KREAJOB
ActiveKREAJOB has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €23k and a net result of €11k. Equity is growing by ~29.3% per year across the filed fiscal years. Its solvency ranks better than 66% of 1030 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
96
/ 100
Excellent▲ +41 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+100
Solvency82▲+31
Growth52=
Stability100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity tight (current ratio 1.35 against 1.19 in 2024), and 47.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
52.5%
Return on assets
25.3%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
13 d early
2023
33 d early
2022
32 d early
2021
33 d early
2020
38 d early
2019
38 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€23k▲ 93.1%
2024 · €12k
2018: €-7k
2019: €13k
2020: €212
2021: €-30k
2022: €3k
2023: €13k
2024: €12k
2018 → 2025
Total assets
€45k▲ 9.1%
2024 · €41k
2018: €37k
2019: €55k
2020: €37k
2021: €33k
2022: €41k
2023: €44k
2024: €41k
2018 → 2025
Net result
€11k
2024 · €-452
2018: €25k
2019: €20k
2020: €-13k
2021: €-30k
2022: €33k
2023: €10k
2024: €-452
2018 → 2025
Working capital
€6k▲ 54.1%
2024 · €4k
2018: €-31k
2019: €-20k
2020: €-14k
2021: €-45k
2022: €-14k
2023: €3k
2024: €4k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-30k-€3k€13k▲ 394%€12k▼ 3.6%€23k▲ 93.1%
Operating result€-29k-€33k€9k▼ 71.8%€245▼ 97.4%€12k▲ 4,624%
Net result€-30k-€33k€10k▼ 69.3%€-452€11k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 4,624% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €45k
Fixed assets
€23k▲ 30.5%
Current assets
€22k▼ 6.7%
Equity and liabilities €45k
Equity
€23k▲ 93.1%
Debt
€21k▼ 26.3%
The debt ratio falls from 70.3% to 47.5%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€14k▲
2024 · €4k
Cash flow
€14k▲
2024 · €4k
Solvency
52.5%▲
2024 · 29.7%
Current ratio
1.35▲
2024 · 1.19
Quick ratio
1.12▲
2024 · 1.02
Debt / equity
0.91▼
2024 · 2.37
ROE
48.2%▲
2024 · -3.7%
ROA
25.3%▲
2024 · -1.1%
Interest coverage
20.33▲
2024 · 4.94
Debt
€21k▼
2024 · €29k
Debt ≤ 1 year
€16k▼
2024 · €20k
Debt > 1 year
€5k▼
2024 · €8k
Staff costs
€75k▼
2024 · €124k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€41k€45k▲
Fixed assets21/28€17k€23k▲
Tangible fixed assets22/27€3k€7k▲
Plant, machinery and equipment23€1k€558▼
Other tangible fixed assets26€2k€6k▲
Financial fixed assets28€14k€16k▲
Current assets29/58€23k€22k▼
Stocks and contracts in progress3€3k€4k▲
Stocks30/36€3k€4k▲
Amounts receivable within one year40/41€2k€5k▲
Trade receivables40€2k€742▼
Other amounts receivable41€14€4k▲
Cash at bank and in hand54/58€16k€11k▼
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€41k€45k▲
Equity10/15€12k€23k▲
Contributions10/11€19k€19k=
Reserves13€496€5k▲
Tax-exempt reserves132€496€496=
Distributable reserves133€0€4k▲
Profit (loss) carried forward14€-7k€0▲
Amounts payable17/49€29k€21k▼
Amounts payable after more than one year17€8k€5k▼
Financial debts170/4€8k€5k▼
Amounts payable within one year42/48€20k€16k▼
Current portion of amounts payable after more than one year42€3k€3k▲
Trade debts44€6k€7k▲
Suppliers440/4€6k€7k▲
Taxes, remuneration and social security45€10k€7k▼
Taxes450/3€2k€2k▲
Remuneration and social security454/9€9k€5k▼
Accrued charges and deferred income492/3€1k€171▼
Income statement
Code20242025
Remuneration, social security and pensions62€124k€75k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€2k▼
Other operating charges640/8€623€640▲
Gross operating margin9900€129k€89k▼
Operating profit (loss)9901€245€12k▲
Financial income75/76B€170€408▲
Recurring financial income75€170€408▲
Financial charges65/66B€867€681▼
Recurring financial charges65€867€681▼
Profit (loss) for the period before taxes9903€-452€11k▲
Profit (loss) for the period9904€-452€11k▲
Profit (loss) for the period to be appropriated9905€-452€11k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-9k€4k▲
Profit (loss) brought forward from the previous period14P€-8k€-7k▲
Transfer from equity791/2€2k€0▼
Transfer to equity691/2-€4k
To other reserves6921-€4k
Social balance
Average headcount (FTE)90872.91.6▼
The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Back to profitnet €11k
Net result €11k after one loss-making year.
18-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
29-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Back to profitnet €33k
Net result €33k after 2 loss-making years.
28-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Weakest financial yearnet €-30k
Net result drops to €-30k, the lowest in the series; recovery starts the following year.
23-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
23-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
25-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
26-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
30-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wuustwezel · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Brekelen 302990 WuustwezelGround area
1,181 m²
Building footprint
224 m²
Volume, LiDAR
919 m³
2 parcels, Flanders · tallest building 10.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Kreatos
since 20072.162.965.584
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11042A0003/00T008 | Flanders | 776 m² | 1 · 131 m² | 10.8 m · 2 fl. |
| 11053D0852/00V000 | Flanders | 405 m² | 1 · 93 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 4 entries · 5,000 EUR awarded · 5,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 2,000 EUR | 2,000 EUR |
| 2024 | 1 | 2,000 EUR | 2,000 EUR |
| 2023 | 1 | 500 EUR | 500 EUR |
| 2022 | 1 | 500 EUR | 500 EUR |
Schemes
Hinderpremie bij openbare werken
Stagebonus (stopgezet)
Recognitions · licences · registrations
Dual-learning approval
2 live approvals · 6 endedHaarverzorging duaal (so)
Kapper (vwo)
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Of 21,679 companies in sector 96210 we hold annual accounts for 2,806. 2,328 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-05-2007
Fiscal year end31-12
Activities, NACEBEL
93021
96021Hairdressing
96210Hairdressing and barber services
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.