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Complete company report
Generated 16-08-2026
Active BE 1023.173.222Private limited company

KredietKompas

Ter Zwaanhoek 71 ·8400 Oostende, Belgium· 1 yrs active
Conclusion Checked

The computed 12-month bankruptcy probability of KredietKompas is 2.0% (moderate). The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.
Key figures
Active 1 yrs
Locations 1
Publications 2
Bankruptcy probability (12 mo) Checked model v1 · free
2.0% Moderate
0%0,5%1,5%4%10%≥25%
No NACE activity registered +Young company +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
Young company
Founded in 2025, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Financial overview
No annual accounts filed
We find no annual accounts filed with the National Bank for this company. Not every legal form has to file: sole traders, small non-profits and dormant companies generally publish no figures. If the company files later, the figures appear here automatically.
Legal Structure
NACE primary -
Legal form Private limited company(610)
Incorporation09-05-2025
StatusActive
Postal code8400
Establishment units 1 location
KredietKompas
Ter Zwaanhoek 71, 8400 OostendeRechtstreekse verzekeringsverrichtingen leven
since 20252.373.393.327
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
35026B0353/00C000 Flanders 845 m² 1 · 186 m² 9.0 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 2 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
02-02-2026
State Gazette act Minor change
v3.2
2025
13-05-2025
State Gazette act Incorporation
oprichting
Belgian State Gazette reading coverage 0 of 2 acts read

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 2 acts
All acts · 2 updated 6 months ago
2026
02-02-2026 Publication in the Belgian Official Gazette, Minor change Minor change
Summary: v3.2
Technical details 
{
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "detected_kind": "fiscal_year_change",
  "effective_date": null,
  "mandate_renewal": null,
  "subject_company": {
    "kbo": "1023.173.222",
    "name_full": "KREDIETKOMPAS",
    "legal_form": "BV"
  },
  "liquidation_closure": null,
  "officer_designation": null,
  "special_procuration": null,
  "single_shareholder_declaration": null
}
2025
13-05-2025 Incorporation of a new BV Incorporation
Summary: oprichting
Technical details 
{
  "kind": "oprichting",
  "seat": "8400 Oostende, Ter Zwaanhoek 71",
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "founders": [
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": null,
        "name": "Mario Deplacie",
        "niss": null,
        "address": "8400 Oostende, Ter Zwaanhoek 71"
      },
      "share_class": "Ordinary",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 1800,
      "holder_person_name": "Mario Deplacie",
      "is_subscriber_only": true,
      "n_shares_subscribed": 90,
      "amount_subscribed_eur": 1800,
      "is_anonymous_silent_partner": false
    },
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": null,
        "name": "Lien Ryckbosch",
        "niss": null,
        "address": "8400 Oostende, Ter Zwaanhoek 71"
      },
      "share_class": "Ordinary",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 200,
      "holder_person_name": "Lien Ryckbosch",
      "is_subscriber_only": true,
      "n_shares_subscribed": 10,
      "amount_subscribed_eur": 200,
      "is_anonymous_silent_partner": false
    },
    {
      "org": {
        "kbo": "0426.286.591",
        "name": "BV Accountancy Van As"
      },
      "kind": "rechtspersoon",
      "person": null,
      "share_class": null,
      "partner_role": null,
      "holder_org_kbo": "0426.286.591",
      "holder_org_name": "BV Accountancy Van As",
      "contribution_type": null,
      "amount_paid_in_eur": 0,
      "holder_person_name": null,
      "is_subscriber_only": true,
      "n_shares_subscribed": 0,
      "amount_subscribed_eur": 0,
      "is_anonymous_silent_partner": false
    }
  ],
  "capital_eur": 2000,
  "subject_company": {
    "kbo": "1023.173.222",
    "name_full": "KredietKompas",
    "legal_form": "BV"
  },
  "initial_directors": [],
  "incorporation_date": "2025-05-08",
  "post_incorporation_mandates": []
}
Credit advice verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
Company registry (CBE) Crossroads Bank
Names & trade names
Legal nameNL KredietKompas
Registered office
Ter Zwaanhoek 71
8400 Oostende, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative