KOTPUNT
ActiveKOTPUNT has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show negative equity (€-218k) and a net result of €169k. Equity is shrinking by ~35.9% per year across the filed fiscal years. Its solvency ranks better than 5% of 20786 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2024
51
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100▲+100
Solvency0=
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.27 against 0.14 in 2023; short-term debt: 359.9% and cash: 0% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
-268%
Return on assets
208.7%
Age of the figures
20 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 20786 sector peers (2024).
NBB · sector comparisonPosition among 20786 sector peers
Solvency
better than 5%
← weakest
strongest →
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-10-2025, 92 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 7 filingsDeviation from the deadline
2025
not confirmed
2024
92 d late
2023
138 d late
2022
504 d late
2021
31 d late
2020
20 d late
2019
55 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Turnover
€9k
EBIT margin
-1083.1%
Net result
€169k
2023 · €-159k
2018: €-83k
2019: €-104k
2020: €27k
2021: €-71k
2022: €-115k
2023: €-159k
2018 → 2024
Working capital
€-214k▲ 42.5%
2023 · €-372k
2018: €-37k
2019: €-46k
2020: €-26k
2021: €-98k
2022: €-215k
2023: €-372k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€-42k-€-113k▼ 170%€-228k▼ 102%€-387k▼ 70.0%€-218k▲ 43.8%
Operating result€30k-€-101k€-109k▼ 7.2%€-158k▼ 45.7%€173k
Net result€27k-€-71k€-115k▼ 61.4%€-159k▼ 38.9%€169k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €173k after a loss of €158k in 2023, the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €81k
Fixed assets
€3k▼ 5.0%
Current assets
€79k▲ 30.5%
Key figures and ratios
EBITDA
€174k▲
2023 · €-158k
Cash flow
€170k▲
2023 · €-159k
Solvency
-268.0%▲
2023 · -615.2%
Current ratio
0.27▲
2023 · 0.14
Quick ratio
0.27▲
2023 · 0.14
Debt / equity
-1.37▼
2023 · -1.16
ROA
208.7%▲
2023 · -253.3%
Interest coverage
44.31▲
2023 · -177.72
Debt
€299k▼
2023 · €450k
Debt ≤ 1 year
€292k▼
2023 · €432k
Debt > 1 year
€2k▼
2023 · €17k
Staff costs
€18k▼
2023 · €42k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€63k€81k▲
Fixed assets21/28€3k€3k▼
Tangible fixed assets22/27€134€0▼
Furniture and vehicles24€134€0▼
Financial fixed assets28€3k€3k=
Current assets29/58€60k€79k▲
Amounts receivable within one year40/41€58k€77k▲
Trade receivables40€44k€66k▲
Other amounts receivable41€13k€11k▼
Cash at bank and in hand54/58€3k€0▼
Deferred charges and accrued income490/1-€2k
Equity and liabilities
Total equity and liabilities10/49€63k€81k▲
Equity10/15€-387k€-218k▲
Contributions10/11€119k€119k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Outside capital11€57k€57k=
Share premium1100/10€57k€57k=
Profit (loss) carried forward14€-506k€-336k▲
Amounts payable17/49€450k€299k▼
Amounts payable after more than one year17€17k€2k▼
Financial debts170/4€17k€2k▼
Amounts payable within one year42/48€432k€292k▼
Current portion of amounts payable after more than one year42€15k€30k▲
Financial debts43€12k€38k▲
Credit institutions430/8€12k€11k▼
Other loans439-€27k
Trade debts44€131k€3k▼
Suppliers440/4€131k€3k▼
Taxes, remuneration and social security45€76k€21k▼
Taxes450/3€68k€21k▼
Remuneration and social security454/9€7k€0▼
Other amounts payable47/48€198k€201k▲
Accrued charges and deferred income492/3€981€4k▲
Income statement
Code20232024
Remuneration, social security and pensions62€42k€18k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€535€134▼
Other operating charges640/8€2k€4k▲
Non-recurring operating charges66A€1k€-1k▼
Gross operating margin9900€-112k€194k▲
Operating profit (loss)9901€-158k€173k▲
Financial income75/76B-€0
Recurring financial income75-€0
Financial charges65/66B€889€4k▲
Recurring financial charges65€889€4k▲
Profit (loss) for the period before taxes9903€-159k€169k▲
Profit (loss) for the period9904€-159k€169k▲
Profit (loss) for the period to be appropriated9905€-159k€169k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-506k€-336k▲
Profit (loss) brought forward from the previous period14P€-346k€-506k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
31-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 92 days late
2024
31-12
Financial
Back to profitnet €169k
Net result €169k after 3 loss-making years.
16-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 138 days late
16-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 504 days late
2023
31-12
Financial
Weakest financial yearnet €-159k
Net result drops to €-159k, the lowest in the series; recovery starts the following year.
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
20-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 20 days late
2020
31-12
Financial
Back to profitnet €27k
Net result €27k after 2 loss-making years.
24-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 55 days late
2019
30-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2024
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
19-12-2024
Paul VAN COILLIE: Resigned as Director
12-03-2019
LUTS, Jan: Resigned as Manager
12-03-2019
SEERDEN, Steven: Resigned as Manager
Location & real-estate footprint
Registered office, Leuven · 2 establishment units since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Oudebaan 4113000 LeuvenGround area
1.1 ha
Building footprint
4,698 m²
Volume, LiDAR
119,946 m³
3 parcels, Brussels, Flanders · tallest building 33.5 m, ±10 floors. Linked by address, not a title deed.
2 establishment units
KOTPUNT
since 20172.290.298.771
KOTPUNT
since 20192.290.298.672
3 parcels
Flanders
2
(66.7%)
Brussels
1
(33.3%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24433E0025/00C002 | Flanders | 6,606 m² | 1 · 2,027 m² | 32.0 m · 9 fl. |
| 21012A0168/00V011 | Brussels | 4,592 m² | 1 · 2,605 m² | 33.5 m · 10 fl. |
| 24514A0117/00P000 | Flanders | 78 m² | 1 · 66 m² | 10.7 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 2
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector and region
1251
BE 0659.738.075
Leuven
2SENSE CONSULTING
BE 0478.630.266
Leuven
ACTVISE
BE 0669.769.360
Leuven
BPART
BE 0736.673.725
Leuven
Braindump
BE 0752.780.277
Leuven
We hold no filed accounts for this company, so a size comparison is not possible. These companies share only the sector and the region. Of 29,997 companies in sector 62200 we hold annual accounts for 18,386.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded17-07-2017
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
62010Computer programming, consultancy and related activities
62900Other information technology and computer services
62100Computer programming
63100Computing infrastructure, data processing, hosting and related activities
63110Computing infrastructure, data processing, hosting and other information service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.