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Complete company report
Generated 04-09-2026
Active BE 1012.552.910Private limited company

Kovert Group

Havikstraat 1 ·3650 Dilsen-Stokkem, Belgium· 2 yrs active
Sector: General electrical installation work (43211)
Conclusion Checked

The computed 12-month bankruptcy probability of Kovert Group is 2.9% (moderate). The 2025 annual accounts show equity of €91k and a net result of €87k. Its solvency ranks better than 91% of 2906 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.
Key figures
Equity €91k
Net result €87k
Better than sector 91%
Active 2 yrs
Financial profile 4 of 5 axes measured · computed by Checked
Health93Profitability100Solvency100Growth-Stability67
90 / 100

Strong profile, led by profitability.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 93
Profitability 100
Solvency 100
Growth -
Stability 67
Bankruptcy probability (12 mo) Checked model v1 · free
2.9% Moderate
0%0,5%1,5%4%10%≥25%

How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
Young company
Founded in 2024, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Checked score FY 2025 · computed
93 / 100 Excellent
050100
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.
Financial overview1 NBB filings
Annual accounts filed on 20-08-2026 with the NBB · fiscal year 2025 · micro schema
Sector comparison
Fiscal year 2025 · NACE 43, Specialised construction activities · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 82.8% 43.3%
better than 91% of 2906 sector peers
Net result €87k €13k
better than 93% of 2905 sector peers
Equity €91k €44k
better than 74% of 2906 sector peers
Gross operating margin €117k €39k
better than 83% of 2903 sector peers
Total assets €110k €115k
better than 48% of 2906 sector peers
Figures by fiscal year and ratios
Fiscal year2025
Depositmicro schema
Revenue-
EBITDA€117k
Net profit€87k
Cash flow€93k
Staff costs-
Income taxes€24k
Dividends-
Total assets€110k
Equity€91k
Debt€19k
of which ≤ 1y€19k
of which > 1y-
Working capital€59k
Employees (FTE)-
Ratios (computed)
2025
Current ratio4.15
Quick ratio4.15
Working capital ratio54.0%
Solvency82.8%
Debt / equity0.21
Long-term debt ratio-
Interest coverage427.87
Gross margin-
Net margin-
ROA79.2%
ROE95.6%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts (22 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€110k
Fixed assets 21/28€32k
Tangible fixed assets 22/27€29k
Financial fixed assets 28€3k
Current assets 29/58€78k
Amounts receivable within one year 40/41€34k
Cash & bank 54/58€44k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€110k
Equity 10/15€91k
Contributions / capital 10/11€4k
Accumulated profits (losses) 14€87k
Amounts payable 17/49€19k
Amounts payable within one year 42/48€19k
Trade debts payable within one year 44€4k
Income statement
Gross operating margin 9900€117k
Operating result 9901€111k
Financial income 75€36
Financial charges 65€273
Result before taxes 9903€111k
Income taxes 67/77€24k
Net result for the period 9904€87k
Result to be appropriated 9905€87k
Legal Structure
NACE primary General electrical installation work(43211)
Legal form Private limited company(610)
Incorporation19-08-2024
StatusActive
Postal code3650
Establishment units 2 locations
Kovert Group
Havikstraat 1, 3650 Dilsen-StokkemManufacture of fabricated metal products, except machinery and equipment
since 20242.362.883.376
Kovert technics
Hermeslaan 15, 3650 Dilsen-StokkemGeneral electrical installation work
since 20252.374.677.388
Real-estate footprint Source: CBE × cadastre
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
73043B0300/00P032 Flanders 879 m² 1 · 149 m² 7.2 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 1 events
2026
20-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 20 days late
NBB filing
Belgian State Gazette reading coverage 0 of 1 acts read

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Credit advice verdict per customer and amount
Company registry (CBE) Crossroads Bank
Activities
General electrical installation work43211
Names & trade names
Legal nameNL Kovert Group
Similar companies Comparable size · 10,009 of 22,838 companies in this sector with filed accounts
W.E. ELECTRICK BE 0474.097.002 · Ardooie
DAT-ELEC BE 0730.824.625 · Wavre
BOSSCHAERT JAN BE 0884.897.544 · Wingene
Gera-tech BE 0567.880.362 · Charleroi
Elektriciteitswerken Giuseppe Haerens BE 0802.072.412 · Merelbeke-Melle
Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative