Equity
€367,149 ▲ 14.8%
KOWEN has made a profit without a break since 2019.
KOWEN
Lifetime
19 annual accounts with figures on one time axispeak €212,943 (2011)
€79,420▲ 7.5%
lowest -€21,925 (2018)
€49,220▲ 31.9%
peak €367,149 (2025)
€367,149▲ 14.8%
€122,690▲ 1.8%
Board1 name since 2006
1 directorDEPOORTER Koen Jozef
Documentsfilings and deeds
29-01-20262 days before the deadline
2025micro format
Result from €37,323 to €49,220Equity from €319,929 to €367,149Cash from €52,177 to €114,675
Key points
from the 2025 annual accountsTurnover
≈ €150,000 estimated
The micro format states no turnover.
Investments
€3,889 4.8 × depreciation
Green is investment, beige is depreciation.
Liquidity
4.14 was 2.77 in 2024
Short-term debts rose from €120,576 to €122,690.
Filings
19 annual accounts since 2007
The last five annual accounts were filed 0 to 6 days before the end of the period.
Position in the sector
€367,149
More equity than 92% of companies in computer programming and consultancy. Sector median €69,065 · 21,223 companies.
Checked score
94
Excellent
Financially stronger than 55% of micro companies in computer programming and consultancy (NACE 62)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 25,933 companies (NACE 62, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: 0.1%▲ +0.1 percentage points vs 12-2024highest value
02-2025: < 0.1%▼ -0.1 percentage points vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: < 0.1%● unchanged vs 06-2025
08-2025: < 0.1%● unchanged vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: 0.1%▲ +0.1 percentage points vs 12-2025
02-2026: < 0.1%▼ -0.1 percentage points vs 01-2026lowest value
03-2026: < 0.1%● unchanged vs 02-2026lowest value
04-2026: < 0.1%● unchanged vs 03-2026lowest value
05-2026: < 0.1%● unchanged vs 04-2026lowest value
06-2026: < 0.1%● unchanged vs 05-2026lowest value
07-2026: < 0.1%● unchanged vs 06-2026lowest value
08-2026: < 0.1%● unchanged vs 07-2026
09-2026: < 0.1%● unchanged vs 08-2026
10-2026: < 0.1%● unchanged vs 09-2026
11-2026: < 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
lowers risk
Liquidity: current ratio 4.14, cash €114,675
Sector: Computer programming, consultancy and related activities (NACE 62)
Equity €367,149 (71.7% of total assets)
Size: total assets €512,139
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 65% of them on solvency, 53% on liquidity, 41% on profitability and 61% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-06-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 20,137 companies had the same profile as KOWEN has now. Each dot stands for 51 companies, two years later.
95.1%
were still trading
4.7%
stopped another way
0.2%
went bankrupt
That fits the bankruptcy probability of KOWEN itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 20,137 companies, not a prediction for KOWEN. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €30,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 4.14 (2.77 in 2024), above the usual 1.5. Short-term debt is 24% and cash 22.4% of total assets. 28.3% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
5 signals, none raises the risk
Five signals.
lowers riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 29-01-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 days early
2024
4 days early
2023
6 days early
2022
1 day early
2021
on the day
2020
3 days early
2019
3 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 3 days before the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 29 January (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
30-06-2026 year end11-11-2026 today31-01-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0882968630
Appointment: DEPOORTER Koen Jozef (statutory director)
Gazette deed
Registered office moved within Ghent
New registered office: Zalmstraat 82 9000 GENT · Previous registered office: Kolveniersgang 101 9000 GENT · Gazette deed
First establishment
Zalmstraat 82, Ghent
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| KOWEN Ghent | €512,139 | €79,420 | 71.7% | - |
| SAGILITY Ghent | €486,651 | €87,765 | 72.9% | - |
| MUSITS Aalst | €515,482 | €83,597 | 57.8% | - |
| Telesto Consulting Sint-Niklaas | €524,427 | €77,285 | 54.5% | - |
| LessIsMore Destelbergen | €526,302 | €87,594 | 19.5% | - |
| 3H-it Brakel | €488,588 | €76,271 | 88.1% | - |
| KVP CONSULTING Lievegem | €546,497 | €84,660 | 93.2% | - |
These companies have the same main activity as KOWEN: computer consultancy and computer facilities management (NACE 62200). They are comparable in size and age: total assets between €487,000 and €546,000, founded between 2004 and 2008.
Official details
Source: KBO- Status
- Active since 08-08-2006Normal situation
- Activity
- Computer consultancy and computer facilities managementNACE 62200
- Establishment unit
- 2.156.080.8619000 Ghent, since 14-09-2006
- Financial year end
- 30 June
- Peppol
- Reachable since 24-11-2023
Annual accounts to 30-06-2025
- €512,139▲ 16.3%
- Filing
- Filed on 29-01-2026, 2 days before the end of the filing period
Insights on KOWEN
KOWEN files the micro format. That format states no turnover. The gross margin rose from €44,889 in 2007 to €79,420 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about KOWEN
- What is the company number of KOWEN?
- The company number of KOWEN is 0882.968.630. The VAT number is the same number with BE in front: BE 0882.968.630.
- Where is KOWEN based?
- The registered office is at Zalmstraat 82, 9000 Ghent.Company details
- What does KOWEN do?
- According to the KBO register, the main activity is computer consultancy and computer facilities management (NACE 62200).
- What is the legal form of KOWEN?
- KOWEN is a private limited company (BV).
- When was KOWEN founded?
- KOWEN was founded on 08-08-2006.
- Is KOWEN still active?
- Yes, KOWEN is an active enterprise in the KBO register.
- What is the turnover of KOWEN?
- The turnover in financial year 2025 is ≈ €150,000. This figure is estimated from the gross margin of €79,420 and 60 comparable companies (NACE 62200). It probably lies between €140,000 and €200,000.Financials
- Is KOWEN profitable?
- In financial year 2025, KOWEN made a profit of €49,220.
- Where can I find the annual accounts of KOWEN?
- KOWEN filed 19 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of KOWEN due?
- KOWEN must file the annual accounts for financial year 2026 by 31-01-2027.Timeline
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