Kreavet
ActiveKreavet has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €460k and a net result of €116k. Equity is growing by ~34.1% per year across the filed fiscal years. Its solvency ranks better than 80% of 522 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
92
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability97▲+8
Solvency100▲+27
Growth78=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40k at 30 days acceptable
Liquidity ample (current ratio 8.34 against 11.86 in 2024; short-term debt: 11.1% and cash: 78.2% of total assets), and 11.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 72
Relative position
BE, all sectors
reference
Sector 72
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
88.7%
Return on assets
22.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-07-2026, 23 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
23 d early
2024
on the day
2023
23 d early
2022
3 d early
2021
37 d early
2020
31 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€460k▲ 33.6%
2024 · €344k
2020: €64k
2021: €102k
2022: €200k
2023: €265k
2024: €344k
2020 → 2025
Total assets
€519k▼ 27.9%
2024 · €720k
2020: €83k
2021: €226k
2022: €556k
2023: €454k
2024: €720k
2020 → 2025
Net result
€116k▲ 1.0%
2024 · €114k
2020: €39k
2021: €38k
2022: €97k
2023: €65k
2024: €114k
2020 → 2025
Working capital
€422k▼ 31.1%
2024 · €613k
2020: €62k
2021: €171k
2022: €464k
2023: €367k
2024: €613k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€102k-€200k▲ 95.4%€265k▲ 32.8%€344k▲ 29.8%€460k▲ 33.6%
Operating result€49k-€104k▲ 113%€69k▼ 33.7%€147k▲ 114%€118k▼ 19.9%
Net result€38k-€97k▲ 156%€65k▼ 32.9%€114k▲ 74.9%€116k▲ 1.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 20% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €519k
Fixed assets
€39k▼ 22.5%
Current assets
€480k▼ 28.4%
Equity and liabilities €519k
Equity
€460k▲ 33.6%
Debt
€59k▼ 84.4%
The debt ratio falls from 52.2% to 11.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€136k▼
2024 · €163k
Cash flow
€134k▲
2024 · €130k
Solvency
88.7%▲
2024 · 47.8%
Current ratio
8.34▼
2024 · 11.86
Quick ratio
8.34▼
2024 · 11.86
Debt / equity
0.13▼
2024 · 1.09
ROE
25.1%▼
2024 · 33.2%
ROA
22.3%▲
2024 · 15.9%
Interest coverage
113.86▲
2024 · 103.85
Debt
€59k▼
2024 · €375k
Debt ≤ 1 year
€58k▲
2024 · €56k
Income taxes
€1k▼
2024 · €31k
Staff costs
€328k▲
2024 · €213k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€720k€519k▼
Fixed assets21/28€50k€39k▼
Intangible fixed assets21€18k€11k▼
Tangible fixed assets22/27€32k€28k▼
Land and buildings22€10k€10k▼
Plant, machinery and equipment23-€2k
Furniture and vehicles24€12k€9k▼
Other tangible fixed assets26€9k€8k▼
Current assets29/58€670k€480k▼
Amounts receivable within one year40/41€31k€40k▲
Trade receivables40€8k€12k▲
Other amounts receivable41€23k€28k▲
Current investments50/53€24k€32k▲
Cash at bank and in hand54/58€614k€406k▼
Deferred charges and accrued income490/1€859€3k▲
Equity and liabilities
Total equity and liabilities10/49€720k€519k▼
Equity10/15€344k€460k▲
Contributions10/11€25k€25k=
Profit (loss) carried forward14€319k€435k▲
Amounts payable17/49€375k€59k▼
Amounts payable within one year42/48€56k€58k▲
Trade debts44€12k€11k▼
Suppliers440/4€12k€11k▼
Taxes, remuneration and social security45€37k€40k▲
Taxes450/3€10k€7k▼
Remuneration and social security454/9€27k€33k▲
Other amounts payable47/48€8k€7k▼
Accrued charges and deferred income492/3€319k€1k▼
Income statement
Code20242025
Remuneration, social security and pensions62€213k€328k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16k€18k▲
Other operating charges640/8€992€1k▲
Gross operating margin9900€377k€465k▲
Operating profit (loss)9901€147k€118k▼
Financial income75/76B€1€0▼
Recurring financial income75€1€0▼
Financial charges65/66B€2k€1k▼
Recurring financial charges65€2k€1k▼
Profit (loss) for the period before taxes9903€146k€117k▼
Income taxes67/77€31k€1k▼
Profit (loss) for the period9904€114k€116k▲
Profit (loss) for the period to be appropriated9905€114k€116k▲
Appropriation of the result
Profit (loss) to be appropriated9906€355k€435k▲
Profit (loss) brought forward from the previous period14P€240k€319k▲
Profit to be distributed694/7€35k-
Return on contributions (dividend)694€35k-
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2020net €116k ▲1%
Net result €116k, the highest in the series.
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
08-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €200kEq €265k ▲32.8%
4 profitable years in a row build equity to €265k.
28-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €150kEq €200k ▲95.4%
3 profitable years in a row build equity to €200k.
24-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €38k ▼2.7%
Net result drops to €38k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity doublescurrent ratio 8.91
Current ratio from 4.18 to 8.91.
31-12
Financial
Equity above €100kEq €102k ▲59.4%
2 profitable years in a row build equity to €102k.
30-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beveren-Kruibeke-Zwijndrecht · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hendrik Mertensstraat 179150 Beveren-Kruibeke-ZwijndrechtGround area
238 m²
Building footprint
119 m²
Volume, LiDAR
703 m³
Parcel 46013A0749/00P006, Flanders · tallest building 10.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Kreavet
since 20192.289.110.918
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46013A0749/00P006 | Flanders | 238 m² | 1 · 119 m² | 10.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 to 2025 · 3 entries · 357,081 EUR awarded · 95,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 2 | 0 EUR | 95,000 EUR |
| 2024 | 1 | 357,081 EUR | 0 EUR |
Schemes
Ontwikkelingsproject
European Union, budget
2021 to 2023 · 4 entries · 1,143,904 EUR in total| Year | Entries | awarded |
|---|---|---|
| 2023 | 1 | 268,123 EUR |
| 2022 | 2 | 780,980 EUR |
| 2021 | 1 | 94,800 EUR |
Projects
101082377 - SIRCAH 2 - SUPPORT FOR THE INTERNATIONAL RESEARCH CONSORTIUM ON ANIMAL HEALTH
101134842 - SPARC - SPARC SUSTAINABLE PARASITE CONTROL IN GRAZING RUMINANTS
101083923 - BIOSECURE - ENHANCED AND COST-EFFECTIVE BIOSECURITY IN LIVESTOCK PRODUCTION
MITIGATING CLIMATE IMPACT OF SMALL RUMINANTS THROUGH INNOVATIVE FEEDING APPROACHES
European research
3 projects · 1 as coordinator · 1,049,103 EUR EU contributionProgrammes
HORIZON
Projects
Support for the International Research Consortium on Animal Health
SPARC –Sustainable Parasite Control in Grazing Ruminants
Enhanced and cost-effective biosecurity in livestock production
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Of 1,177 companies in sector 72109 we hold annual accounts for 715. 488 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-05-2019
Fiscal year end31-12
Activities, NACEBEL
71209Other technical testing and analysis
72109Other research and development on natural sciences
74909Other professional, scientific and technical activities
74999Other professional, scientific and technical activities
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.