounts payable | 17/49 | €304k |
| Amounts payable after one year | 17 | €220k |
| Amounts payable within one year | 42/48 | €82k |
| Trade debts payable within one year | 44 | €9k |
| Income statement | ||
| Gross operating margin | 9900 | €478k |
| Operating result | 9901 | €74k |
| Financial charges | 65 | €19k |
| Result before taxes | 9903 | €55k |
| Income taxes | 67/77 | €16k |
| Net result for the period | 9904 | €39k |
| Result to be appropriated | 9905 | €39k |
| NACE primary | Personal services(96210) |
| Legal form | Private limited company(610) |
| Incorporation | 06-11-2023 |
| Status | Active |
| Postal code | 2000 |
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44412B0242/00M000 | Flanders | 535 m² | 1 · 177 m² | 12.8 m · 3 fl. |
| 11802B1466/00G000 | Flanders | 170 m² | - | - |
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
05-05-2026 Kris Vanosmael resigns as director
- Kris Vanosmael, Bestuurder
Technical details
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"name": "Kris Vanosmael",
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},
"reason": "de_plein_droit_dissolution",
"subkind": null,
"via_org": null,
"statutory": null,
"compensated": null,
"effective_date": "2026-03-26",
"evidence_quote": "Uit het verslag van de bijzondere algemene vergadering\u0027in datum van 26/03/2026 blijkt wat volgt:, 1.Ontslag van dhr. Kris Vanosmael, als bestuurder van Kreme BV",
"decharge_status": null,
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"effective_date_qualifier": "immediate"
}
],
"notary": {
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"office_city": "Antwerpen",
"is_associated": false
},
"act_meta": {
"language": "mixed",
"pub_date": "2026-05-05",
"filing_date": "2026-04-21",
"act_kind_objet": "Onderwerp akte:"
},
"decisions": [
{
"body": "enig_aandeelhouder_schriftelijk",
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}
],
"is_correction": false,
"subject_company": {
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"_kbo_filled_from_list": true
},
"publication_proxy": {
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"org_name": null,
"person_name": "Sophie Bergeys",
"org_rep_person_name": null,
"person_role_at_subject": "Bestuurder"
},
"co_filed_documents": [],
"corrected_publication_numac": null
}08-11-2023 Incorporation of a new BV
Technical details
{
"kind": "oprichting",
"seat": "Sint-Jacobsmarkt 97 bus 1, 2000 Antwerpen",
"schema": "v3.2",
"act_meta": {
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},
"founders": [
{
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"kind": "natural_person",
"person": {
"dob": null,
"name": "VANOSMAEL Kris",
"niss": null,
"address": "7100 La Louvi\u00E8re (Trivi\u00E8res), Rue du Quesnoy 67"
},
"share_class": "Aandelen",
"partner_role": null,
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},
{
"org": null,
"kind": "natural_person",
"person": {
"dob": null,
"name": "BERGEYS Sophie Lucienne Albert",
"niss": null,
"address": "2580 Putte, Veldweg 1"
},
"share_class": "Aandelen",
"partner_role": null,
"holder_org_kbo": null,
"holder_org_name": null,
"contribution_type": "cash",
"amount_paid_in_eur": 2500,
"holder_person_name": "BERGEYS Sophie Lucienne Albert",
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"n_shares_subscribed": 50,
"amount_subscribed_eur": 2500,
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}
],
"capital_eur": 5000,
"subject_company": {
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"legal_form": "BV"
},
"initial_directors": [],
"incorporation_date": "2023-11-03",
"post_incorporation_mandates": []
}Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.
| Legal nameNL | Kreme |