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Complete company report
Generated 17-08-2026
Active BE 0746.744.008Private limited company

KRD INVEST

· 6 yrs active
Sector: Detailhandel in auto's en lichte bestelwagens (<= 3,5 ton) (47811)
Conclusion Checked

The computed 12-month bankruptcy probability of KRD INVEST is 3.2% (moderate). The 2023 annual accounts show equity of €20k and a net result of €-10k. Equity is shrinking by ~43.5% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2025. Its solvency ranks better than 95% of 5807 sector peers (fiscal year 2023). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 3 annual accounts.
Key figures
Equity €20k
Net result €-10k
Better than sector 95%
Active 6 yrs
Financial profile 5 of 5 axes measured · computed by Checked
Health35Profitability0Solvency100Growth58Stability100
59 / 100

Mixed profile: strong on solvency, weaker on profitability.

All 5 axes are computed from data Checked has read.

Health 35
Profitability 0
Solvency 100
Growth 58
Stability 100
Bankruptcy probability (12 mo) Checked model v1 · free
3.2% Moderate
0%0,5%1,5%4%10%≥25%
Young company +Annual accounts: weaker financial profile +Higher-failure-rate sector +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
More than 3 years active
Founded in 2020, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer FY 2023 · computed
35 / 100 Weak
050100
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2023. Indicative, not credit advice.
Financial overview3 NBB filings
Annual accounts filed on 29-08-2024 with the NBB · fiscal year 2023 · micro
€-20k€-15k€-10k€-5k€0Operating result 2021: €-15k€-15kNet result 2021: €-15k€-15kOperating result 2022: €-16k€-16kNet result 2022: €-16k€-16kOperating result 2023: €-10k€-10kNet result 2023: €-10k€-10k202120222023
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
declining At this pace, equity would indicatively turn negative around fiscal year 2025, assuming unchanged policy.
€-40k€-20k€0€20k€40k2024: €7k (€5k - €8k)2025: €-6k (€-8k - €-4k)2026: €-19k (€-20k - €-17k)2021: €45k2022: €29k2023: €20k202120222023202420252026
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2023 · NACE 47, Retail trade · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 100.0% 20.0%
better than 95% of 5807 sector peers
Net result €-10k €3k
better than 20% of 5787 sector peers
Equity €20k €15k
better than 54% of 5815 sector peers
Gross operating margin €-7k €23k
better than 11% of 5761 sector peers
Total assets €20k €93k
better than 15% of 5807 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€-7k
+44.6% 21-23
Net profit
€-10k
+38.6% 21-23
Cash flow
€-7k
+46.6% 21-23
Total assets
€20k
-34.1% 21-23
Equity
€20k
-33.1% 21-23
Working capital
€23k
-39.4% 21-23
Debt
€451
-97.0% 21-23
Debt ≤ 1y
€451
-96.9% 21-23
Show 7 other metrics
Current ratio
52.96
+1357.0% 21-23
Quick ratio
46.20
+2087.2% 21-23
Solvency
100.0%
+1.5% 21-23
Debt / equity
0.02
-95.4% 21-23
ROE
-49.5%
+8.3% 21-23
ROA
-49.5%
+6.9% 21-23
Interest coverage
-44.03
+55.2% 21-23
Figures by fiscal year
Fiscal year2023
Depositmicro
Revenue-
EBITDA€-7k
Net profit€-10k
Cash flow€-7k
Staff costs-
Income taxes-
Dividends-
Total assets€20k
Equity€20k
Debt-
of which ≤ 1y-
of which > 1y-
Working capital-
Employees (FTE)-
Ratios (computed)
2023
Current ratio-
Quick ratio-
Working capital ratio-
Solvency100.0%
Debt / equity-
Long-term debt ratio-
Interest coverage-44.03
Gross margin-
Net margin-
ROA-49.5%
ROE-49.5%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2023
Full annual accounts (18 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2023
Balance sheet, Assets
TOTAL ASSETS 20/58€20k
Fixed assets 21/28€3k
Tangible fixed assets 22/27€3k
Current assets 29/58€16k
Stocks & contracts in progress 3€3k
Amounts receivable within one year 40/41€13k
Cash & bank 54/58€309
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€20k
Equity 10/15€20k
Contributions / capital 10/11€60k
Accumulated profits (losses) 14€-40k
Income statement
Gross operating margin 9900€-7k
Operating result 9901€-10k
Financial income 75€356
Financial charges 65€163
Result before taxes 9903€-10k
Net result for the period 9904€-10k
Result to be appropriated 9905€-10k
This table shows the latest fiscal year. 2 prior years, with figures and ratios, belong to a paid plan. See plans →
Ratios computed by Checked.
Directors & mandates 4 directors
Current directors & mandates
  • Borisov Asen
    Director
    State Gazette act 25064456 (20-05-2025)
    Current
    01-01-2025 → present
  • Dur Bülent
    Director
    State Gazette act 24077014 (21-05-2024)
    Current
    01-01-2024 → present
Former directors (2)
  • Bulent Dur
    Director
    State Gazette act 25064456 (20-05-2025)
    Former
    - → 01-01-2025
  • Petra Bank
    Director
    State Gazette act 24077014 (21-05-2024)
    Former
    - → 01-01-2024
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.
Legal Structure
NACE primary Detailhandel in auto's en lichte bestelwagens (<= 3,5 ton)(47811)
Legal form Private limited company(610)
Incorporation07-05-2020
StatusActive
Postal code-
Establishment units 1 location
KRD Invest
Buizelstraat 1, 2320 HoogstratenVervaardiging van carrosserieën (inclusief cabines) voor auto's
since 20202.301.965.297
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
13014E0299/02A002 Flanders 352 m² 1 · 161 m² 8.6 m · 2 fl.
71065A0219/00P000 Flanders 249 m² 1 · 223 m² 10.8 m · 2 fl.
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 5 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
20-05-2025
State Gazette act Director changes
2024
29-08-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
21-05-2024
State Gazette act Director changes
2023
29-08-2023
NBB filing Annual accounts filed
fiscal year 2022 · micro
2022
21-07-2022
NBB filing Annual accounts filed
fiscal year 2021 · micro
Belgian State Gazette reading coverage 0 of 4 acts read

We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 2 acts
All acts · 2 updated 1 year ago
2025
20-05-2025 1 director appointed, 1 resigning Director changes
  • Borisov Asen, Bestuurder
  • Bulent Dur, Bestuurder
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": "69.02.02-615.12",
        "name": "Bulent Dur",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": null,
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": "2025-01-01",
      "evidence_quote": "",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Borisov Asen",
        "address": "Koolmijnlaan 381 bus 3 - 3550 Heusden-Zolder",
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": null,
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": "2025-01-01",
      "evidence_quote": "",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "mixed",
    "pub_date": "2025-05-20",
    "filing_date": "2025-05-12",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decisions": [
    {
      "body": "bijzondere_algemene_vergadering",
      "date": "2025-01-01",
      "unanimous": null
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0746.744.008",
    "name_full": "KRD INVEST",
    "legal_form": "BESLOTEN VENNOOTSCHAP"
  },
  "publication_proxy": {
    "kind": "none",
    "org_kbo": null,
    "org_name": null,
    "person_name": null,
    "org_rep_person_name": null,
    "person_role_at_subject": null
  },
  "co_filed_documents": [],
  "corrected_publication_numac": null
}
2024
21-05-2024 1 director appointed, 1 resigning Director changes
  • Dur Bülent, Bestuurder
  • Petra Bank, Bestuurder
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Petra Bank",
        "address": "Buizelstraat 1 bus 2 te 2320 Hoogstraten",
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": null,
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": "2024-01-01",
      "evidence_quote": "De algemene vergadering besluit over te gaan tot het ontslag van de bestuurder Petra Bank",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": "immediate"
    },
    {
      "kind": "decharge_granted",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Petra Bank",
        "address": "Buizelstraat 1 bus 2 te 2320 Hoogstraten",
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": null,
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "De algemene vergadering besluit voorts om aan de ontslagen bestuurder tussentijdse kwijting te verlenen voor het gevoerde mandaat.",
      "decharge_status": "granted",
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Dur B\u00FClent",
        "address": "Buizelstraat 1 bus 2 te 2320 Hoogstraten",
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": null,
      "via_org": null,
      "statutory": null,
      "compensated": false,
      "effective_date": "2024-01-01",
      "evidence_quote": "De algemene vergadering besluit over te gaan tot de benoeming van de bestuurder Dur Bulent.",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "indefinite",
        "value": null
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": "immediate"
    },
    {
      "kind": "substantive_delegation",
      "role": "vaste_vertegenwoordiger",
      "person": null,
      "reason": null,
      "subkind": null,
      "via_org": {
        "kbo": "0641.972.823",
        "name": "Huysmans - Ruette Boekhouding en Fiscaliteit BV",
        "address": "Jan Rosierlaan 8 te 3620 Lanaken",
        "country": "BE",
        "legal_form": "BV"
      },
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "Bijzondere volmacht, met recht van indeplaatsstelling, wordt verleend aan Huysmans - Ruette Boekhouding en Fiscaliteit BV",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": "Hoogstraten",
    "is_associated": false
  },
  "act_meta": {
    "language": "mixed",
    "pub_date": "2024-05-21",
    "filing_date": "2024-05-08",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decisions": [
    {
      "body": "algemene_vergadering",
      "date": "2024-01-01",
      "unanimous": null
    },
    {
      "body": "algemene_vergadering",
      "date": "2024-01-01",
      "unanimous": null
    },
    {
      "body": "algemene_vergadering",
      "date": "2024-01-01",
      "unanimous": null
    },
    {
      "body": "notarieel_alleen",
      "date": "2024-01-01",
      "unanimous": null
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0746.744.008",
    "name_full": "KRD INVEST",
    "legal_form": "BV"
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": "Huysmans-Ruette BV",
    "person_name": "Gunter Huysmans",
    "org_rep_person_name": null,
    "person_role_at_subject": "bestuurder"
  },
  "co_filed_documents": [],
  "corrected_publication_numac": null
}
Credit advice verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
Company registry (CBE) Crossroads Bank
Activities
Detailhandel in auto's en lichte bestelwagens (= 3,5 ton)45113Detailhandel in auto's en lichte bestelwagens (<= 3,5 ton)47811Vervaardiging van carrosserieën voor motorvoertuigen29201Vervaardiging van carrosserieën voor motorvoertuigen29201Ontwikkeling van residentiële bouwprojecten41101Ontwikkeling van niet-residentiële bouwprojecten41102Groothandel in auto's en lichte bestelwagens (= 3,5 ton)45111Handelsbemiddeling in auto's en lichte bestelwagens (= 3,5 ton)45112Carrosserieherstelling45204Detailhandel in onderdelen en accessoires van motorvoertuigen45320Handelsbemiddeling in de groothandel in andere specifieke goederen46180Groothandel in auto's en lichte bestelwagens (<= 3,5 ton)46711Detailhandel in onderdelen en accessoires van motorvoertuigen47820Holdings64200Activiteiten van holdings64210Ontwikkeling van residentiële bouwprojecten68121Ontwikkeling van niet-residentiële bouwprojecten68122Verhuur en exploitatie van eigen of geleasd residentieel onroerend goed, exclusief sociale woningen68201Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen68201Beheer van residentieel onroerend goed voor een vast bedrag of op contractbasis68321Activiteiten van syndici van onroerend goed68321Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220Overige zakelijke dienstverlening, n.e.g.82990Overige zakelijke dienstverlening, neg82990Carrosserieherstelling (inclusief spuiten en verven)95314
Primary activity highlighted.
Names & trade names
Legal nameNL KRD INVEST
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative