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KOSMIK

Active Private limited companyfounded 2016active for 10 yearsKapellelaan 117, 1950 KraainemKBO/BCE: BE 0647.864.483

Lifetime

10 annual accounts with figures on one time axis
peak €70,634 (2024)
€43,747▼ 38.1%
lowest -€18,430 (2019)
€22,016▼ 47.9%
peak €36,261 (2018)
€21,192unchanged
€52,048▼ 46.2%
Board1 name since 2016
1 directorMUQUARDT Denis
Documentsfilings and deeds
15-04-202615 days before the deadline
2025micro format
Gross margin from €70,634 to €43,747Result from €42,251 to €22,016Registered office moved within Kraainem 21-03Dividend €22,016Debts from €96,812 to €52,048

Key points

from the 2025 annual accounts

Equity

€21,192 =
21,1922024+22,016Profit-22,016Dividend21,1922025

KOSMIK paid out €22,016 in dividends. That is 100% of the 2025 profit.

Debts

€52,048 71% of the balance sheet
Financial debts 25%Suppliers 7%Taxes and wages 6%Other 62%

Of this, €48,015 falls due within a year.

Filings

10 annual accounts since 2016
deadline20202025

The last five annual accounts were filed 3 to 36 days before the end of the period.

Checked score

88
Excellent
Financially stronger than 44% of micro companies in computer programming and consultancy (NACE 62)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.1% across 25,933 companies (NACE 62, micro).

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 0.1%lowest value 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.2%▲ +0.1 percentage points vs 03-2025 05-2025: 0.2%● unchanged vs 04-2025 06-2025: 0.2%● unchanged vs 05-2025 07-2025: 0.2%● unchanged vs 06-2025 08-2025: 0.2%● unchanged vs 07-2025 09-2025: 0.2%● unchanged vs 08-2025 10-2025: 0.2%● unchanged vs 09-2025 11-2025: 0.2%● unchanged vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.3%▲ +0.1 percentage points vs 12-2025 02-2026: 0.3%● unchanged vs 01-2026 03-2026: 0.3%● unchanged vs 02-2026 04-2026: 0.3%● unchanged vs 03-2026highest value 05-2026: 0.2%▼ -0.1 percentage points vs 04-2026 06-2026: 0.2%● unchanged vs 05-2026 07-2026: 0.2%● unchanged vs 06-2026 08-2026: 0.2%● unchanged vs 07-2026 09-2026: 0.2%● unchanged vs 08-2026 10-2026: 0.2%● unchanged vs 09-2026 11-2026: 0.2%● unchanged vs 10-2026

Financial strength
Strong

54+11equity 28.9% of total assets
48+2short-term debt 65.6% · cash 26.5%
100=return on assets 30.1%

Score breakdown

raises risk
1 change of registered office in 24 months
lowers risk
Sector: Computer programming, consultancy and related activities (NACE 62)
Liquidity: current ratio 1.19, cash €19,417
Figures for financial year 2025 (filed on 18-04-2026)
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 28% of them on solvency, 23% on liquidity, 82% on profitability and 41% on growth.

The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 30-09-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 5,053 companies had the same profile as KOSMIK has now. Each dot stands for 13 companies, two years later.

95.9%
were still trading
2.4%
stopped another way
1.6%
went bankrupt
  • Micro
  • 10 to 20 years old
  • solvency 10 to 30%
  • a profit of 5% of the balance sheet or more

Another 0.1% stopped without a precise date, possibly only after those two years.

The bankruptcy probability of KOSMIK itself is lower: 0.2% within 12 months. It rests on far more data about KOSMIK than the profile alone.

Test of the method

The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 5,053 companies, not a prediction for KOSMIK. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €1,500 on 30-day terms is acceptable

Liquidity is tight, with a current ratio of 1.19 (1.49 in 2024), below the usual 1.5. Short-term debt is 65.6% and cash 26.5% of total assets. 71.1% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
lowers risk · Sector: Computer programming, consultancy and related activities (NACE 62)
KBO
lowers risk · Liquidity: current ratio 1.19, cash €19,417
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed on 18-04-2026)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 15-04-2026, 15 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
15 days early
2024
36 days early
2023
28 days early
2022
3 days early
2021
31 days early
2020
1 day early
2019
on the day
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 16 days before the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 3 April (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
30-09-2026 year end11-11-2026 today30-04-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

MD
Director, since 05-02-2016
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0647864483
Registered office moved within Kraainem New registered office: Kapellelaan 117, 1950 Kraainem · Previous registered office: Kapellelaan 118, 1950 Kraainem · Change of role: MUQUARDT Denis, from manager to director · General meeting of 18-03-2025 · Gazette deed
Registered-office move Denis Muquardt holds 100 shares · Partner: Denis Muquardt (enig deelgenoot) · General meeting of 31-08-2017 · Gazette deed
Incorporation published on 09-02-2016 · Gazette deed
All 19 events

Comparable companies

same main activity, similar in size and age
Company
KOSMIK Kraainem €73,240 €43,747 28.9% -
B-TechConsult Aarschot €74,147 €38,843 39.0% -
IN4IT Rotselaar €82,259 €39,147 95.0% -
KLIATCHKINE IT CONSULTING Leuven €70,688 €50,675 70.3% -
blackslash Stabroek €72,440 €46,363 25.9% -
ETTETUANI CONSULTING Gembloux €78,828 €45,201 83.4% -
Certyl Antwerp €80,245 €41,543 93.4% -

These companies have the same main activity as KOSMIK: computer consultancy and computer facilities management (NACE 62200). They are comparable in size and age: total assets between €70,700 and €82,300, founded in 2016.

Official details

Source: KBO
Status
Active since 05-02-2016Normal situation
Activity
Computer consultancy and computer facilities managementNACE 62200
Establishment unit
2.250.061.8841950 Kraainem, since 05-02-2016
Financial year end
30 September
Peppol
Reachable since 30-09-2025
Company details

Annual accounts to 30-09-2025

≈ €150,000estimated
€73,240▼ 37.9%
Filing
Filed on 15-04-2026, 15 days before the end of the filing period
Financials

Insights on KOSMIK

KOSMIK files the micro format. That format states no turnover. The gross margin rose from €31,460 in 2016 to €43,747 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about KOSMIK

What is the company number of KOSMIK?
The company number of KOSMIK is 0647.864.483. The VAT number is the same number with BE in front: BE 0647.864.483.
Where is KOSMIK based?
The registered office is at Kapellelaan 117, 1950 Kraainem.Company details
What does KOSMIK do?
According to the KBO register, the main activity is computer consultancy and computer facilities management (NACE 62200).
What is the legal form of KOSMIK?
KOSMIK is a private limited company (BV).
When was KOSMIK founded?
KOSMIK was founded on 05-02-2016.
Is KOSMIK still active?
Yes, KOSMIK is an active enterprise in the KBO register.
What is the turnover of KOSMIK?
The turnover in financial year 2025 is ≈ €150,000. This figure is estimated from the gross margin of €43,747 and 63 comparable companies (NACE 62200). It probably lies between €120,000 and €200,000.Financials
Is KOSMIK profitable?
In financial year 2025, KOSMIK made a profit of €22,016.
Where can I find the annual accounts of KOSMIK?
KOSMIK filed 10 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of KOSMIK due?
KOSMIK must file the annual accounts for financial year 2026 by 30-04-2027.Timeline

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