MUSITS
ActiveMUSITS has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €298k and a net result of €31k. Equity is growing by ~8.4% per year across the filed fiscal years. Its solvency ranks better than 48% of 16922 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
96
/ 100
Excellent▲ +15 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability52▲+6
Solvency83▲+2
Growth78=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity tight (current ratio 1.34 against 1.2 in 2024), and 42.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
57.8%
Return on assets
6%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
31 d early
2023
18 d late
2022
22 d late
2021
26 d late
2020
30 d late
2019
28 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€298k▲ 2.5%
2024 · €291k
2018: €172k
2019: €196k
2020: €204k
2021: €201k
2022: €259k
2023: €284k
2024: €291k
2018 → 2025
Total assets
€515k▲ 6.4%
2024 · €484k
2018: €322k
2019: €328k
2020: €612k
2021: €574k
2022: €432k
2023: €466k
2024: €484k
2018 → 2025
Net result
€31k▲ 16.0%
2024 · €27k
2018: €20k
2019: €24k
2020: €23k
2021: €15k
2022: €58k
2023: €29k
2024: €27k
2018 → 2025
Working capital
€25k▲ 86.1%
2024 · €13k
2018: €18k
2019: €40k
2020: €-32k
2021: €-115k
2022: €76k
2023: €27k
2024: €13k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€201k-€259k▲ 28.7%€284k▲ 9.5%€291k▲ 2.5%€298k▲ 2.5%
Operating result€26k-€87k▲ 229%€43k▼ 50.3%€41k▼ 5.8%€45k▲ 10.3%
Net result€15k-€58k▲ 296%€29k▼ 49.6%€27k▼ 8.0%€31k▲ 16.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 10% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €515k
Fixed assets
€419k▲ 3.4%
Current assets
€97k▲ 21.7%
Equity and liabilities €515k
Equity
€298k▲ 2.5%
Debt
€217k▲ 12.3%
The debt ratio rises from 40.0% to 42.2%: debt grows faster than equity.
Key figures and ratios
EBITDA
€82k▲
2024 · €73k
Cash flow
€68k▲
2024 · €59k
Solvency
57.8%▼
2024 · 60.0%
Current ratio
1.34▲
2024 · 1.20
Quick ratio
1.34▲
2024 · 1.20
Debt / equity
0.73▲
2024 · 0.67
ROE
10.4%▲
2024 · 9.2%
ROA
6.0%▲
2024 · 5.5%
Interest coverage
23.52▼
2024 · 24.03
Debt
€217k▲
2024 · €194k
Debt ≤ 1 year
€72k▲
2024 · €66k
Debt > 1 year
€139k▲
2024 · €125k
Income taxes
€10k▼
2024 · €11k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€484k€515k▲
Fixed assets21/28€405k€419k▲
Tangible fixed assets22/27€405k€419k▲
Land and buildings22€363k€383k▲
Plant, machinery and equipment23€8k€11k▲
Furniture and vehicles24€34k€25k▼
Current assets29/58€80k€97k▲
Stocks and contracts in progress3€126€404▲
Stocks30/36€126€404▲
Amounts receivable within one year40/41€19k€21k▲
Trade receivables40€19k€21k▲
Cash at bank and in hand54/58€48k€62k▲
Deferred charges and accrued income490/1€12k€13k▲
Equity and liabilities
Total equity and liabilities10/49€484k€515k▲
Equity10/15€291k€298k▲
Contributions10/11€6k€6k=
Reserves13€285k€292k▲
Distributable reserves133€285k€292k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€194k€217k▲
Amounts payable after more than one year17€125k€139k▲
Financial debts170/4€125k€139k▲
Amounts payable within one year42/48€66k€72k▲
Current portion of amounts payable after more than one year42€17k€23k▲
Trade debts44€26k€2k▼
Suppliers440/4€26k€2k▼
Taxes, remuneration and social security45€11k€21k▲
Taxes450/3€8k€16k▲
Remuneration and social security454/9€3k€5k▲
Other amounts payable47/48€13k€26k▲
Accrued charges and deferred income492/3€3k€6k▲
Income statement
Code20242025
Non-recurring operating income76A€0€2k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€32k€37k▲
Other operating charges640/8€2k€2k▲
Gross operating margin9900€75k€84k▲
Operating profit (loss)9901€41k€45k▲
Financial income75/76B€56€111▲
Recurring financial income75€56€111▲
Financial charges65/66B€3k€3k▲
Recurring financial charges65€3k€3k▲
Profit (loss) for the period before taxes9903€38k€41k▲
Income taxes67/77€11k€10k▼
Profit (loss) for the period9904€27k€31k▲
Profit (loss) for the period to be appropriated9905€27k€31k▲
Appropriation of the result
Profit (loss) to be appropriated9906€27k€31k▲
Transfer from equity791/2€20k€24k▲
Transfer to equity691/2€27k€31k▲
To other reserves6921€27k€31k▲
Profit to be distributed694/7€20k€24k▲
Return on contributions (dividend)694€20k€24k▲
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
18-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 18 days late
2023
22-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 22 days late
2022
31-12
Financial
Highest result since 2018net €58k ▲296%
Operating result €87k, net result €58k, both a record.
31-12
Financial
Liquidity times 9current ratio 2.64
Current ratio from 0.29 to 2.64; short-term debt falls from €162k to €46k.
26-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 26 days late
2021
31-12
Financial
Weakest financial yearnet €15k ▼37.5%
Net result drops to €15k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
31-12
Financial
Equity above €200kEq €204k ▲3.8%
3 profitable years in a row build equity to €204k.
28-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 28 days late
2019
04-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 35 days late
2018
14-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 14 days late
2017
20-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aalst · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Pachthofstraat 1399308 AalstGround area
165 m²
Building footprint
367 m²
Volume, LiDAR
1,911 m³
Parcel 41019B0404/00F000, Flanders · tallest building 8.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Pachthofstraat 139, 9308 Aalst
since 20072.164.775.922
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41019B0404/00F000 | Flanders | 165 m² | 1 · 367 m² | 8.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 720 EUR awarded · 720 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 720 EUR | 720 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 29,885 companies in sector 62200 we hold annual accounts for 18,321. 13,711 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-08-2007
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
72100
47400Retail sale of information and communication equipment
47410Retail trade
52487
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:eddy.jacob@telenet.be
Phone:0497/405270