Krealier
ActiveKrealier has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-98k) and a net result of €-22k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 8% of 1043 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
27
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency0=
Growth32=
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.06 against 0.07 in 2024; short-term debt: 315.1% and cash: 6.3% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-250.8%
Return on assets
-55.8%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €-98k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
31 d early
2024
31 d early
2023
33 d early
2022
32 d early
2021
27 d early
2020
33 d early
2019
31 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€-98k▼ 28.6%
2024 · €-76k
2018: €7k
2019: €4k
2020: €2k
2021: €226
2022: €-497
2023: €-40k
2024: €-76k
2018 → 2025
Total assets
€39k▼ 11.8%
2024 · €44k
2018: €9k
2019: €5k
2020: €2k
2021: €425
2022: €150
2023: €57k
2024: €44k
2018 → 2025
Net result
€-22k▲ 39.9%
2024 · €-36k
2018: €-3k
2019: €-2k
2020: €-2k
2021: €-2k
2022: €-722
2023: €-39k
2024: €-36k
2018 → 2025
Working capital
€-115k▼ 22.1%
2024 · €-94k
2018: €-3k
2019: €7
2020: €12
2021: €40
2022: €-497
2023: €-53k
2024: €-94k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€226-€-497€-40k▼ 7,894%€-76k▼ 91.1%€-98k▼ 28.6%
Operating result€-2k-€-664▲ 60.1%€-37k▼ 5,498%€-33k▲ 11.1%€-17k▲ 49.2%
Net result€-2k-€-722▲ 57.9%€-39k▼ 5,329%€-36k▲ 7.8%€-22k▲ 39.9%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €17k in 2025 against €33k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €39k
Fixed assets
€31k▼ 16.5%
Current assets
€8k▲ 13.7%
Key figures and ratios
EBITDA
€-10k▲
2024 · €-26k
Cash flow
€-15k▲
2024 · €-30k
Solvency
-250.8%▼
2024 · -171.9%
Current ratio
0.06▼
2024 · 0.07
Quick ratio
0.04▼
2024 · 0.05
Debt / equity
-1.40▲
2024 · -1.58
ROA
-55.8%▲
2024 · -81.9%
Interest coverage
-2.00▲
2024 · -8.42
Debt
€137k▲
2024 · €120k
Debt ≤ 1 year
€123k▲
2024 · €101k
Debt > 1 year
€11k▼
2024 · €19k
Income taxes
€-5▼
2024 · €5
Staff costs
€61k▼
2024 · €66k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€44k€39k▼
Fixed assets21/28€37k€31k▼
Intangible fixed assets21€18k€15k▼
Tangible fixed assets22/27€14k€11k▼
Plant, machinery and equipment23€2k€2k▼
Other tangible fixed assets26€11k€9k▼
Financial fixed assets28€5k€5k=
Current assets29/58€7k€8k▲
Stocks and contracts in progress3€2k€3k▲
Stocks30/36€2k€3k▲
Amounts receivable within one year40/41€696€399▼
Trade receivables40€696€394▼
Other amounts receivable41-€5
Cash at bank and in hand54/58€2k€2k▲
Deferred charges and accrued income490/1€2k€2k▼
Equity and liabilities
Total equity and liabilities10/49€44k€39k▼
Equity10/15€-76k€-98k▼
Contributions10/11€19k€19k=
Profit (loss) carried forward14€-94k€-116k▼
Amounts payable17/49€120k€137k▲
Amounts payable after more than one year17€19k€11k▼
Financial debts170/4€19k€11k▼
Amounts payable within one year42/48€101k€123k▲
Current portion of amounts payable after more than one year42€8k€8k▲
Trade debts44€4k€3k▼
Suppliers440/4€4k€3k▼
Taxes, remuneration and social security45€11k€12k▲
Taxes450/3€4k€5k▲
Remuneration and social security454/9€7k€7k▼
Other amounts payable47/48€78k€100k▲
Accrued charges and deferred income492/3€78€3k▲
Income statement
Code20242025
Remuneration, social security and pensions62€66k€61k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€7k▲
Other operating charges640/8€2k€774▼
Gross operating margin9900€41k€51k▲
Operating profit (loss)9901€-33k€-17k▲
Financial income75/76B€27€0▼
Recurring financial income75€27€0▼
Financial charges65/66B€3k€5k▲
Recurring financial charges65€3k€5k▲
Profit (loss) for the period before taxes9903€-36k€-22k▲
Income taxes67/77€5€-5▼
Profit (loss) for the period9904€-36k€-22k▲
Profit (loss) for the period to be appropriated9905€-36k€-22k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-94k€-116k▼
Profit (loss) brought forward from the previous period14P€-58k€-94k▼
Transfer from equity791/2€0-
Social balance
Average headcount (FTE)90872.02.0=
The notes to these accounts (17 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Weakest financial yearnet €-39k
Net result drops to €-39k, the lowest in the series; recovery starts the following year.
29-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
04-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
28-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Liquidity times 14current ratio 1.04
Current ratio from 0.07 to 1.04; short-term debt falls from €3k to €194.
27-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
26-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
28-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
9 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sint-Jacobsmarkt 97/12000 AntwerpenGround area
1,083 m²
Building footprint
432 m²
Volume, LiDAR
5,164 m³
2 parcels, Flanders · tallest building 17.7 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Krealier
since 20232.343.254.338
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12021K0615/00L000 | Flanders | 913 m² | 1 · 432 m² | 17.7 m · 4 fl. |
| 11802B1466/00G000 | Flanders | 170 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2025 · 3 entries · 2,147 EUR awarded · 2,147 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 2,000 EUR | 2,000 EUR |
| 2024 | 1 | 0 EUR | 147 EUR |
| 2023 | 1 | 147 EUR | 0 EUR |
Schemes
Hinderpremie bij openbare werken
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Dual-learning approval
3 live approvals · 2 endedHaarverzorging duaal (so)
Kapper (vwo)
Kapper-stylist duaal (so)
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Of 21,750 companies in sector 96210 we hold annual accounts for 2,832. 362 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-05-2006
Fiscal year end31-12
Activities, NACEBEL
93021
96021Hairdressing
96210Hairdressing and barber services
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.