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Complete company report
Generated 04-09-2026
Active BE 0445.629.579Private limited company

KREFAM

Drie Egyptenbaan 11 ·1755 Pajottegem, Belgium· 34 yrs active
Sector: Event catering (56210)
Conclusion Checked

KREFAM has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.72M and a net result of €80k. The computed 12-month bankruptcy probability is 1.1% (low).

Based on the State Gazette, CBE and 2 annual accounts.
Key figures
Equity €1.72M
Net result €80k
Active 34 yrs
Locations 1
Financial profile 5 of 5 axes measured · computed by Checked
Health69Profitability23Solvency44Growth78Stability100
63 / 100

Strong profile, led by stability.

All 5 axes are computed from data Checked has read.

Health 69
Profitability 23
Solvency 44
Growth 78
Stability 100
Bankruptcy probability (12 mo) Checked model v1 · free
1.1% Low
0%0,5%1,5%4%10%≥25%

How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
Long-established
Founded in 1991, 34 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Checked score FY 2025 · computed
69 / 100 Healthy
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.
Financial overview34 NBB filings
Annual accounts filed on 30-07-2026 with the NBB · fiscal year 2025 · abbreviated schema
€-200k€0€200k€400kOperating result 2024: €58k€58kNet result 2024: €-136k€-136kOperating result 2025: €305k€305kNet result 2025: €80k€80k20242025
Operating resultNet result
EBITDA
€777k
+61.5% 24-25
Net profit
€80k
- 24-25
Cash flow
€551k
+91.9% 24-25
Total assets
€10.38M
+38.1% 24-25
Equity
€1.72M
+4.9% 24-25
Working capital
€2.11M
+476.2% 24-25
Income taxes
€-13k
- 24-25
Debt
€8.66M
+47.4% 24-25
Debt ≤ 1y
€464k
-10.7% 24-25
Debt > 1y
€8.17M
+53.9% 24-25
Current ratio
5.54
+225.1% 24-25
Quick ratio
5.54
+225.1% 24-25
Solvency
16.6%
-24.1% 24-25
Debt / equity
5.03
+40.6% 24-25
ROE
4.6%
- 24-25
ROA
0.8%
- 24-25
Interest coverage
2.79
+11.5% 24-25
Figures by fiscal year and ratios
Fiscal year2025
Depositabbreviated schema
Revenue-
EBITDA€777k
Net profit€80k
Cash flow€551k
Staff costs-
Income taxes€-13k
Dividends-
Total assets€10.38M
Equity€1.72M
Debt€8.66M
of which ≤ 1y€464k
of which > 1y€8.17M
Working capital€2.11M
Employees (FTE)-
Ratios (computed)
2025
Current ratio5.54
Quick ratio5.54
Working capital ratio20.3%
Solvency16.6%
Debt / equity5.03
Long-term debt ratio4.75
Interest coverage2.79
Gross margin-
Net margin-
ROA0.8%
ROE4.6%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
This table shows the latest fiscal year. 1 prior year, with figures and ratios, belongs to a paid plan. See plans →
Balance-sheet composition 2025
Full annual accounts (25 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€10.38M
Fixed assets 21/28€7.81M
Tangible fixed assets 22/27€7.50M
Financial fixed assets 28€316k
Current assets 29/58€2.57M
Amounts receivable within one year 40/41€958k
Investments 50/53€62k
Cash & bank 54/58€1.33M
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€10.38M
Equity 10/15€1.72M
Contributions / capital 10/11€1.10M
Reserves 13€681k
Accumulated profits (losses) 14€-56k
Amounts payable 17/49€8.66M
Amounts payable after one year 17€8.17M
Amounts payable within one year 42/48€464k
Trade debts payable within one year 44€51k
Income statement
Gross operating margin 9900€897k
Operating result 9901€305k
Financial income 75€40k
Financial charges 65€278k
Result before taxes 9903€67k
Income taxes 67/77€-13k
Net result for the period 9904€80k
Result to be appropriated 9905€80k
Legal Structure
NACE primary Event catering(56210)
Legal form Private limited company(610)
Incorporation25-10-1991
StatusActive
Postal code1755
Establishment units 1 location
Krefam
Drie Egyptenbaan 11, 1755 PajottegemOffice administrative and support services
since 19922.057.536.878
Real-estate footprint Source: CBE × cadastre
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
23024E0804/00S003 Flanders 5,771 m² 1 · 996 m² 9.9 m · 1 fl.
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 12 events
2017 2017: 1 NBB filing 2018 2018: 1 NBB filing 2019 2019: 1 NBB filing 2020 2020: 1 NBB filing 2021 2021: 1 NBB filing 2022 2022: 1 State Gazette act, 1 NBB filing 2023 2023: 1 NBB filing 2024 2024: 1 NBB filing 2025 2025: 1 State Gazette act, 1 NBB filing 2026 2026: 1 NBB filing
2026
30-07-2026 NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
29-09-2025 State Gazette act Registered-office change
No further detail in the source.
30-07-2025 NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-07-2024 NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
18-08-2023 NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
05-07-2022 NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema
05-04-2022 State Gazette act Capital & shares
Frederik Hantson
2021
30-07-2021 NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
28-07-2020 NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
30-08-2019 NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
31-08-2018 NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
24-07-2017 NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Belgian State Gazette reading coverage 0 of 7 acts read

We know of 7 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 2 acts
Capital history · 1
05-04-2022
Capital change
Address history · 1
29-09-2025
Registered-office move
All acts · 2 updated 11 months ago
2025
29-09-2025 Registered office moved from Elingen to Pajottegem Registered-office change
  • Borrestraat 6, 1671 Elingen → Drie Egyptenbaan 11, 1755 Pajottegem
Technical details 
{
  "events": [
    {
      "kind": "zetel_transfer",
      "seat_type": "siege_social",
      "new_address": {
        "raw": "Drie Egyptenbaan 11, 1755 Pajottegem",
        "city": "Pajottegem",
        "region": "vlaams_gewest",
        "street": "Drie Egyptenbaan",
        "country": "BE",
        "postcode": "1755",
        "box_number": null,
        "street_number": "11",
        "locality_suffix": null
      },
      "old_address": {
        "raw": "Borrestraat 6, 1671 Elingen",
        "city": "Elingen",
        "region": "foreign",
        "street": "Borrestraat",
        "country": "NL",
        "postcode": "1671",
        "box_number": null,
        "street_number": "6",
        "locality_suffix": null
      },
      "effective_date": "2025-07-29",
      "evidence_quote": "",
      "region_changed": true,
      "is_statute_change": true,
      "nationality_change": true,
      "old_address_source": "act_body",
      "statute_clause_text": null,
      "statute_article_number": null,
      "effective_date_qualifier": "absolute",
      "statutaire_vs_werkelijke": "statutaire",
      "linguistic_region_changed": false,
      "court_jurisdiction_changed": true,
      "effective_date_is_approximate": false
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "mixed",
    "pub_date": "2025-09-29",
    "filing_date": "2025-09-22",
    "act_kind_objet": "Zetel (zetelverplaatsing)"
  },
  "decision": {
    "body": "bijzondere_algemene_vergadering",
    "date": "2025-07-29",
    "unanimous": null
  },
  "subject_company": {
    "kbo": "0445.629.579",
    "name_full": "Krefam",
    "legal_form": "BV"
  },
  "publication_proxy": {
    "kind": "org",
    "org_kbo": "0652.955.005",
    "org_name": "BV Norgay Accountants",
    "person_name": "Jeroen Vanderlinden",
    "org_rep_person_name": "Jeroen Vanderlinden",
    "person_role_at_subject": "vast vertegenwoordiger"
  },
  "co_filed_documents": [
    "Mod PDF 19.01"
  ]
}
2022
05-04-2022 Capital decrease of €1,096,425.70 Capital & shares·Frederik Hantson
Notary: Frederik Hantson · GooikFirm: Notaris Frederik Hantson
Technical details 
{
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    {
      "kind": "eenhoofdigheid_declaration",
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      "before_eur": null,
      "decrease_purpose": null,
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      "merger_new_shares_n": null,
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      "share_emission": {
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        "share_class": "A",
        "n_new_shares": 9,
        "with_new_shares": true,
        "nominal_value_eur": null,
        "issue_price_per_share_eur": null
      },
      "decrease_purpose": null,
      "contribution_type": null,
      "paid_up_delta_eur": null,
      "n_shares_destroyed": null,
      "not_yet_called_eur": null,
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        "share_class": "B",
        "n_new_shares": 97,
        "with_new_shares": true,
        "nominal_value_eur": null,
        "issue_price_per_share_eur": null
      },
      "decrease_purpose": null,
      "contribution_type": null,
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    },
    {
      "kind": "share_transfer",
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      "subscribers": [
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          "contribution_amount_eur": null
        },
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          "kbo": null,
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          "kind": "person",
          "name": "DEHANDSCHUTTER Frank",
          "share_class": "C",
          "liberation_pct": null,
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          "contribution_amount_eur": null
        },
        {
          "kbo": null,
          "rrn": null,
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        },
        {
          "kbo": null,
          "rrn": null,
          "kind": "person",
          "name": "LIMBOURG Karina",
          "share_class": "A",
          "liberation_pct": null,
          "contribution_kind": null,
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          "contribution_amount_eur": null
        },
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          "kbo": null,
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          "kind": "person",
          "name": "LIMBOURG Karina",
          "share_class": "B",
          "liberation_pct": null,
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        },
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          "contribution_amount_eur": null
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          "contribution_amount_eur": null
        },
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          "rrn": null,
          "kind": "person",
          "name": "DEHANDSCHUTTER Yanick",
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        },
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        },
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        },
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        },
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      "share_emission": {
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    },
    {
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      "delta_eur": -1096425.7,
      "before_eur": 1096425.7,
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    },
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      "kind": "vzw_capital_conversion",
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  ],
  "notary": {
    "name": "Frederik Hantson",
    "firm_city": null,
    "firm_name": "Notaris Frederik Hantson",
    "office_city": "Gooik",
    "is_associated": true
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2022-04-05",
    "filing_date": "2022-04-01",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decision": {
    "body": "buitengewone_algemene_vergadering",
    "act_date": "2022-03-31",
    "unanimous": true,
    "under_authorized_capital": true,
    "underlying_resolution_date": "2022-03-31"
  },
  "bedrijfsrevisor": {
    "waived": true,
    "firm_kbo": "0434.720.148",
    "firm_name": "GROUPE AUDIT BELGIUM",
    "ibr_number": null,
    "mission_type": "fusion_special_report",
    "individual_name": "Werner Claeys"
  },
  "subject_company": {
    "kbo": "0445.629.579",
    "name_full": "KREFAM",
    "legal_form": "Naamloze vennootschap",
    "is_foreign_registered": false
  },
  "publication_proxy": {
    "kind": "none",
    "org_kbo": null,
    "org_name": null,
    "person_name": null,
    "org_rep_person_name": null,
    "person_role_at_subject": null
  },
  "co_filed_documents": [
    "expedition",
    "plan financier",
    "bankattest",
    "verslag bedrijfsrevisor"
  ],
  "shareholders_after": [
    {
      "kbo": null,
      "pct": null,
      "kind": "person",
      "name": "DEHANDSCHUTTER Frank",
      "role": null,
      "n_shares": 100,
      "share_class": null
    },
    {
      "kbo": null,
      "pct": null,
      "kind": "person",
      "name": "LIMBOURG Karina",
      "role": null,
      "n_shares": 100,
      "share_class": null
    },
    {
      "kbo": null,
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      "kind": "person",
      "name": "DEHANDSCHUTTER Yanick",
      "role": null,
      "n_shares": 2,
      "share_class": null
    },
    {
      "kbo": null,
      "pct": null,
      "kind": "person",
      "name": "DEHANDSCHUTTER Sam",
      "role": null,
      "n_shares": 2,
      "share_class": null
    },
    {
      "kbo": null,
      "pct": null,
      "kind": "person",
      "name": "DEHANDSCHUTTER Liesa",
      "role": null,
      "n_shares": 2,
      "share_class": null
    }
  ],
  "share_classes_after": [
    {
      "n_shares": 9,
      "class_name": "A",
      "capital_share_eur": null,
      "voting_rights_per_share": 7.0
    },
    {
      "n_shares": 97,
      "class_name": "B",
      "capital_share_eur": null,
      "voting_rights_per_share": 1.0
    },
    {
      "n_shares": 97,
      "class_name": "C",
      "capital_share_eur": null,
      "voting_rights_per_share": 1.0
    },
    {
      "n_shares": 97,
      "class_name": "D",
      "capital_share_eur": null,
      "voting_rights_per_share": 1.0
    }
  ]
}
Credit advice verdict per customer and amount
Company registry (CBE) Crossroads Bank
Activities
Event catering56210Manufacture of beverages11020Wholesale of wines and spirits46341Renting and operating of own or leased residential real estate, excluding social housing68201Business and other management consultancy70200Activities of head offices; management consultancy activities70210Business consulting70220Public relations and communication consultancy73300
Names & trade names
Legal nameNL KREFAM
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'T KREKELHOF BE 0867.284.324 · Pajottegem
DRAGONNIER BE 0550.973.559 · Pajottegem
FinnFleur BE 0793.170.582 · Gooik
INSPIRED FOOD & CATERING BE 0727.749.131 · Pajottegem
Kazimierke BE 0798.765.207 · Pajottegem
Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative