KPMB
ActiveKPMB has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €1.92M and a net result of €280k. Equity is growing by ~21.7% per year across the filed fiscal years. Its solvency ranks better than 43% of 9037 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2024
74
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability76▼-7
Solvency63▼-4
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €140k at 30 days acceptable
Liquidity ample (current ratio 1.61 against 1.75 in 2023; short-term debt: 61.1% and cash: 39.5% of total assets), but 62.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
37.7%
Return on assets
5.5%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-07-2025, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
on the day
2023
33 d early
2022
29 d late
2021
95 d early
2020
101 d early
2019
31 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, abbreviated schema
Equity
€1.92M▼ 22.9%
2023 · €2.49M
2018: €759k
2019: €760k
2020: €960k
2021: €1.06M
2022: €1.81M
2023: €2.49M
2018 → 2024
Total assets
€5.09M▼ 14.0%
2023 · €5.92M
2018: €3.43M
2019: €3.49M
2020: €3.35M
2021: €4.18M
2022: €5.57M
2023: €5.92M
2018 → 2024
Net result
€280k▼ 58.9%
2023 · €681k
2018: €69k
2019: €250k
2020: €551k
2021: €405k
2022: €742k
2023: €681k
2018 → 2024
Working capital
€1.90M▼ 23.4%
2023 · €2.48M
2018: €686k
2019: €463k
2020: €668k
2021: €739k
2022: €1.59M
2023: €2.48M
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€960k-€1.06M▲ 11.0%€1.81M▲ 69.7%€2.49M▲ 37.7%€1.92M▼ 22.9%
Operating result€706k-€521k▼ 26.2%€960k▲ 84.2%€936k▼ 2.5%€384k▼ 59.0%
Net result€551k-€405k▼ 26.4%€742k▲ 83.2%€681k▼ 8.3%€280k▼ 58.9%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2024 is 59% below 2023 and is the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €5.09M
Fixed assets
€76k▼ 43.1%
Current assets
€5.01M▼ 13.3%
Equity and liabilities €5.09M
Equity
€1.92M▼ 22.9%
Debt
€3.17M▼ 7.5%
The debt ratio rises from 57.9% to 62.3%. Equity and debt are lower.
Key figures and ratios
EBITDA
€416k▼
2023 · €982k
Cash flow
€313k▼
2023 · €728k
Solvency
37.7%▼
2023 · 42.1%
Current ratio
1.61▼
2023 · 1.75
Quick ratio
1.33▼
2023 · 1.41
Debt / equity
1.65▲
2023 · 1.38
ROE
14.6%▼
2023 · 27.4%
ROA
5.5%▼
2023 · 11.5%
Interest coverage
11.52▼
2023 · 21.49
Debt
€3.17M▼
2023 · €3.43M
Debt ≤ 1 year
€3.11M▼
2023 · €3.30M
Debt > 1 year
€37k▼
2023 · €84k
Income taxes
€97k▼
2023 · €233k
Staff costs
€360k▲
2023 · €312k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€5.92M€5.09M▼
Fixed assets21/28€133k€76k▼
Tangible fixed assets22/27€133k€76k▼
Plant, machinery and equipment23€66k€46k▼
Furniture and vehicles24€67k€30k▼
Current assets29/58€5.78M€5.01M▼
Stocks and contracts in progress3€1.12M€891k▼
Stocks30/36€1.12M€891k▼
Amounts receivable within one year40/41€2.88M€2.10M▼
Trade receivables40€2.84M€2.07M▼
Other amounts receivable41€44k€35k▼
Cash at bank and in hand54/58€1.77M€2.01M▲
Deferred charges and accrued income490/1€10k€6k▼
Equity and liabilities
Total equity and liabilities10/49€5.92M€5.09M▼
Equity10/15€2.49M€1.92M▼
Contributions10/11€300k€300k=
Capital10€300k€300k=
Issued capital100€300k€300k=
Reserves13€2.19M€1.62M▼
Non-distributable reserves130/1€30k€30k=
Legal reserve130€30k€30k=
Distributable reserves133€2.16M€1.59M▼
Amounts payable17/49€3.43M€3.17M▼
Amounts payable after more than one year17€84k€37k▼
Financial debts170/4€84k€37k▼
Amounts payable within one year42/48€3.30M€3.11M▼
Current portion of amounts payable after more than one year42€34k€27k▼
Financial debts43€564k-
Credit institutions430/8€564k-
Trade debts44€2.28M€1.75M▼
Suppliers440/4€2.28M€1.75M▼
Taxes, remuneration and social security45€196k€213k▲
Taxes450/3€168k€179k▲
Remuneration and social security454/9€28k€34k▲
Other amounts payable47/48€222k€1.12M▲
Accrued charges and deferred income492/3€45k€23k▼
Income statement
Code20232024
Remuneration, social security and pensions62€312k€360k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€47k€32k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€17k€45k▲
Other operating charges640/8€6k€4k▼
Non-recurring operating charges66A-€8k
Gross operating margin9900€1.32M€833k▼
Operating profit (loss)9901€936k€384k▼
Financial income75/76B€24k€30k▲
Recurring financial income75€24k€30k▲
Financial charges65/66B€46k€36k▼
Recurring financial charges65€46k€36k▼
Profit (loss) for the period before taxes9903€914k€377k▼
Income taxes67/77€233k€97k▼
Profit (loss) for the period9904€681k€280k▼
Profit (loss) for the period to be appropriated9905€681k€280k▼
Appropriation of the result
Profit (loss) to be appropriated9906€681k€280k▼
Transfer from equity791/2-€570k
Transfer to equity691/2€681k-
To other reserves6921€681k-
Profit to be distributed694/7-€850k
Return on contributions (dividend)694-€850k
Social balance
Average headcount (FTE)90873.84.8▲
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Equity above €2MEq €2.49M ▲37.7%
6 profitable years in a row build equity to €2.49M.
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 29 days late
2022
31-12
Financial
Highest result since 2018net €742k ▲83.2%
Operating result €960k, net result €742k, both a record.
27-04
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Equity above €1MEq €1.06M ▲11%
4 profitable years in a row build equity to €1.06M.
21-04
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
12-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
04-05
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
28-04
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
10-05
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
10 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Roeselare · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Oostnieuwkerksesteenweg 1088800 RoeselareGround area
13.7 ha
Building footprint
7.2 ha
Volume, LiDAR
1,172 m³
2 parcels, Flanders · tallest building 11.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
-
since 20072.159.078.557
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36504D0700/00P000 | Flanders | 13.7 ha | 1 · 7.2 ha | - |
| 36504D0735/00P000 | Flanders | 612 m² | 1 · 211 m² | 11.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2023 · 2 entries · 1,283 EUR awarded · 1,283 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 92 EUR | 92 EUR |
| 2022 | 1 | 1,191 EUR | 1,191 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Food safety, FASFC
1 siteRoeselare2.159.078.557
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Of 1,565 companies in sector 46900 we hold annual accounts for 920. 533 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded16-01-2007
Fiscal year end31-12
Activities, NACEBEL
46869Wholesale trade
46900Non-specialised wholesale trade
51562
51900
47789Other retail sale of new goods
52498
70200Business and other management consultancy
70220Business consulting
74142
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.