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KPS CONSTRUCT

Active
Private limited companyfounded 20224 yrs activeLt. Graffplein 15, 1780 Wemmel, BelgiumKBO/BCE: BE 0790.512.881
Summary

The computed 12-month bankruptcy probability of KPS CONSTRUCT is 2.3% (moderate). The 2025 annual accounts show equity of €6,956 and a net result of €2,279. Equity is shrinking by ~14.1% per year across the filed fiscal years. Its solvency ranks better than 42% of 7564 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes · tick = 2024
Profitability67▲+67
Solvency61▼-7
Growth32=
Track record94
Bankruptcy probability, 12 months
2.3% Moderate
0%0.5%1.5%4%10%≥ 25%
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Signals

Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 4 years 0 10 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Construction of residential and non-residential buildings (NACE 41)
about 67% more bankruptcies
← fewer bankruptcies more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-08-2026, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filings
Deviation from the deadline
2025
29 d late
2024
46 d late
2023
29 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 35 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

KPS CONSTRUCT was incorporated on 6 September 2022 as a Private limited company.1 Total assets rose from EUR 16,225 in 2023 to EUR 19,109 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2023 and 2025

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Financials · fiscal year 2025, micro schema

Equity
€6,956▲ 48.7%
2024 · €4,677
Total assets
€19,109▲ 74.9%
2024 · €10,924
Net result
€2,279
2024 · -€4,240
Working capital
€6,956▲ 48.7%
2024 · €4,677
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 41, Construction of residential and non-residential buildings, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line202320242025
Operating result€10,552--€496€4,308
Net result€7,417within the sector's middle half--€4,240below the sector's middle half€2,279within the sector's middle half
Equity€8,917below the sector's middle half-€4,677below the sector's middle half▼ 47.6%€6,956below the sector's middle half▲ 48.7%
Total assets€16,225below the sector's middle half-€10,924below the sector's middle half▼ 32.7%€19,109below the sector's middle half▲ 74.9%
Debt€7,308-€6,247▼ 14.5%€12,153▲ 94.5%
Working capital€8,917-€4,677▼ 47.6%€6,956▲ 48.7%
Solvency55.0%within the sector's middle half-42.8%within the sector's middle half▼ 12.1pp36.4%within the sector's middle half▼ 6.4pp
above within below the middle half (P25 to P75) of NACE 41, Construction of residential and non-residential buildings, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€5,000€0€5,000€10,000Operating result 2023: €10,552€10,552Net result 2023: €7,417€7,417Operating result 2024: -€496-€496Net result 2024: -€4,240-€4,240Operating result 2025: €4,308€4,308Net result 2025: €2,279€2,279202320242025-€5,000€0€5,000€10,000Operating result 2023: €10,552€10,600Net result 2023: €7,417€7,420Operating result 2024: -€496-€496Net result 2024: -€4,240-€4,240Operating result 2025: €4,308€4,310Net result 2025: €2,279€2,280202320242025
The operating result returns to profit in 2025: €4,308 after a loss of €496 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €19,109
Equity €6,956 ▲ 48.7%
Debt €12,153 ▲ 94.5%
Debt's share of the balance-sheet total rises from 57.2% to 63.6%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
Current ratio
1.57▼
2024 · 1.75
Debt to equity
1.75▲
2024 · 1.34
ROE
32.8%▲
2024 · -90.7%
ROA
11.9%▲
2024 · -38.8%
Debt ≤ 1 year
€12,153▲
2024 · €6,247
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 39,275 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 96% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.6% went bankrupt
2.2% stopped otherwise
96% still going

A further 0.4% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 2.3% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,275 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 31 lines
Balance sheet Code20242025
Assets
Total assets20/58€10,924€19,109▲
Current assets29/58€10,924€19,109▲
Amounts receivable within one year40/41€10,838€19,036▲
Trade receivables40€9,212€14,948▲
Other amounts receivable41€1,626€4,088▲
Cash at bank and in hand54/58€86€34▼
Deferred charges and accrued income490/1-€39
Equity and liabilities
Total equity and liabilities10/49€10,924€19,109▲
Equity10/15€4,677€6,956▲
Contributions10/11€1,500€1,500=
Profit (loss) carried forward14€3,177€5,456▲
Amounts payable17/49€6,247€12,153▲
Amounts payable within one year42/48€6,247€12,153▲
Trade debts44€507€6,175▲
Suppliers440/4€507€6,175▲
Taxes, remuneration and social security45€5,625€5,373▼
Taxes450/3€3,525€2,323▼
Remuneration and social security454/9€2,100€3,050▲
Other amounts payable47/48€115€605▲
Income statement Code20242025
Other operating charges640/8-€1,081
Gross operating margin9900-€496€5,389▲
Operating profit (loss)9901-€496€4,308▲
Financial income75/76B€0€135▲
Recurring financial income75€0€135▲
Financial charges65/66B€3,744€2,164▼
Recurring financial charges65€3,744€2,164▼
Profit (loss) for the period before taxes9903-€4,240€2,279▲
Profit (loss) for the period9904-€4,240€2,279▲
Profit (loss) for the period to be appropriated9905-€4,240€2,279▲
Appropriation of the result
Profit (loss) to be appropriated9906€3,177€5,456▲
Profit (loss) brought forward from the previous period14P€7,417€3,177▼

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line202320242025Change
Other operating charges640/8--€1,081-
Gross operating margin9900€10,552-€496€5,389▲ 1,186%
Operating profit (loss)9901€10,552-€496€4,308▲ 968%
Financial income75/76B-€0€135▲ 675,700%
Recurring financial income75-€0€135▲ 675,700%
Financial charges65/66B€1,204€3,744€2,164▼ 42.2%
Recurring financial charges65€1,204€3,744€2,164▼ 42.2%
Profit (loss) for the period before taxes9903€9,348-€4,240€2,279▲ 154%
Income taxes67/77€1,931---
Profit (loss) for the period9904€7,417-€4,240€2,279▲ 154%
Profit (loss) for the period to be appropriated9905€7,417-€4,240€2,279▲ 154%
Line202320242025Change
Assets
Total assets20/58€16,225€10,924€19,109▲ 74.9%
Current assets29/58€16,225€10,924€19,109▲ 74.9%
Amounts receivable within one year40/41€2,975€10,838€19,036▲ 75.6%
Trade receivables40-€9,212€14,948▲ 62.3%
Other amounts receivable41€2,975€1,626€4,088▲ 151%
Cash at bank and in hand54/58€13,250€86€34▼ 60.8%
Deferred charges and accrued income490/1€0-€39-
Equity and liabilities
Total equity and liabilities10/49€16,225€10,924€19,109▲ 74.9%
Equity10/15€8,917€4,677€6,956▲ 48.7%
Contributions10/11€1,500€1,500€1,500=
Profit (loss) carried forward14€7,417€3,177€5,456▲ 71.7%
Amounts payable17/49€7,308€6,247€12,153▲ 94.5%
Amounts payable within one year42/48€7,308€6,247€12,153▲ 94.5%
Trade debts44€2,962€507€6,175▲ 1,117%
Suppliers440/4€2,962€507€6,175▲ 1,117%
Taxes, remuneration and social security45€3,721€5,625€5,373▼ 4.5%
Taxes450/3€1,931€3,525€2,323▼ 34.1%
Remuneration and social security454/9€1,790€2,100€3,050▲ 45.2%
Other amounts payable47/48€625€115€605▲ 426%
Line202320242025Change
Profit (loss) for the period9904€7,417-€4,240€2,279▲ 154%
Operating cash flow (approximation)€7,417-€4,240€2,279▲ 154%
Change in cash--€13,163-€53▲ 99.6%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
29-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 29 days late
2025
31-12
Financial Back to profitnet €2,279
Net result €2,279 after one loss-making year.
15-09
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 46 days late
2024
31-12
Financial Weakest financial yearnet -€4,240
Net result drops to -€4,240, the lowest in the series; recovery starts the following year.
29-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wemmel · 1 establishment unit since 2022
seat establishment The establishment unit on the map
Ground area
2,109 m²
Building footprint
809 m²
Volume, LiDAR
11,707 m³
2 parcels, Brussels, Flanders · tallest building 19.5 m, ±5 floors. Linked by address, not a title deed.
471 companies at this address See who is registered here
1 establishment unit
Burgemeester Jean Neyberghlaan 20, 1090 Jette
General construction of buildings
since 20222.337.734.246
2 parcels
Flanders 1 (50%) Brussels 1 (50%)
Parcel (capakey) Region Area Buildings Height / fl.
21010A0073/00D008 Brussels 1,961 m² 1 · 665 m² 19.5 m · 5 fl.
22662B0387/00R004 Flanders 147 m² 1 · 144 m² 14.9 m · 4 fl.
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 29,787 companies in sector 41001 we hold annual accounts for 16,042. 7,785 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded06-09-2022
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
41002Construction of residential and non-residential buildings
41003General construction of other non-residential buildings
Contact
E-mail kpsconstruct@hotmail.com
E-invoicing
Reachable via Peppol
Peppol ID 0208:0790512881
Also 9925:BE0790512881
Registered 22-12-2025

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.