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Kraco

Active
Lindekapelstraat 40 ·3730 Bilzen-Hoeselt, Belgium
KBO/BCE: BE 0759.465.854
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Age5 yrs

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of Kraco is 1.3% (low). The 2024 annual accounts show equity of €52k and a net result of €23k. Equity is growing by ~62.2% per year across the filed fiscal years. Its solvency ranks better than 85% of 2539 sector peers (fiscal year 2024). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 4 annual accounts.

Signals

3 signals · with evidence
Strong solvency vs sector
Solvency is in the sector's strongest quartile: better than 85% of 2539 peers (2024). A comfortable equity buffer.
View the sector comparison
Consistently profitable
Positive net result in the two most recent financial years (2023 and 2024).
View the result trend
Growing equity
Equity grew over 2022-2024. Profits are largely retained rather than distributed.
View the equity trend

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Trust signals

3 signals
More than 3 years active
Founded in 2020, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).

Administrative Flags

0 events
No administrative flags

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
1.3% Low
0%0,5%1,5%4%10%≥25%
Young company +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€23k+0.9%
Working capital€29k+324.2%

Annual accounts & ratios

Source: NBB · 2024
Annual accounts filed on 25-06-2025 with the NBB · fiscal year 2024 · micro
€0€10k€20k€30kOperating result 2021: €8k€8kNet result 2021: €8k€8kOperating result 2022: €7k€7kNet result 2022: €6k€6kOperating result 2023: €28k€28kNet result 2023: €23k€23kOperating result 2024: €22k€22kNet result 2024: €23k€23k2021202220232024
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
growing Equity: growth of ~62.2%/year over 4 fiscal years, indicative, assuming unchanged policy.
€0€100k€200k2025: €86k (€82k - €91k)2026: €140k (€136k - €144k)2027: €227k (€222k - €233k)2021: €13k2022: €19k2023: €42k2024: €52k2021202220232024202520262027
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2024 · NACE 73, Advertising & market research · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 82.9% 56.2%
better than 85% of 2539 sector peers
Net result €23k €19k
better than 54% of 2541 sector peers
Equity €52k €43k
better than 55% of 2539 sector peers
Gross operating margin €39k €37k
better than 52% of 2538 sector peers
Total assets €63k €93k
better than 36% of 2541 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Sector position over time
Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).
Solvency P85
2021: P21 · n=8152022: P25 · n=14642023: P45 · n=21132024: P85 · n=25392021 2024
Improving position over 2021-2024 · n=815-2539
Net result P54
2021: P38 · n=8152022: P32 · n=14642023: P56 · n=21162024: P54 · n=25412021 2024
Improving position over 2021-2024 · n=815-2541
Equity P55
2021: P30 · n=8162022: P35 · n=14642023: P53 · n=21152024: P55 · n=25392021 2024
Improving position over 2021-2024 · n=816-2539
Gross operating margin P52
2021: P41 · n=8152022: P38 · n=14632023: P59 · n=21142024: P52 · n=25382021 2024
Improving position over 2021-2024 · n=815-2538
Describes the position versus peers, not a forecast.
EBITDA
€39k
-12.9% far above sector median
Net profit
€23k
+0.9% +131% vs sector
Cash flow
€40k
+1.8% +289% vs sector
Total assets
€63k
-25.3% -39% vs sector
Equity
€52k
+24.2% -9% vs sector
Working capital
€29k
+324.2% -10% vs sector
Income taxes
€8k
-7.7% +290% vs sector
Dividends
€8k
- far above sector median
Debt
€11k
-74.6% -83% vs sector
Debt ≤ 1y
€11k
-74.6% -83% vs sector
Debt > 1y
€20k
-49.8% 21-24
Current ratio
3.68
+216.9% +166% vs sector
Quick ratio
3.68
+216.9% +166% vs sector
Solvency
82.9%
+66.4% +99% vs sector
Debt / equity
0.21
-79.6% -85% vs sector
ROE
44.2%
-18.8% +78% vs sector
ROA
36.7%
+35.2% +260% vs sector
Interest coverage
221.01
+31.6% far above sector median
Figures by fiscal year
Fiscal year2024
Revenue-
EBITDA€39k
Net profit€23k
Cash flow€40k
Staff costs-
Income taxes€8k
Dividends€8k
Total assets€63k
Equity€52k
Debt€11k
of which ≤ 1y€11k
of which > 1y-
Working capital€29k
Employees (FTE)-
Ratios (computed)
2024
Current ratio3.68
Quick ratio3.68
Working capital ratio45.7%
Solvency82.9%
Debt / equity0.21
Long-term debt ratio-
Interest coverage221.01
Gross margin-
Net margin-
ROA36.7%
ROE44.2%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€63k
Fixed assets 21/28€23k
Tangible fixed assets 22/27€23k
Current assets 29/58€39k
Amounts receivable within one year 40/41€3k
Investments 50/53€5k
Cash & bank 54/58€31k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€63k
Equity 10/15€52k
Reserves 13€52k
Amounts payable 17/49€11k
Amounts payable within one year 42/48€11k
Trade debts payable within one year 44€112
Income statement
Gross operating margin 9900€39k
Operating result 9901€22k
Financial income 75€10k
Financial charges 65€176
Result before taxes 9903€31k
Income taxes 67/77€8k
Net result for the period 9904€23k
Result to be appropriated 9905€23k
You're seeing the latest fiscal year only. Unlock 3 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2024 · computed
100 / 100 Excellent
050100

Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.

See plans →
Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.

Structure & network

Locations & real estate

Establishment units

1 location
Kraco
Lindekapelstraat 40, 3730 Bilzen-HoeseltOverige dienstverlenende activiteiten op het gebied van informatie, n.e. g.
since 20202.310.430.528
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area1,584 m²
Buildings1
Building footprint234 m²
Volume (LiDAR)1 m³
Tallest building0.1 m

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
73032F0520/00F000 Flanders 1,584 m² 1 · 233 m² 0.1 m
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Analysis

Snowflake analysis

financial profile on 5 axes
Health100Profitability100Solvency100Growth78Stability94
94 / 100

Exceptional profile, strong across almost every axis.

Health 100
Profitability 100
Solvency 100
Growth 78
Stability 94

Ask AI about this company

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AI due-diligence brief

Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

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AI-generated from Checked data; indicative, not legal or investment advice.

Credit advice

verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

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Same sector, ranked by comparable size

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Adviesbureaus op het gebied van public relations en communicatie70210Activiteiten van adviesbureaus op het gebied van public relations en communicatie73300Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220
Primary activity highlighted.
Names & trade names
Legal nameNL Kraco
Registered office
Lindekapelstraat 40
3730 Bilzen-Hoeselt, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.